HIFS - NASDAQ

Hingham Institution for Savings

HIFS·NASDAQ

$276.50

-3.9%

Financial ServicesBanks - Regional

Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial and residential real estate, construction, home equity, commercial, and consumer loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of six offices in Boston and eastern Massachusetts; and commercial lenders and relationship managers in Washington. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$602.84M

EPS25.0100

P/E Ratio11.06

Earnings Date07/17/2026

4.54B

Assets

3Y+8.0%

5Y+59.0%

10Y+125.0%

4.06B

Total Liabilities

3Y+7.0%

5Y+58.0%

10Y+119.0%

479.71M

Total Equity

11%

3Y+24.0%

5Y+64.0%

10Y+198.0%

Hingham Institution for Savings Funding & Solvency Profile

HIFS · NASDAQ

Current Assets

Cash & Cash Equivalents6.68M

Net Receivables9.21M

Inventory0.00

Other Current Assets0.00

Total Current Assets16 M

Non-Current Assets

Property, Plant & Equipment15.91M

Goodwill & Intangible Assets0.00

Long-Term Investments4.48B

Other Non-Current Assets44.98M

Total Non-Current Assets5 B

Total Assets

4.54B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.47x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-650945000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

0% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Hingham Institution for Savings Balance Sheet

HIFS • NASDAQ

Hingham Institution for Savings Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	6.7M	351.8M	362.5M	362M	271.2M	234M	252.1M	296M	355.2M	322.9M	267.2M	190.1M	115.9M	101.1M	129.7M	67.9M	52.6M	20.2M	8.3M	14.5M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	6K	11K	14K	34.3M	27.2M	40.6M	70.6M	106.4M	102.9M	96.7M	13.9M	13.2M	13.6M	25.3M	0.0
Cash & Short-Term Investments	6.7M	351.8M	362.5M	362M	271.2M	234M	252.2M	296M	389.5M	350.1M	307.8M	260.7M	222.2M	203.9M	226.4M	81.8M	65.8M	33.9M	33.6M	14.5M
Net Receivables	9.2M	8.8M	8.6M	7.1M	5.5M	5.3M	4.9M	4.6M	4.4M	3.5M	3.3M	3M	2.8M	2.7M	2.9M	3M	3.4M	3.4M	3.1M	3.1M
Accounts Receivables	9.2M	8.8M	8.6M	7.1M	5.5M	5.3M	4.9M	4.6M	4.4M	3.5M	3.3M	3M	2.8M	2.7M	2.9M	3M	3.4M	3.4M	3.1M	3.1M
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.4M	1.9M	2.5M	3.4M	0.0	0.0	0.0
Total Current Assets	15.9M	360.6M	371M	369.2M	276.6M	239.3M	257.1M	300.6M	393.9M	353.6M	311.1M	263.7M	225M	206.6M	231.2M	87.3M	72.6M	37.2M	36.7M	17.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	15.9M	16.4M	17M	17.9M	15.8M	15.2M	14.5M	14.6M	14.1M	14.5M	15.1M	15.2M	15.9M	14.2M	10.6M	8M	5.4M	5.6M	3.8M	3.9M
Long-Term Investments	4.5B	4B	4B	3.7B	3.1B	2.6B	2.3B	2B	1.8B	1.6B	1.4B	1.2B	1.1B	949.7M	849.8M	888M	814.6M	734.6M	671.3M	643.8M
Tax Assets	0.0	0.0	974K	4.1M	0.0	763K	1.2M	2.3M	1.3M	2.5M	3.3M	2.6M	2.9M	2.6M	2.7M	2.8M	2M	1.4M	1.4M	0.0
Other Non-Current Assets	45M	96M	97.4M	78.2M	47.6M	40.6M	43.3M	43.5M	41.3M	38.4M	33.5M	32M	33.8M	31.5M	33M	31.8M	30.9M	27.3M	31.4M	26.3M
Total Non-Current Assets	4.5B	4.1B	4.1B	3.8B	3.2B	2.6B	2.3B	2.1B	1.9B	1.7B	1.5B	1.3B	1.1B	997.9M	896.1M	930.6M	853M	768.9M	707.9M	674M
Total Assets	4.5B	4.5B	4.5B	4.2B	3.4B	2.9B	2.6B	2.4B	2.3B	2B	1.8B	1.6B	1.4B	1.2B	1.1B	1B	925.6M	806.2M	744.6M	691.7M
LIABILITIES
CURRENT LIABILITIES
Total Payables	11.8M	8.2M	12.3M	4.5M	198K	252K	960K	2.2M	575K	400K	303K	350K	490K	478K	475K	591K	714K	692K	995K	829K
Accounts Payable	11.8M	8.2M	12.3M	4.5M	198K	252K	960K	2.2M	575K	400K	303K	350K	490K	478K	475K	591K	714K	692K	995K	829K
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	400K	303K	350K	490K	478K	0.0	591K	714K	692K	995K	829K
Short Term Debt	666.6M	687M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-11.6M	2.5B	2.3B	2.5B	2.4B	2.1B	1.8B	1.6B	1.5B	1.4B	1.2B	1.1B	940.9M	869.9M	787.6M	730M	631.1M	525.3M	441.3M	408.2M
Total Current Liabilities	666.8M	3.2B	2.4B	2.5B	2.4B	2.1B	1.8B	1.6B	1.5B	1.4B	1.2B	1.1B	941.9M	870.8M	788M	731.1M	632.5M	526.7M	443.3M	409.8M
NON-CURRENT LIABILITIES
Long Term Debt	797.3M	810M	1.7B	1.3B	665M	408M	505.9M	607.4M	580M	476.2M	403.4M	330.6M	303.8M	235.4M	248.6M	207.6M	222.6M	215M	243.7M	227.6M
Deferred Tax Liabilities (Non-Current)	9.5M	0.0	0.0	0.0	536K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	2.6B	28.7M	21.4M	22M	18M	16.7M	15.4M	13.3M	12M	10.5M	9.5M	10.2M	7.6M	6.8M	8.4M	6.4M	5.1M	4.7M	-240.9M	2.4M
Total Non-Current Liabilities	3.4B	838.7M	1.7B	1.3B	683.5M	424.7M	521.3M	620.7M	592M	486.7M	412.9M	340.8M	311.3M	242.2M	257M	214M	227.8M	219.7M	246.6M	230M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	1.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	243.7M	0.0
Total Liabilities	4.1B	4B	4.1B	3.8B	3.1B	2.6B	2.3B	2.2B	2.1B	1.9B	1.6B	1.4B	1.3B	1.1B	1B	945.1M	860.3M	746.4M	689.8M	639.8M
SHAREHOLDERS' EQUITY
Common Stock	2.2M	2.2M	2.2M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M	2.1M
Additional Paid-In Capital	16M	15.6M	14.2M	13.1M	12.7M	12.5M	12.2M	11.9M	11.8M	11.6M	11.1M	10.9M	10.7M	10.5M	10.5M	10.4M	10.4M	10.4M	10.3M	10.3M
Retained Earnings	461.5M	414M	391.3M	370.8M	339.7M	278.3M	232.9M	198.6M	165.6M	144.6M	124.5M	108.2M	90.4M	79.9M	69.4M	60M	52.3M	46.6M	42.5M	40.1M
Accumulated Other Comprehensive Income/Loss	-8K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6.7M	2.7M	353K	201K	-20K	224K	235K	196K	458K	770K	-128K	-691K
Total Stockholders' Equity	479.7M	431.8M	407.6M	386M	354.6M	292.9M	247.2M	212.6M	186.2M	161M	138M	121.5M	103.2M	92.8M	82.3M	72.7M	65.3M	59.8M	54.8M	51.8M
Total Equity	479.7M	431.8M	407.6M	386M	354.6M	292.9M	247.2M	212.6M	186.2M	161M	138M	121.5M	103.2M	92.8M	82.3M	72.7M	65.3M	59.8M	54.8M	51.8M
SUMMARY
Total Liabilities & Equity	4.5B	4.5B	4.5B	4.2B	3.4B	2.9B	2.6B	2.4B	2.3B	2B	1.8B	1.6B	1.4B	1.2B	1.1B	1B	925.6M	806.2M	744.6M	691.7M
Total Investments	4.5B	4B	4B	3.7B	3.1B	2.6B	2.3B	2B	1.9B	1.6B	1.4B	1.3B	1.2B	1.1B	946.5M	901.9M	827.8M	748.3M	696.7M	643.8M
Total Debt	1.5B	1.5B	1.7B	1.3B	665M	408M	505.9M	607.4M	580M	476.2M	403.4M	330.6M	303.8M	235.4M	247.5M	207.6M	222.6M	215M	487.5M	227.6M
Net Debt	1.5B	1.1B	1.3B	914M	393.8M	174M	253.7M	311.4M	224.7M	153.3M	136.2M	140.4M	187.9M	134.3M	118.8M	139.7M	170M	194.8M	479.2M	213.1M
Shares Outstanding	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979	2,179,979

SEC Filings

HIFS - Filing history and reports

No SEC filings available for HIFS

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