Hingham Institution for Savings

Hingham Institution for Savings

HIFSยทNASDAQ

$276.50

-3.9%
Financial ServicesBanks - Regional

Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial and residential real estate, construction, home equity, commercial, and consumer loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of six offices in Boston and eastern Massachusetts; and commercial lenders and relationship managers in Washington. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.

At a Glance

Live Snapshot
Market Cap$602.84M
EPS25.0100
P/E Ratio11.06
Earnings Date07/17/2026
3Y-36.0%
5Y-21.0%
10Y+42.0%
3Y-95.0%
5Y-87.0%
10Y-79.0%
3Y-97.0%
5Y-91.0%
10Y-91.0%
HIFS

Hingham Institution for Savings Cash Conversion Engine

HIFS ยท NASDAQ
Net Income54.55M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital2.03M
Others-20.79M
Capital Expenditures-266.00K
Free Cash Flow35.53M

Cash Flow Quality Analysis

FCF Conversion Rate

65.1%

Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.

CapEx Intensity

0.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+202.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$2.03M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Solid cash generation: Positive free cash flow with reasonable earnings quality provides financial flexibility for growth investments, debt reduction, or shareholder returns.

Hingham Institution for Savings Cash Flow Statement

HIFS โ€ข NASDAQ

Hingham Institution for Savings Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
54.6M
28.2M
26.4M
37.5M
67.5M
50.8M
38.9M
30.4M
25.8M
23.4M
19.3M
22.3M
13.4M
13.3M
12.1M
10.2M
8M
6.3M
4.5M
4.6M
0.0
750K
685K
494K
543K
703K
652K
638K
650K
730K
766K
770K
664K
618K
531K
443K
630K
722K
450K
751K
0.0
4.8M
3.2M
-4.6M
1.3M
450K
1M
-957K
-371K
-541K
-723K
168K
-241K
154K
73K
-674K
-459K
-474K
-189K
-162K
0.0
173K
40K
22K
39K
76K
160K
113K
175K
156K
110K
283K
0.0
19K
30K
5K
0.0
2K
10K
0.0
-20.8M
-20.4M
-14.2M
26.3M
-10.7M
-5.3M
-5.6M
4.6M
1.8M
1M
832K
-5.3M
714K
1.2M
1.9M
1.7M
1.8M
334K
-168K
287K
(12.7M)
(625K)
(8.6M)
(21.2M)
(24.1M)
(18.8M)
(13.6M)
(13.4M)
(18.7M)
(16.9M)
(14.1M)
(10.7M)
(8.9M)
(9.1M)
(8.7M)
(7.7M)
(5.6M)
(0.0)
(0.0)
(0.0)
2M
-1.6M
3.6M
-3.8M
381K
-1.1M
-2M
1M
-523K
355K
-108K
12K
1.4M
-1.6M
2.3M
1.9M
-3.4M
-716K
660K
-496K
35.8M
11.9M
19.8M
55.9M
59M
45.6M
33.2M
35.9M
27.4M
25.1M
20.2M
18.2M
15.9M
13.7M
16.8M
13.6M
6.6M
6.2M
5.3M
5M
INVESTING ACTIVITIES
(0.0)
-139K
-1.3M
-2.5M
-1.6M
-1.5M
-647K
-1.1M
-256K
-98K
-649K
-127K
-2.3M
-4.2M
-3.1M
-3M
-282K
-1.1M
-328K
-1M
(0.0)
-17.2M
-2.9M
-9M
-18.9M
-20.1M
-6.6M
-13.5M
-3.7M
-9M
-5.9M
-31.9M
-42.7M
-76.1M
-55.9M
-77.2M
-60.9M
-94.9M
-62.9M
-46M
0.0
1M
1.4M
12.5M
4.6M
9.8M
4.1M
6.4M
957K
26.4M
36M
6.8M
31.2M
60.6M
47.7M
69.1M
53.2M
78.3M
76.2M
41.9M
-37.5M
48.8M
-273.8M
-686.2M
-511.5M
-268.6M
-216.3M
-178.8M
-233.1M
-200.3M
-162.3M
-91.5M
-123.6M
-90.1M
-52.1M
-69.1M
-77.5M
-55.2M
-51M
-51.3M
-37.5M
(32.5M)
-276.6M
-685.3M
-527.3M
-280.4M
-219.5M
-187.1M
-236.1M
-183M
-132.9M
-116.8M
-137.6M
-109.8M
-63.4M
-80.1M
-85.5M
-72.9M
-38M
-56.4M
FINANCING ACTIVITIES
244K
1.3M
1.1M
316K
233K
152K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
114K
-33.2M
-195.7M
416.7M
611M
257M
-97.9M
-101.5M
27.4M
103.8M
72.8M
72.8M
26.8M
68.3M
-13.2M
39.9M
-15.1M
7.8M
25M
-50.5M
15.8M
-5.5M
-5.5M
-6.8M
-6.6M
-5.8M
-4.9M
-4.4M
-3.7M
-3.5M
-3.2M
-4.6M
-2.9M
-2.8M
-2.7M
-2.6M
-2.4M
-2.3M
-2.2M
-2.1M
-2.1M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-152K
-214K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
58M
144.9M
-153.7M
115.6M
254.1M
319.3M
248.3M
68.3M
140.6M
150.2M
128.2M
149.1M
71.6M
83M
57.8M
99.2M
105.8M
30.5M
99.9M
43.9M
19.5M
-55M
257.3M
720.3M
505.5M
216.7M
142.5M
92M
240.9M
219.8M
196.4M
173M
137.2M
67.1M
95.1M
81.7M
111.4M
53.3M
47.3M
57.7M
CASH FLOW SUMMARY
17.8M
-10.6M
444K
90.9M
37.2M
-18.2M
-43.8M
-59.3M
32.3M
61.9M
83.8M
74.4M
15.5M
-29M
48.5M
15.2M
32.4M
-13.4M
14.5M
6.3M
351.8M
362.5M
362M
271.2M
234M
252.1M
296M
355.2M
322.9M
261M
177.2M
102.8M
87.3M
116.3M
67.9M
52.6M
20.2M
33.6M
19.1M
12.8M
369.6M
351.8M
362.5M
362M
271.2M
234M
252.1M
296M
355.2M
322.9M
261M
177.2M
102.8M
87.3M
116.3M
67.9M
52.6M
20.2M
33.6M
19.1M
35.5M
11.8M
18.5M
53.3M
57.4M
44.1M
32.5M
34.7M
27.2M
25M
19.6M
18M
13.6M
9.5M
13.7M
10.6M
6.3M
5.1M
4.9M
4M

SEC Filings

HIFS - Filing history and reports

No SEC filings available for HIFS