Hingham Institution for Savings

Hingham Institution for Savings

HIFSยทNASDAQ

$287.69

-3.9%
Financial ServicesBanks - Regional

Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial and residential real estate, construction, home equity, commercial, and consumer loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of six offices in Boston and eastern Massachusetts; and commercial lenders and relationship managers in Washington. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.

At a Glance

Live Snapshot
Market Cap$627.24M
EPS25.0100
P/E Ratio11.36
Earnings Date07/17/2026
Hingham Institution for Savings

Hingham Institution for Savings Fair Value Envelope

HIFS ยท NASDAQ

Our analysis suggests that HIFS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $287.69, this represents a potential HIDDEN relative to our calculated worth for Hingham Institution for Savings.

Intrinsic Value
Current Price: $287.69

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$324.9B
+ Cash & Equivalents$6.7M
Firm Value$325.0B
- Debt$1.5B
Equity Value$323.5B
/ Shares Outstanding2,179,979B
DCF Value$148.4K
UNDERVALUED BY 51480%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$71.6M
$143.2M
$286.3M
$572.7M
$1.1B
$2.3B
$4.6B
$9.2B
$18.3B
$36.7B
Maintenance CapEx
-$106.4K
-$212.8K
-$425.6K
-$851.2K
-$1.7M
-$3.4M
-$6.8M
-$13.6M
-$27.2M
-$54.5M
Owner Earnings
$71.5M
$143.0M
$285.9M
$571.8M
$1.1B
$2.3B
$4.6B
$9.1B
$18.3B
$36.6B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$66.2M
$122.6M
$227.0M
$420.3M
$778.3M
$1.4B
$2.7B
$4.9B
$9.2B
$17.0B
Terminal Value represents 88.7% of Enterprise Value