FVCBankcorp, Inc.

FVCBankcorp, Inc.

FVCBยทNASDAQ

$15.66

-2.7%
Financial ServicesBanks - Regional

FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$281.83M
EPS1.2200
P/E Ratio12.84
Earnings Date07/23/2026
3Y+46.0%
5Y+77.0%
10Y+267.0%
3Y-12.0%
5Y+42.0%
10Y+218.0%
3Y+7.0%
5Y+61.0%
10Y+154.0%
FVCBankcorp, Inc.

FVCBankcorp, Inc. Profit Bridge

FVCB ยท NASDAQ
Revenue122.03M
Cost of Goods Sold (56.22M)
Gross Profit65.82M
Operating Expenses (37.57M)
Operating Income28.25M
Interest Expense (54.63M)
Other Income/Expense0.00
Pretax Income28.25M
Income Tax (6.19M)
Net Income22.06M
Net Income
22.06M

Profitability Analysis

Gross Margin

53.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

23.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

18.1%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.9%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

FVCBankcorp, Inc. Income Statement

FVCB โ€ข NASDAQ

FVCBankcorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010
REVENUE
122M
111.6M
91.9M
83.5M
71.5M
68.9M
68.4M
52.9M
42.8M
33.3M
27.4M
23.6M
19.3M
15.6M
12.6M
9.4M
GROSS PROFIT
(56.2M)
(57.7M)
(52.4M)
(18.1M)
(10M)
(19.5M)
(20.4M)
(14M)
(9.4M)
(6.9M)
(4.7M)
(4.2M)
(3.8M)
(3.7M)
(2.9M)
(2.9M)
65.8M
53.9M
39.5M
65.5M
61.5M
49.4M
48M
38.9M
33.4M
26.4M
22.7M
19.5M
15.6M
11.9M
9.7M
6.5M
OPERATING INCOME
(37.6M)
(31.6M)
(35.3M)
(34.5M)
(33.3M)
(29.8M)
(28M)
(25.8M)
(18.8M)
(15.9M)
(14.4M)
(13.2M)
(12.1M)
(9.6M)
(8.3M)
(6M)
(22.2M)
(21.7M)
(23.5M)
(22.5M)
(21M)
(18.1M)
(18.2M)
(15.3M)
(12.8M)
(11.1M)
(10M)
(8.9M)
(8.3M)
(6.5M)
(0.0)
(0.0)
28.2M
22.3M
4.2M
31M
28.2M
19.7M
20M
13.1M
14.5M
10.5M
8.3M
6.3M
3.5M
2.3M
1.4M
507K
PRE-TAX INCOME
(54.6M)
(57.7M)
(52.2M)
(15.4M)
(10.5M)
(14.5M)
(18.7M)
(12.1M)
(8.2M)
(5.4M)
(3.7M)
(3.3M)
(3M)
(2.5M)
(2.3M)
(1.9M)
63.8M
55M
53.8M
64.8M
57.6M
52.3M
47.7M
39.5M
31.9M
27M
22.7M
19M
15.4M
12.5M
9.9M
6.9M
(15.3M)
(9.9M)
(11.8M)
(12M)
(12.3M)
(11.6M)
(9.7M)
(10.5M)
(6M)
(4.8M)
(4.4M)
(4.3M)
(3.8M)
(3.1M)
(8.3M)
(6M)
28.2M
22.3M
4.2M
31M
28.2M
19.7M
20M
13.1M
14.5M
10.5M
8.3M
6.3M
3.5M
2.3M
1.4M
507K
NET INCOME
(6.2M)
(7.2M)
(410K)
(6M)
(6.3M)
(4.2M)
(4.2M)
(2.2M)
(6.8M)
(3.6M)
(2.9M)
(2.2M)
(1.3M)
(804.7K)
-558K
-302K
22.1M
15.1M
3.8M
25M
21.9M
15.5M
15.8M
10.9M
7.7M
6.9M
5.4M
4.1M
2.2M
1.5M
2M
809K

SEC Filings

FVCB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 07, 2026
December 31, 2025
2025
10-K/A

10-K/A 2025 FY (Amended)

FY

March 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 20, 2026
March 19, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
Showing 1 to 10 of 128 filings