FVCBankcorp, Inc.

FVCBankcorp, Inc.

FVCBยทNASDAQ

$15.66

-2.7%
Financial ServicesBanks - Regional

FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$281.83M
EPS1.2200
P/E Ratio12.84
Earnings Date07/23/2026
3Y+7.0%
5Y+61.0%
10Y+153.0%
3Y-58.0%
5Y-65.0%
10Y-46.0%
3Y-63.0%
5Y-74.0%
10Y-59.0%
FVCB

FVCBankcorp, Inc. Cash Conversion Engine

FVCB ยท NASDAQ
Net Income22.06M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital794.00K
Others1.01M
Capital Expenditures-47.00K
Free Cash Flow23.86M

Cash Flow Quality Analysis

FCF Conversion Rate

108.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

0.2%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+31.9%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$794.00K

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

FVCBankcorp, Inc. Cash Flow Statement

FVCB โ€ข NASDAQ

FVCBankcorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
OPERATING ACTIVITIES
22.1M
15.1M
3.8M
25M
21.9M
15.5M
15.8M
10.9M
7.7M
6.9M
5.4M
4.1M
2.2M
1.5M
0.0
445K
595K
686K
860K
960K
1M
615K
556K
543.8K
584K
555.7K
522.8K
488.2K
0.0
1.2M
1.1M
521K
1M
-1.2M
185K
-866K
1.3M
-313.4K
-365.9K
-193.9K
-106.1K
-585.9K
0.0
789K
1.1M
1.2M
1M
690K
679K
707K
628K
697.8K
705K
481K
359.5K
260.9K
1M
-1.9M
14M
-446K
-8.5M
2.7M
1.9M
3M
422K
2M
1M
1M
209.1K
302.1K
(5.4M)
(5.6M)
(2.4M)
(6.1M)
(0.0)
(0.0)
(0.0)
(0.0)
(5.9M)
(3M)
(2.6M)
(2.3M)
(2M)
(1.3M)
794K
2.6M
-4.4M
-4.5M
3.1M
-3.9M
-218K
-1M
-129K
-392.6K
-50.5K
-445.9K
-864.2K
-97.9K
23.9M
18.2M
16.3M
22.4M
19.4M
14.9M
19.4M
13.3M
10.5M
9.4M
7.3M
5.6M
2.3M
1.8M
INVESTING ACTIVITIES
(0.0)
-141K
-212K
-166K
-485K
-353K
-311K
-743K
-500K
-282.2K
-330.9K
-268.5K
-576.7K
-404K
(0.0)
(0.0)
(0.0)
(0.0)
-22.2M
(0.0)
(0.0)
(5.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(10.6M)
(0.0)
-1.9M
(0.0)
-47.2M
-245.7M
-34.8M
-36.6M
-37M
-22.1M
-68.7M
-34.1M
-29.8M
-47.8M
-19.9M
0.0
15.5M
107.7M
37.1M
48M
51.7M
24.1M
40.2M
17.8M
21.2M
28.6M
25.6M
17.2M
16.6M
-94.7M
-22.4M
41.7M
-215.6M
-123.9M
-284.9M
-150.7M
-121.8M
-138.9M
-126.7M
-126.9M
-96.5M
-104.1M
-67M
-94.7M
-8.9M
(149.2M)
-225.8M
-344.3M
-268.3M
-163.6M
-114.3M
-143.7M
-174.5M
-132.8M
-100.9M
-135.3M
-60.2M
FINANCING ACTIVITIES
-6.1M
1.7M
284K
943K
1.2M
-6.9M
1.2M
34.6M
10.3M
114.4K
23K
165.3K
21M
794K
-50M
-36M
-150M
208.8M
-23.8M
29.5M
15M
-27.6M
-27M
15.6M
3.2M
21M
9M
-2M
-2.2M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-6.7M
(0.0)
-1.5M
-730K
(0.0)
-7.3M
(0.0)
(0.0)
-4K
-5.3K
-3.3K
(0.0)
(0.0)
(0.0)
126.6M
25.1M
-15M
-23.6M
351.3M
236.8M
133.5M
95.9M
152.2M
149.4M
122.4M
71.2M
54.3M
102.6M
68.3M
-9.2M
-164.7M
186.1M
328.7M
259.4M
149.7M
102.9M
135.4M
165.1M
125.6M
92.4M
84.3M
101.4M
CASH FLOW SUMMARY
-2.5M
119K
789K
-17.4M
3.8M
5.9M
5.5M
2M
2.3M
-82.7K
176.4K
-2.9M
-48.7M
43.1M
8.2M
8M
7.3M
24.6M
20.8M
14.9M
9.4M
7.4M
5.2M
5.3M
5.1M
8M
56.7M
13.6M
5.7M
8.2M
8M
7.3M
24.6M
20.8M
14.9M
9.4M
7.4M
5.2M
5.3M
5.1M
8M
56.7M
23.9M
18.1M
16.1M
22.2M
19M
14.5M
19.1M
12.6M
10M
9.1M
7M
5.3M
1.8M
1.4M

SEC Filings

FVCB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 07, 2026
December 31, 2025
2025
10-K/A

10-K/A 2025 FY (Amended)

FY

March 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 20, 2026
March 19, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
Showing 1 to 10 of 128 filings