FVCBankcorp, Inc.

FVCBankcorp, Inc.

FVCBยทNASDAQ

$15.66

-2.7%
Financial ServicesBanks - Regional

FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$281.83M
EPS1.2200
P/E Ratio12.84
Earnings Date07/23/2026
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FVCBankcorp, Inc. Street Expectations Map

FVCB ยท NASDAQ

Wall Street analysts project that FVCB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 19.00, with estimates ranging from a low of 19.00 to a high of 19.00.

Lowest Target
19.00
21.33%
Consensus Target
19.00
21.33%
Highest Target
19.00
21.33%

The consensus 1-year price target stands at 19.00, with estimates ranging from a low of 19.00 to a high of 19.00.

Analyst Consensus Analysis

Upside Potential

+21.3%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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FVCBankcorp, Inc. Forward Estimates of Revenue

FVCB ยท NASDAQ
Latest Revenue
122.03M
FY 2025
Avg Estimate
73.88M
FY 2026
Estimate Range
72.42M - 75.33M
Analyst Spread

Forward Growth Analysis

Projected Growth-39.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FVCBankcorp, Inc. Forward Estimates of Net Income

FVCB ยท NASDAQ
Latest Net Income
22.06M
FY 2025
Avg Estimate
23.68M
FY 2026
Estimate Range
23.09M - 24.37M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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FVCBankcorp, Inc. Forward Estimates of EPS

FVCB ยท NASDAQ
Latest EPS
1.22
FY 2025
Avg Estimate
$1.29
FY 2026
Estimate Range
$1.26 - $1.32
Analyst Spread

Forward Growth Analysis

Projected Growth+6.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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FVCBankcorp, Inc. Forward Estimates of EBIT

FVCB ยท NASDAQ
Latest EBIT
28.25M
FY 2025
Avg Estimate
19.30M
FY 2026
Estimate Range
18.92M - 19.68M
Analyst Spread

Forward Growth Analysis

Projected Growth-31.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FVCBankcorp, Inc. Forward Estimates of EBITDA

FVCB ยท NASDAQ
Latest EBITDA
28.25M
FY 2025
Avg Estimate
19.96M
FY 2026
Estimate Range
19.57M - 20.35M
Analyst Spread

Forward Growth Analysis

Projected Growth-29.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FVCBankcorp, Inc. Forward Estimates of SG&A Expense

FVCB ยท NASDAQ
Latest SG&A Expense
22.23M
FY 2025
Avg Estimate
18.67M
FY 2026
Estimate Range
18.30M - 19.03M
Analyst Spread

Forward Growth Analysis

Projected Growth-16.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FVCBankcorp, Inc. Insider Positioning

FVCB ยท NASDAQ

During the last 12 months, insiders have sold $2.02M worth of FVCB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

13.0K

193.17K

Net Activity

-193K

-$193K

3-6 Months

Bought

0

0.00

Sold

62.1K

968.53K

Net Activity

-969K

-$969K

6-9 Months

Bought

0

0.00

Sold

22.5K

210.21K

Net Activity

-210K

-$210K

9-12 Months

Bought

0

0.00

Sold

59.4K

649.47K

Net Activity

-649K

-$649K

Top Buyers

No buying activity

Top Sellers

1
SLW

Schwartz Lawrence W

Director

47.0K sharesโ€ข3 transactions

$724K

2
SD

Satz Devin

Director

38.5K sharesโ€ข4 transactions

$422K

3
WPRI

Wills Phillip R. Iii

Director

26.5K sharesโ€ข3 transactions

$401K

4
LS

Laughlin Scott

Director

22.6K sharesโ€ข2 transactions

$213K

5
FPA

Ferrick Patricia A

Director, Officer: President

11.0K sharesโ€ข1 transactions

$101K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.02M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$193K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.