FVCBankcorp, Inc.

FVCBankcorp, Inc.

FVCBยทNASDAQ

$15.66

-2.7%
Financial ServicesBanks - Regional

FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

At a Glance

Live Snapshot
Market Cap$281.83M
EPS1.2200
P/E Ratio12.84
Earnings Date07/23/2026
FVCBankcorp, Inc.

FVCBankcorp, Inc. Fair Value Envelope

FVCB ยท NASDAQ

Our analysis suggests that FVCB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $15.66, this represents a potential HIDDEN relative to our calculated worth for FVCBankcorp, Inc..

Intrinsic Value
Current Price: $15.66

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3.8B
+ Cash & Equivalents$5.7M
Firm Value$3.8B
- Debt$25.2M
Equity Value$3.8B
/ Shares Outstanding18,051,700B
DCF Value$211
UNDERVALUED BY 1247%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$31.5M
$41.5M
$54.7M
$72.2M
$95.2M
$125.5M
$165.6M
$218.4M
$288.0M
$379.8M
Maintenance CapEx
-$12.4K
-$16.3K
-$21.6K
-$28.4K
-$37.5K
-$49.5K
-$65.2K
-$86.0K
-$113.5K
-$149.6K
Owner Earnings
$31.5M
$41.5M
$54.7M
$72.2M
$95.2M
$125.5M
$165.5M
$218.3M
$287.9M
$379.6M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$29.1M
$35.6M
$43.4M
$53.0M
$64.8M
$79.1M
$96.6M
$117.9M
$144.0M
$175.8M
Terminal Value represents 78.1% of Enterprise Value