FirstSun Capital Bancorp

FirstSun Capital Bancorp

FSUNยทNASDAQ

$34.31

-2.3%
Financial ServicesBanks - Regional

FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides a range of commercial and consumer banking, and financial services to small and medium-sized companies. The company offers deposit products, including noninterest bearing accounts, interest-bearing demand products, checking and savings accounts, money market and term certificate accounts, and certificates of deposit. It also provides commercial and industrial, owner-occupied and non-owner occupied commercial real estate mortgage, 1-4 family, home equity, and multi-family loans, as well as consumer loans comprising direct consumer installment loans, credit card accounts, overdrafts, and other revolving loans. In addition, it provides remote deposit and cash management products; treasury management products and services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. It provides its services through branches in Kansas, Colorado, New Mexico, Texas, and Arizona. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$954.49M
EPS3.5800
P/E Ratio9.58
Earnings Date07/27/2026
3Y+64.0%
5Y+90.0%
10Y+151.0%
3Y+65.0%
5Y+106.0%
10Y+378.0%
3Y+15.0%
5Y-20481.0%
10Y+2761.0%
FirstSun Capital Bancorp

FirstSun Capital Bancorp Profit Bridge

FSUN ยท NASDAQ
Revenue569.65M
Cost of Goods Sold (174.98M)
Gross Profit394.67M
Operating Expenses (269.56M)
Operating Income125.11M
Interest Expense (150.38M)
Other Income/Expense-2.22M
Pretax Income122.90M
Income Tax (24.96M)
Net Income97.94M
Net Income
97.94M

Profitability Analysis

Gross Margin

69.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

20.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

FirstSun Capital Bancorp Income Statement

FSUN โ€ข NASDAQ

FirstSun Capital Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019
REVENUE
569.6M
540.1M
485.2M
347.9M
287.4M
300M
226.8M
GROSS PROFIT
(175M)
(190.2M)
(138.5M)
(43.2M)
(17.1M)
(44M)
(34.7M)
394.7M
349.9M
346.7M
304.7M
270.2M
256M
192.1M
OPERATING INCOME
(269.6M)
(254.8M)
(215.2M)
(230.7M)
(218.4M)
(198.9M)
(170.2M)
(167.5M)
(164.2M)
(142.5M)
(142M)
(158.6M)
(144.8M)
(104.7M)
125.1M
95.1M
131.5M
74M
51.8M
57.2M
21.9M
PRE-TAX INCOME
(150.4M)
(162.6M)
(120.3M)
(25.2M)
(14.1M)
(20.9M)
(28.6M)
317.4M
296.9M
293.4M
241.6M
155.2M
136M
127.2M
(102.1M)
(90.6M)
(72.8M)
(88.7M)
(59.8M)
(54.1M)
(65.5M)
-2.2M
0.0
0.0
0.0
0.0
0.0
0.0
122.9M
95.1M
131.5M
74M
51.8M
57.2M
21.9M
NET INCOME
(25M)
(19.5M)
(28M)
(14.8M)
(8.7M)
(9.6M)
(1.4M)
97.9M
75.6M
103.5M
59.2M
43.2M
47.6M
20.5M

SEC Filings

FSUN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

May 22, 2026
April 01, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 21, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 27, 2026
February 27, 2026
2026
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
8-K

8-K 2026

N/A

February 06, 2026
February 06, 2026
2026
Showing 1 to 10 of 84 filings