FirstSun Capital Bancorp

FirstSun Capital Bancorp

FSUNยทNASDAQ

$34.31

-2.3%
Financial ServicesBanks - Regional

FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides a range of commercial and consumer banking, and financial services to small and medium-sized companies. The company offers deposit products, including noninterest bearing accounts, interest-bearing demand products, checking and savings accounts, money market and term certificate accounts, and certificates of deposit. It also provides commercial and industrial, owner-occupied and non-owner occupied commercial real estate mortgage, 1-4 family, home equity, and multi-family loans, as well as consumer loans comprising direct consumer installment loans, credit card accounts, overdrafts, and other revolving loans. In addition, it provides remote deposit and cash management products; treasury management products and services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. It provides its services through branches in Kansas, Colorado, New Mexico, Texas, and Arizona. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$954.49M
EPS3.5800
P/E Ratio9.58
Earnings Date07/27/2026
3Y+15.0%
5Y-20481.0%
10Y+2761.0%
3Y-39.0%
5Y-50.0%
10Y+52.0%
3Y+120.0%
5Y-65.0%
10Y-1.0%
FSUN

FirstSun Capital Bancorp Cash Conversion Engine

FSUN ยท NASDAQ
Net Income97.94M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital10.23M
Others3.31M
Capital Expenditures-7.51M
Free Cash Flow103.97M

Cash Flow Quality Analysis

FCF Conversion Rate

106.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

6.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+8.6%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

+$10.23M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

FirstSun Capital Bancorp Cash Flow Statement

FSUN โ€ข NASDAQ

FirstSun Capital Bancorp Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019
OPERATING ACTIVITIES
97.9M
75.6M
103.5M
59.2M
43.2M
47.6M
20.5M
0.0
10.1M
12.2M
12.2M
8.6M
8.5M
8.3M
0.0
3.3M
3M
9.2M
3.1M
-3.4M
1.6M
0.0
2.4M
2.1M
1.4M
3M
2.3M
2.1M
3.3M
9.4M
12M
41.7M
77.2M
-66.9M
-46.9M
(15.7M)
(14.9M)
(28.5M)
(6.2M)
(6.6M)
(8M)
(520K)
10.2M
214K
-7.7M
-26.8M
-22M
11.3M
18.3M
111.5M
101.1M
125.2M
96.9M
113.1M
-547K
3.9M
INVESTING ACTIVITIES
-7.5M
-5.4M
-4.3M
-2.2M
-3.5M
-6.2M
-6.9M
(41K)
(0.0)
(0.0)
(444.5M)
(0.0)
-7M
(0.0)
-32.9M
-21.2M
-24.2M
-67.9M
-249.4M
-102M
-149.5M
43.4M
63.5M
44.3M
174.8M
146.3M
210.1M
212.3M
-333.2M
-117.7M
-343.1M
-1.1B
-187.3M
-757.9M
-273M
-330.2M
-80.9M
-327.3M
-538.1M
-293.9M
-662.9M
-217.1M
FINANCING ACTIVITIES
-1.2M
82.3M
-167K
-579K
-456K
-1.6M
-35.1M
260.2M
-254.5M
-259.9M
453.1M
-30.4M
11.5M
-161.7M
(0.0)
(0.0)
-167K
-579K
-456K
-1.6M
-36.7M
-3.5M
288.5M
598M
-336.3M
678.2M
711M
454M
255.4M
116.3M
337.9M
116.3M
647.3M
720.9M
257.2M
CASH FLOW SUMMARY
36.7M
136.6M
135.8M
-324.9M
466.5M
57.4M
44M
615.9M
479.4M
343.5M
668.5M
202M
144.5M
100.6M
652.6M
615.9M
479.4M
343.5M
668.5M
202M
144.5M
104M
95.7M
120.9M
94.7M
109.7M
-6.7M
-3M

SEC Filings

FSUN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

May 22, 2026
April 01, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 21, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 27, 2026
February 27, 2026
2026
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
8-K

8-K 2026

N/A

February 06, 2026
February 06, 2026
2026
Showing 1 to 10 of 84 filings