FirstSun Capital Bancorp

FirstSun Capital Bancorp

FSUN·NASDAQ

$34.31

-2.3%
Financial ServicesBanks - Regional

FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides a range of commercial and consumer banking, and financial services to small and medium-sized companies. The company offers deposit products, including noninterest bearing accounts, interest-bearing demand products, checking and savings accounts, money market and term certificate accounts, and certificates of deposit. It also provides commercial and industrial, owner-occupied and non-owner occupied commercial real estate mortgage, 1-4 family, home equity, and multi-family loans, as well as consumer loans comprising direct consumer installment loans, credit card accounts, overdrafts, and other revolving loans. In addition, it provides remote deposit and cash management products; treasury management products and services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. It provides its services through branches in Kansas, Colorado, New Mexico, Texas, and Arizona. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$954.49M
EPS3.5800
P/E Ratio9.58
Earnings Date07/27/2026
fsun

FirstSun Capital Bancorp Street Expectations Map

FSUN · NASDAQ

Wall Street analysts project that FSUN stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 44.00, with estimates ranging from a low of 43.00 to a high of 45.00.

Lowest Target
43.00
25.33%
Consensus Target
44.00
28.24%
Highest Target
45.00
31.16%

The consensus 1-year price target stands at 44.00, with estimates ranging from a low of 43.00 to a high of 45.00.

Analyst Consensus Analysis

Upside Potential

+28.2%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

4.5% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

fsun

FirstSun Capital Bancorp Forward Estimates of Revenue

FSUN · NASDAQ
Latest Revenue
569.65M
FY 2025
Avg Estimate
676.60M
FY 2026
Estimate Range
671.63M - 681.57M
Analyst Spread

Forward Growth Analysis

Projected Growth+18.8%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

fsun

FirstSun Capital Bancorp Forward Estimates of Net Income

FSUN · NASDAQ
Latest Net Income
97.94M
FY 2025
Avg Estimate
96.46M
FY 2026
Estimate Range
95.40M - 107.81M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.5%

Declining expectations indicate headwinds—investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread13%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

fsun

FirstSun Capital Bancorp Forward Estimates of EPS

FSUN · NASDAQ
Latest EPS
3.58
FY 2025
Avg Estimate
$3.60
FY 2026
Estimate Range
$3.38 - $3.81
Analyst Spread

Forward Growth Analysis

Projected Growth+0.4%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread12%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

fsun

FirstSun Capital Bancorp Forward Estimates of EBIT

FSUN · NASDAQ
Latest EBIT
125.11M
FY 2025
Avg Estimate
162.30M
FY 2026
Estimate Range
161.11M - 163.50M
Analyst Spread

Forward Growth Analysis

Projected Growth+29.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

fsun

FirstSun Capital Bancorp Forward Estimates of EBITDA

FSUN · NASDAQ
Latest EBITDA
133.07M
FY 2025
Avg Estimate
160.05M
FY 2026
Estimate Range
158.87M - 161.23M
Analyst Spread

Forward Growth Analysis

Projected Growth+20.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

fsun

FirstSun Capital Bancorp Forward Estimates of SG&A Expense

FSUN · NASDAQ
Latest SG&A Expense
167.46M
FY 2025
Avg Estimate
250.57M
FY 2026
Estimate Range
248.73M - 252.41M
Analyst Spread

Forward Growth Analysis

Projected Growth+49.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

fsun

FirstSun Capital Bancorp Insider Positioning

FSUN · NASDAQ

During the last 12 months, insiders have purchased $105K worth of FSUN shares, with no selling activity reported.

3 Months

Bought

1.5K

52.92K

Sold

0

0.00

Net Activity

+53K

+$53K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

2.1K

51.99K

Sold

0

0.00

Net Activity

+52K

+$52K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
MPE

Murphy Peter E

Director

1.5K shares1 transactions

$53K

2
JHIL

Jll/Fch Holdings I, Llc

10 Percent Owner

2.1K shares1 transactions

$52K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $105K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Recent Trend (3 Months)

$53K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

2 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.