FSFG - NASDAQ
First Savings Financial Group, Inc.
$33.98
+0.0000%First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
At a Glance
Live SnapshotFirst Savings Financial Group, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
First Savings Financial Group, Inc. Income Statement
FSFG • NASDAQ
| First Savings Financial Group, Inc. Income Statement | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | Sep 2008 | Sep 2007 | Sep 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
146.3M | 134.4M | 128.5M | 122.4M | 185.6M | 191.1M | 94.9M | 55.4M | 42.5M | 32.7M | 34M | 32.5M | 31.4M | 29.4M | 29M | 29.2M | 14.3M | 13.6M | 13.9M | 13.1M | |
GROSS PROFIT | ||||||||||||||||||||
(62.6M) | (67M) | (44.3M) | (12.5M) | (6.3M) | (18.5M) | (12.4M) | (7.7M) | (5.8M) | (4.8M) | (4.6M) | (4.8M) | (5.8M) | (6.2M) | (7M) | (7.7M) | (5.3M) | (7.5M) | (6.9M) | (6.1M) | |
83.8M | 67.4M | 84.3M | 110M | 179.3M | 172.6M | 82.6M | 47.7M | 36.7M | 27.9M | 29.3M | 27.7M | 25.6M | 23.2M | 22M | 21.5M | 9M | 6.1M | 7M | 7M | |
OPERATING INCOME | ||||||||||||||||||||
(56.9M) | (52.8M) | (76.1M) | (92.7M) | (139.3M) | (125.8M) | (62.5M) | (33M) | (24.9M) | (22.3M) | (21M) | (20.3M) | (19.1M) | (17.5M) | (16.3M) | (18.1M) | (9.2M) | (6.6M) | (5.8M) | (6.5M) | |
(38.5M) | (35.4M) | (47.6M) | (65.3M) | (110M) | (100.7M) | (46M) | (21.1M) | (16.1M) | (13.9M) | (12.8M) | (12M) | (11.4M) | (10.1M) | (10.7M) | (11.7M) | (4.9M) | (3.9M) | (330K) | (202K) | |
26.9M | 14.6M | 8.2M | 17.3M | 40M | 46.7M | 20.1M | 14.8M | 11.8M | 5.6M | 8.3M | 7.5M | 6.5M | 5.7M | 5.7M | 3.4M | -219K | -490K | 1.2M | 596K | |
PRE-TAX INCOME | ||||||||||||||||||||
(62.2M) | (63.9M) | (41.7M) | (10.5M) | (8.1M) | (10.5M) | (10.9M) | (6.3M) | (4.5M) | (4.2M) | (3.8M) | (3.6M) | (3.9M) | (4.7M) | (5.4M) | (6.1M) | (4.4M) | (6M) | (6.2M) | (5.3M) | |
63.3M | 56.5M | 60.1M | 59.9M | 56.6M | 46.5M | 39.4M | 35.4M | 29.1M | 25M | 23.9M | 23.7M | 23M | 21.2M | 20.5M | 20.1M | 8.5M | 6.5M | 6.8M | 6.9M | |
(18.4M) | (17.4M) | (28.4M) | (27.4M) | (29.4M) | (25.2M) | (16.5M) | (11.9M) | (8.8M) | (8.4M) | (8.2M) | (8.3M) | (7.7M) | (7.4M) | (5.6M) | (6.4M) | (4.4M) | (2.7M) | (5.4M) | (6.3M) | |
26.9M | 14.6M | 8.2M | 17.3M | 40M | 46.7M | 20.1M | 14.8M | 11.8M | 5.6M | 8.3M | 7.5M | 6.5M | 5.7M | 5.7M | 3.4M | -219K | -490K | 1.2M | 596K | |
NET INCOME | ||||||||||||||||||||
(3.7M) | (1M) | (10K) | (1.9M) | (10M) | (12.7M) | (3.1M) | (2.4M) | (2.5M) | -2.3M | (1.6M) | (2.1M) | (1.8M) | (1.5M) | (1.7M) | (808K) | -252K | -300K | (427K) | (241K) | |
23.2M | 13.6M | 8.2M | 15.4M | 29.6M | 33.4M | 16.2M | 10.9M | 9.3M | 7.9M | 6.8M | 5.4M | 4.7M | 4.3M | 4M | 2.6M | 33K | -190K | 814K | 355K |
SEC Filings
FSFG - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | December 19, 2025 | December 19, 2025 | 2025 | |
10-K 10-K 2025 FY FY | December 12, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 02, 2025 | November 26, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 29, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 29, 2025 | August 27, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 08, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 28, 2025 | May 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q1 Q1 | May 08, 2025 | March 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 02, 2025 | May 01, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
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Analyst Expectations
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