FSFG - NASDAQ

First Savings Financial Group, Inc.

FSFG·NASDAQ

$33.98

+0.0000%

Financial ServicesBanks - Regional

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$238.37M

EPS3.3700

P/E Ratio9.32

Earnings Date04/22/2026

2.40B

Assets

-2%

3Y+15.0%

5Y+36.0%

10Y+201.0%

2.21B

Total Liabilities

-3%

3Y+14.0%

5Y+37.0%

10Y+211.0%

193.48M

Total Equity

3Y+28.0%

5Y+23.0%

10Y+123.0%

First Savings Financial Group, Inc. Funding & Solvency Profile

FSFG · NASDAQ

Current Assets

Cash & Cash Equivalents32.10M

Net Receivables11.38M

Inventory0.00

Other Current Assets239.44M

Total Current Assets284 M

Non-Current Assets

Property, Plant & Equipment25.40M

Goodwill & Intangible Assets10.08M

Long-Term Investments2.19B

Other Non-Current Assets-2.21B

Total Non-Current Assets0

Total Assets

2.40B

Financial Health Analysis

Current Ratio

0.17x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

11.40x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1430457000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

12% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Savings Financial Group, Inc. Balance Sheet

FSFG • NASDAQ

First Savings Financial Group, Inc. Balance Sheet	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009	Sep 2008	Sep 2007	Sep 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	32.1M	52.6M	31.3M	43.3M	35.7M	36.7M	43.7M	44.8M	36.7M	32.4M	28.1M	21.8M	22.3M	38.8M	27.2M	11.3M	10.4M	21.4M	10.4M	15.2M
Short-Term Investments	1.6M	248.7M	227.7M	316.5M	206.7M	202M	177.3M	184.4M	178.1M	174.5M	178.3M	184.7M	164.2M	152.5M	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	33.7M	301.3M	259.1M	359.8M	242.3M	238.7M	221M	229.1M	214.8M	206.9M	206.4M	206.5M	186.5M	191.3M	27.2M	11.3M	10.4M	21.4M	10.4M	15.2M
Net Receivables	11.4M	11.4M	10.2M	8.3M	6.2M	6.5M	5M	4.3M	3.4M	2.8M	2.7M	2.5M	2.4M	2.4M	2.2M	2.4M	2.1M	930K	1.1M	1.1M
Accounts Receivables	9.4M	9.4M	7.8M	5.4M	4.4M	4.6M	3.3M	2.7M	1.9M	1.5M	1.3M	1.3M	1.2M	1.4M	2.2M	2.4M	2.1M	930K	1.1M	1.1M
Other Receivables	2M	1.9M	2.4M	3M	1.8M	1.9M	1.7M	1.6M	1.5M	1.4M	1.4M	1.2M	1.2M	1.1M	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	239.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	284.5M	312.7M	269.2M	368.1M	248.6M	245.1M	226M	233.4M	218.2M	209.7M	209.1M	209M	188.9M	193.7M	29.4M	13.7M	12.5M	22.3M	11.5M	16.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	25.4M	26.5M	27.9M	27.1M	27.7M	24.4M	19.2M	13M	11.3M	11.7M	13.8M	14.3M	14.8M	10.9M	10.4M	9.5M	9.9M	4.2M	4.4M	4.4M
Goodwill	9.8M	9.8M	9.8M	9.8M	9.8M	9.8M	9.8M	9.8M	7.9M	7.9M	7.9M	7.9M	7.9M	7.9M	5.9M	5.9M	5.9M	0.0	0.0	0.0
Intangible Assets	234K	3.2M	63.4M	68M	55M	26.7M	5.4M	1.7M	693K	1M	1.4M	1.7M	2.1M	2.4M	2.2M	2.4M	2.7M	0.0	0.0	0.0
Goodwill & Intangible Assets	10.1M	13M	73.2M	77.8M	64.9M	36.5M	15.2M	11.6M	8.6M	9M	9.3M	9.7M	10M	10.3M	8.1M	8.4M	8.6M	0.0	0.0	0.0
Long-Term Investments	2.2B	2B	1.8B	1.5B	1.3B	1.4B	909.1M	739M	615M	527.2M	468.5M	439.6M	415.2M	397.6M	472.5M	459.4M	433.5M	194M	183.1M	180.8M
Other Non-Current Assets	-2.2B	107.6M	101.1M	84.1M	87.6M	80.9M	53M	37.4M	38.1M	38.9M	49.2M	40.6M	31.5M	26.4M	16.6M	17.5M	16.3M	8.4M	4.4M	4.8M
Total Non-Current Assets	10.1M	2.1B	2B	1.7B	1.5B	1.5B	996.5M	801M	672.9M	586.8M	540.9M	504.1M	471.6M	445.2M	507.7M	494.8M	468.3M	206.6M	191.8M	190M
Other Assets	2.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	2.4B	2.5B	2.3B	2.1B	1.7B	1.8B	1.2B	1B	891.1M	796.5M	749.9M	713.1M	660.5M	638.9M	537.1M	508.4M	480.8M	228.9M	203.3M	206.4M
LIABILITIES
CURRENT LIABILITIES
Total Payables	5M	13.4M	8.9M	1.3M	258K	683K	935K	743K	283K	195K	186K	175K	184K	236K	399K	427K	516K	143K	175K	147K
Accounts Payable	5M	13.4M	8.9M	1.3M	258K	683K	935K	743K	283K	195K	186K	175K	184K	236K	399K	427K	516K	143K	175K	147K
Accrued Expenses	0.0	0.0	34.5M	28.3M	41.2M	50.2M	17.8M	10.1M	7.7M	6.3M	10.4M	6.2M	3.9M	4.4M	2.6M	2.5M	2.1M	1.5M	1.4M	1.2M
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	4M	1.4M	1.3M	1.3M	1.3M	1.3M	1.3M	1.3M	16.4M	16.8M	18.4M	0.0	0.0	0.0
Other Current Liabilities	1.7B	1.9B	1.7B	1.5B	1.2B	1B	834.4M	811.1M	669.4M	579.5M	533.3M	533.2M	477.7M	494.2M	387.6M	366.2M	350.8M	189.2M	168.8M	175.9M
Total Current Liabilities	1.7B	1.9B	1.7B	1.5B	1.3B	1.1B	857.1M	823.3M	678.7M	587.3M	545.2M	540.9M	483.2M	500.2M	407M	385.9M	371.8M	190.8M	170.3M	177.3M
NON-CURRENT LIABILITIES
Long Term Debt	463.8M	350.2M	411.6M	395.5M	269.9M	330.7M	242.3M	109.7M	118.1M	121.6M	109.5M	84.4M	94.3M	55.2M	53.1M	67.2M	55.8M	8M	3M	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	248K	278K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	27.4M	28.7M	1M	1.2M	2.1M	177.4M	0.0	1.2M	1.2M	1M	883K	748K	707K	622K	330K	252K	341K	-7.6M	-2.7M	279K
Total Non-Current Liabilities	491.1M	379M	412.7M	396.7M	271.9M	508.1M	242.3M	110.9M	119.3M	121.6M	109.5M	84.4M	94.3M	55.8M	53.1M	67.2M	55.8M	8.4M	3.3M	279K
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8M	3M	0.0
Total Liabilities	2.2B	2.3B	2.1B	1.9B	1.5B	1.6B	1.1B	934.2M	798M	709.9M	655.6M	626M	578.2M	556M	460.5M	453.3M	427.9M	199.2M	173.7M	177.5M
SHAREHOLDERS' EQUITY
Treasury Stock	-12.2M	-11.9M	-11.8M	-9.2M	-4.4M	-4.3M	-4.5M	-5.3M	-5.9M	-6.1M	-6.4M	-6.5M	-3.4M	-2.8M	-2M	-1.3M	0.0	0.0	0.0	0.0
Common Stock	79K	78K	78K	78K	78K	26K	26K	26K	25K	25K	25K	25K	25K	25K	25K	25K	25K	0.0	0.0	0.0
Additional Paid-In Capital	30.4M	27.6M	27M	26.8M	25.7M	27.5M	27.5M	27.6M	27.8M	27.2M	43.9M	43.2M	42.6M	42M	41.7M	24.3M	24.3M	0.0	0.0	0.0
Retained Earnings	192.1M	173.3M	166.3M	161.9M	150.2M	123.2M	91.2M	76.5M	67.6M	59.5M	52.8M	47.2M	42.9M	39.9M	35.8M	31.9M	29.5M	29.4M	29.6M	28.8M
Accumulated Other Comprehensive Income/Loss	-15.1M	-11.2M	-29.6M	-27.1M	8.9M	11.2M	7.3M	382K	4.2M	5.9M	4.2M	3.9M	1.5M	5.6M	3.4M	3M	932K	300K	52K	54K
Other Total Stockholders' Equity	-1.8M	-901K	-1M	-969K	-138K	-348K	-446K	-479K	-571K	0.0	-197K	-699K	-1.3M	-1.9M	-2.3M	-2.7M	-1.8M	0.0	0.0	0.0
Total Stockholders' Equity	193.5M	177.1M	151M	151.6M	180.4M	157.3M	121.1M	98.8M	93.1M	86.6M	94.4M	87.1M	82.3M	82.9M	76.6M	55.2M	52.9M	29.7M	29.7M	28.9M
Total Equity	193.5M	177.1M	151M	151.6M	180.4M	157.6M	121.3M	100.2M	93.1M	86.6M	94.4M	87.1M	82.3M	82.9M	76.6M	55.2M	52.9M	29.7M	29.7M	28.9M
Minority Interest	0.0	0.0	0.0	0.0	0.0	293K	204K	1.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	2.4B	2.5B	2.3B	2.1B	1.7B	1.8B	1.2B	1B	891.1M	796.5M	749.9M	713.1M	660.5M	638.9M	537.1M	508.4M	480.8M	228.9M	203.3M	206.4M
Total Investments	2.2B	2.2B	2B	1.9B	1.5B	1.6B	1.1B	923.4M	793.1M	701.7M	646.9M	624.3M	579.4M	550.1M	472.5M	459.4M	433.5M	194M	183.1M	180.8M
Total Debt	463.8M	350.2M	411.6M	395.5M	269.9M	330.7M	246.3M	111M	119.4M	123M	110.8M	85.7M	95.7M	56.5M	69.5M	84M	74.2M	16M	6M	0.0
Net Debt	431.7M	297.6M	380.3M	352.2M	234.2M	294M	200.8M	66.2M	82.7M	90.5M	82.7M	63.9M	73.3M	17.7M	42.3M	72.7M	63.8M	-5.4M	-4.4M	-15.2M
Shares Outstanding	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308	6,977,308

SEC Filings

FSFG - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2025 N/A	December 19, 2025	December 19, 2025	2025	View Filing
10-K 10-K 2025 FY FY	December 12, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	December 02, 2025	November 26, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 29, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 25, 2025	September 24, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 29, 2025	August 27, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 08, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	May 28, 2025	May 23, 2025	2025	View Filing
10-Q 10-Q 2025 Q1 Q1	May 08, 2025	March 31, 2025	2025	View Filing
8-K 8-K 2025 N/A	May 02, 2025	May 01, 2025	2025	View Filing

Showing 1 to 10 of 277 filings

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