First Savings Financial Group, Inc.

First Savings Financial Group, Inc.

FSFGยทNASDAQ

$33.98

+0.0000%
Financial ServicesBanks - Regional

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

At a Glance

Live Snapshot
Market Cap$238.37M
EPS3.3700
P/E Ratio9.32
Earnings Date04/22/2026
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First Savings Financial Group, Inc. Street Expectations Map

FSFG ยท NASDAQ

Wall Street analysts project that FSFG stock may decline over the coming 12 months. The consensus 1-year price target stands at 29.50, with estimates ranging from a low of 28.00 to a high of 31.00.

Lowest Target
28.00
-17.60%
Consensus Target
29.50
-13.18%
Highest Target
31.00
-8.77%

The consensus 1-year price target stands at 29.50, with estimates ranging from a low of 28.00 to a high of 31.00.

Analyst Consensus Analysis

Upside Potential

-13.2%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

10.2% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

0.50x

Unfavorable risk-reward. Downside risk exceeds upside potential. Consider defensive positioning or alternative opportunities.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

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First Savings Financial Group, Inc. Forward Estimates of Revenue

FSFG ยท NASDAQ
Latest Revenue
146.33M
FY 2025
Avg Estimate
90.80M
FY 2026
Estimate Range
90.80M - 90.80M
Analyst Spread

Forward Growth Analysis

Projected Growth-37.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Savings Financial Group, Inc. Forward Estimates of Net Income

FSFG ยท NASDAQ
Latest Net Income
23.16M
FY 2025
Avg Estimate
24.59M
FY 2026
Estimate Range
24.59M - 24.59M
Analyst Spread

Forward Growth Analysis

Projected Growth+6.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Savings Financial Group, Inc. Forward Estimates of EPS

FSFG ยท NASDAQ
Latest EPS
3.37
FY 2025
Avg Estimate
$3.52
FY 2026
Estimate Range
$3.52 - $3.52
Analyst Spread

Forward Growth Analysis

Projected Growth+4.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Savings Financial Group, Inc. Forward Estimates of EBIT

FSFG ยท NASDAQ
Latest EBIT
26.86M
FY 2025
Avg Estimate
14.05M
FY 2026
Estimate Range
14.05M - 14.05M
Analyst Spread

Forward Growth Analysis

Projected Growth-47.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Savings Financial Group, Inc. Forward Estimates of EBITDA

FSFG ยท NASDAQ
Latest EBITDA
29.11M
FY 2025
Avg Estimate
15.50M
FY 2026
Estimate Range
15.50M - 15.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-46.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Savings Financial Group, Inc. Forward Estimates of SG&A Expense

FSFG ยท NASDAQ
Latest SG&A Expense
38.51M
FY 2025
Avg Estimate
41.51M
FY 2026
Estimate Range
41.51M - 41.51M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Savings Financial Group, Inc. Insider Positioning

FSFG ยท NASDAQ

During the last 12 months, insiders have sold $68K worth of FSFG shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

2.3K

51.41K

Net Activity

-51K

-$51K

9-12 Months

Bought

0

0.00

Sold

750

16.87K

Net Activity

-17K

-$17K

Top Buyers

No buying activity

Top Sellers

1
PM

Padgett Martin

Director

2.3K sharesโ€ข2 transactions

$57K

2
FLC

Fordyce L. Chris

Director

750 sharesโ€ข1 transactions

$11K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $68K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.