FSFG - NASDAQ
First Savings Financial Group, Inc.
$33.98
+0.0000%First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
At a Glance
Live SnapshotFirst Savings Financial Group, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
First Savings Financial Group, Inc. Cash Flow Statement
FSFG • NASDAQ
| First Savings Financial Group, Inc. Cash Flow Statement | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | Sep 2008 | Sep 2007 | Sep 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
23.2M | 13.6M | 8.2M | 15.4M | 30M | 34.1M | 17M | 12.3M | 9.3M | 7.9M | 6.8M | 5.4M | 4.7M | 4.3M | 4M | 2.6M | 33K | -190K | 814K | 355K | |
2.2M | 2.4M | 2.5M | 2.4M | 2.3M | 1.9M | 1.7M | 1.4M | 1.2M | 1.5M | 1.5M | 1.4M | 1.2M | 996K | 903K | 1.2M | 301K | 295K | 281K | 263K | |
-375K | -16.1M | -716K | 1.7M | 7.9M | 4.5M | 507K | 235K | 1.8M | -2.4M | -36K | 150K | 513K | 160K | 565K | 251K | -537K | -129K | -14K | -120K | |
918K | 699K | 698K | 688K | 277K | 279K | 246K | 217K | 176K | 628K | 1.1M | 1.1M | 1.1M | 664K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
59.4M | 81.1M | 21.4M | 129.8M | 82.6M | -185.3M | -62.9M | -5.4M | -17M | 3.6M | -5.8M | 2M | 2.7M | 997K | 5.1M | 262K | 2M | 1.7M | 833K | 907K | |
(2.9M) | (8.1M) | (116K) | (3.2M) | (9.1M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-6.2M | 9.5M | 669K | -1.2M | -8.1M | 4.9M | -1.2M | 9.2M | 2.3M | -1.8M | -4.1M | -1.9M | 1.1M | -2.8M | 435K | 528K | 1.4M | -1.1M | -175K | 72K | |
79.1M | 91.2M | 32.8M | 148.8M | 114.9M | -139.7M | -44.7M | 18M | -2.2M | 9.4M | -563K | 8.1M | 11.3M | 4.3M | 11M | 4.8M | 3.2M | 544K | 1.7M | 1.5M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-879K | -684K | -3M | -835K | -5.6M | -7.3M | -9.5M | -1.6M | -426K | -353K | -475K | -342K | -4.7M | -856K | -1.6M | -454K | -178K | -168K | -243K | -581K | |
(0.0) | -18K | (0.0) | (0.0) | -3.2M | (0.0) | (0.0) | (6.7M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (80.6M) | (0.0) | (0.0) | -16.5M | (0.0) | (0.0) | (0.0) | |
-25M | -15.3M | -17.8M | -213.4M | -29.5M | -37.8M | -24.4M | -50M | -32.3M | -18.9M | -24.1M | -41.8M | -51M | -76.8M | -49M | -102.8M | -48.6M | -16.6M | -5.3M | -807K | |
11.2M | 9.3M | 96.4M | 55.6M | 21.4M | 17.7M | 40.1M | 77.8M | 25.2M | 23M | 30.7M | 25.4M | 33.7M | 37.7M | 45.5M | 72.2M | 37.8M | 10.1M | 3.8M | 5.3M | |
-23.2M | -196.6M | -339.6M | -385.6M | -38.9M | -312M | -118.3M | -83.4M | -70.7M | -49M | -25.2M | -33.2M | -27.6M | -9.8M | -13.6M | 4.9M | -7.9M | -8.4M | -746K | -5.2M | |
-37.8M | -203.3M | -264M | -544.2M | -55.9M | -339.4M | -112.1M | -50.5M | -78.2M | -45.3M | -19M | -50M | -49.6M | (30.9M) | -18.6M | -26.1M | -35.5M | -15.1M | -2.5M | -1.3M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
309K | -64K | -2.6M | -4.7M | 27K | 0.0 | 0.0 | -46K | 0.0 | 0.0 | -132K | -3.3M | -625K | -743K | -725K | -2.7M | 21.2M | 0.0 | 0.0 | 0.0 | |
113.4M | -61.5M | 54.5M | 125.6M | -235.7M | 263.1M | 132.5M | -8.4M | -3.6M | 12.1M | 25.1M | -10M | 39.1M | 2.1M | -14M | 11.4M | 18.1M | 5M | 3M | -93K | |
-4.4M | -4.1M | -3.8M | -4.5M | -1.7M | -1.6M | -1.5M | -1.3M | -1.2M | -1.2M | -1.2M | -1.1M | -1.7M | -244K | (0.0) | -193K | (0.0) | (0.0) | (0.0) | (0.0) | |
-382K | -79K | -2.6M | -4.7M | (0.0) | (0.0) | (0.0) | -46K | (0.0) | (0.0) | -132K | -3.3M | -625K | -743K | -725K | -2.7M | (0.0) | (0.0) | (0.0) | (0.0) | |
-170.9M | 199.1M | 172.3M | 287.3M | 178M | 209.9M | 24.9M | 50.3M | 90.2M | 46.5M | 401K | 55.7M | -16.4M | -24.7M | 21.2M | 13.7M | -17.9M | 20.5M | -7.1M | 440K | |
-61.6M | 133.4M | 220.4M | 403.6M | -59.3M | 471.4M | 156M | 40.5M | 85.4M | 40.3M | 24.2M | 41.3M | 20.3M | -23.6M | 23.5M | 22.1M | 21.3M | 25.5M | -4.1M | 347K | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-20.3M | 21.3M | -10.8M | 8.2M | -298K | -7.7M | -842K | 8M | 4.9M | 4.3M | 4.7M | -485K | -18M | 11.6M | 15.9M | 874K | -11M | 11M | -4.8M | 572K | |
52.1M | 30.8M | 41.7M | 33.4M | 33.7M | 41.4M | 42.3M | 34.3M | 29.3M | 25M | 20.3M | 20.8M | 38.8M | 27.2M | 11.3M | 10.4M | 21.4M | 10.4M | 15.2M | 14.7M | |
31.9M | 52.1M | 30.8M | 41.7M | 33.4M | 33.7M | 41.4M | 42.3M | 34.3M | 29.3M | 25M | 20.3M | 20.8M | 38.8M | 27.2M | 11.3M | 10.4M | 21.4M | 10.4M | 15.2M | |
78.3M | 90.5M | 29.8M | 148M | 109.3M | -147M | -54.2M | 16.4M | -2.7M | 9M | -1M | 7.8M | 6.6M | 3.5M | 9.4M | 4.4M | 3M | 376K | 1.5M | 896K |
SEC Filings
FSFG - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | December 19, 2025 | December 19, 2025 | 2025 | |
10-K 10-K 2025 FY FY | December 12, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 02, 2025 | November 26, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 29, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 29, 2025 | August 27, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 08, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 28, 2025 | May 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q1 Q1 | May 08, 2025 | March 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 02, 2025 | May 01, 2025 | 2025 |
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