Farmers National Banc Corp.

Farmers National Banc Corp.

FMNBยทNASDAQ

$13.82

-3.0%
Financial ServicesBanks - Regional

Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.

At a Glance

Live Snapshot
Market Cap$542.60M
EPS1.4600
P/E Ratio9.47
Earnings Date07/22/2026
3Y+53.0%
5Y+83.0%
10Y+184.0%
3Y-10.0%
5Y+30.0%
10Y+166.0%
3Y-26.0%
5Y+22.0%
10Y+145.0%
Farmers National Banc Corp.

Farmers National Banc Corp. Profit Bridge

FMNB ยท NASDAQ
Revenue271.83M
Cost of Goods Sold (98.42M)
Gross Profit173.41M
Operating Expenses (108.36M)
Operating Income65.05M
Interest Expense (91.35M)
Other Income/Expense0.00
Pretax Income65.05M
Income Tax (10.46M)
Net Income54.59M
Net Income
54.59M

Profitability Analysis

Gross Margin

63.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

23.9%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

20.1%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

16.1%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Farmers National Banc Corp. Income Statement

FMNB โ€ข NASDAQ

Farmers National Banc Corp. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
271.8M
269.4M
255.2M
177.9M
154.7M
148.5M
130M
117.3M
104.6M
95.7M
72.1M
56.2M
54.9M
55.7M
57M
61.6M
59.2M
51.7M
50.8M
49.2M
GROSS PROFIT
(98.4M)
(107.3M)
(84.7M)
(19M)
(13.4M)
(25.2M)
(22.1M)
(16.3M)
(10.2M)
(8.2M)
(7.6M)
(6.5M)
(6.4M)
(6.9M)
(11.5M)
(19.1M)
(22.6M)
(21.4M)
(22.5M)
(20.4M)
173.4M
162.1M
170.5M
158.9M
141.3M
123.3M
108M
101M
94.3M
87.5M
64.5M
49.8M
48.5M
48.8M
45.5M
42.5M
36.6M
30.4M
28.4M
28.8M
OPERATING INCOME
(108.4M)
(106.7M)
(111.8M)
(86M)
(79.2M)
(73M)
(64.9M)
(62.7M)
(61.2M)
(59.5M)
(54M)
(38.2M)
(39.1M)
(35.8M)
(33.7M)
(31M)
(29.7M)
(23.7M)
(21.3M)
(19.6M)
(79.4M)
(5.8M)
(59.2M)
(47M)
(41.3M)
(41.4M)
(39.2M)
(39.5M)
(38.1M)
(35.4M)
(29.7M)
(22.7M)
(23.7M)
(21.4M)
(19.2M)
(18.3M)
(17.3M)
(12.4M)
(11.7M)
(11.6M)
65M
55.4M
58.7M
72.8M
62.1M
50.3M
43.1M
38.3M
33.2M
28M
10.6M
11.6M
9.5M
13M
11.8M
11.5M
6.9M
6.7M
7.1M
9.2M
PRE-TAX INCOME
(91.3M)
(99.4M)
(75.5M)
(17.9M)
(8.5M)
(16.1M)
(19.6M)
(13.3M)
(6.9M)
(4.4M)
(4.1M)
(4.6M)
(5.1M)
(6.2M)
(7.8M)
(11M)
(16.5M)
(19.9M)
(21.9M)
(20.2M)
142.4M
126.9M
135.8M
123.3M
107.5M
95.6M
81.8M
77.8M
73.1M
67.6M
49.5M
36.1M
35.7M
36.7M
36.4M
37.2M
33M
26.1M
23.6M
23.9M
(29M)
(100.9M)
(52.6M)
(39.1M)
(37.9M)
(31.6M)
(25.7M)
(23.2M)
(23.1M)
(24.1M)
(24.2M)
(15.4M)
(15.4M)
(14.3M)
(14.6M)
(12.6M)
(12.4M)
(11.3M)
(9.5M)
(8M)
65M
55.4M
58.7M
72.8M
62.1M
50.3M
43.1M
38.3M
33.2M
28M
10.6M
11.6M
9.5M
13M
11.8M
11.5M
6.9M
6.7M
7.1M
9.2M
NET INCOME
(10.5M)
(9.5M)
(8.8M)
(12.2M)
(10.3M)
(8.4M)
(7.3M)
(5.7M)
(10.5M)
(7.5M)
(2.5M)
(2.6M)
(1.7M)
(3.1M)
(2.5M)
(2.5M)
(1.1M)
(987K)
(1.2M)
(2M)
54.6M
45.9M
49.9M
60.6M
51.8M
41.9M
35.8M
32.6M
22.7M
20.6M
8.1M
9M
7.8M
9.9M
9.2M
9M
5.8M
5.7M
5.9M
7.2M

SEC Filings

FMNB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

May 12, 2026
March 02, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 17, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 17, 2026
March 17, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 16, 2026
2026
10-K

10-K 2025 FY

FY

March 05, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
8-K

8-K 2026

N/A

February 10, 2026
February 10, 2026
2026
Showing 1 to 10 of 491 filings