FMNB - NASDAQ

Farmers National Banc Corp.

FMNB·NASDAQ

$13.82

-3.0%

Financial ServicesBanks - Regional

Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$542.60M

EPS1.4600

P/E Ratio9.47

Earnings Date07/22/2026

5.25B

Assets

3Y+29.0%

5Y+71.0%

10Y+167.0%

4.76B

Total Liabilities

3Y+26.0%

5Y+75.0%

10Y+172.0%

485.73M

Total Equity

20%

3Y+66.0%

5Y+39.0%

10Y+128.0%

Farmers National Banc Corp. Funding & Solvency Profile

FMNB · NASDAQ

Current Assets

Cash & Cash Equivalents20.49M

Net Receivables0.00

Inventory0.00

Other Current Assets-1.27B

Total Current Assets92 M

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets185.30M

Long-Term Investments29.26M

Other Non-Current Assets4.94B

Total Non-Current Assets5 B

Total Assets

5.25B

Financial Health Analysis

Current Ratio

0.33x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.80x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-190023000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Farmers National Banc Corp. Balance Sheet

FMNB • NASDAQ

Farmers National Banc Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	20.5M	20.4M	28.9M	21.4M	29.2M	20.5M	23.2M	18M	17.8M	19.7M	22.5M	11.4M	13M	14.2M	14.2M	30.8M	25.7M	23.8M	25M	24.4M
Short-Term Investments	1.3B	631.5M	1.3B	1.3B	1.4B	575.6M	432.2M	402.2M	393.3M	370M	394.3M	389.8M	423M	464.1M	400M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.4B	651.9M	1.3B	1.3B	1.5B	596.1M	455.5M	420.2M	411.1M	389.7M	416.8M	401.2M	435.9M	478.3M	414.2M	30.8M	25.7M	23.8M	25M	24.4M
Other Current Assets	-1.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	92.4M	651.9M	1.3B	1.3B	1.5B	596.1M	455.5M	420.2M	410.7M	389.7M	416.8M	401.2M	435.9M	478.3M	414.2M	30.8M	25.7M	23.8M	25M	24.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	52.3M	44.4M	30.8M	37.5M	25.6M	23.8M	21.2M	22.3M	23.2M	24.2M	17M	17.2M	18.4M	16.5M	13.9M	14.2M	14.1M	14.5M	14.7M
Goodwill	167.5M	167.5M	167.4M	94.6M	94.2M	45.8M	38.2M	38.2M	38.2M	37.2M	35.1M	5.6M	6.4M	3.7M	3.7M	3.7M	3.7M	0.0	0.0	0.0
Intangible Assets	17.9M	20.8M	22.8M	7M	8.4M	3.8M	4.4M	5.8M	7.2M	8M	7.8M	3.2M	4M	2.3M	2.7M	3.2M	3.8M	0.0	0.0	0.0
Goodwill & Intangible Assets	185.3M	188.2M	190.3M	101.7M	102.6M	49.6M	42.6M	44M	45.4M	45.2M	42.9M	8.8M	10.3M	6M	6.4M	6.9M	7.5M	0.0	0.0	0.0
Long-Term Investments	29.3M	3.9B	3.2B	2.4B	2.3B	2.1B	1.8B	1.7B	1.6B	1.4B	1.3B	656.7M	623.3M	582.6M	562.7M	895.4M	911.4M	818.1M	728.8M	758.4M
Other Non-Current Assets	4.9B	286.6M	294.5M	234.7M	209.1M	317.6M	119.7M	112.9M	109.8M	90.9M	96.3M	53.1M	50.6M	54.4M	68.1M	35.7M	56M	24.4M	29.9M	24M
Total Non-Current Assets	5.2B	4.5B	3.7B	2.8B	2.7B	2.5B	2B	1.9B	1.7B	1.6B	1.5B	735.7M	701.4M	661.4M	653.7M	952M	989.1M	856.6M	773.2M	797.1M
Total Assets	5.2B	5.1B	5.1B	4.1B	4.1B	3.1B	2.4B	2.3B	2.2B	2B	1.9B	1.1B	1.1B	1.1B	1.1B	982.8M	1B	880.4M	798.2M	821.6M
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	281M	305M	355M	95M	0.0	2.5M	77.1M	244.8M	289.6M	198.5M	225.8M	69.1M	81.6M	79.9M	98.1M	105.6M	125.9M	105.4M	74.2M	77.8M
Tax Payables	65M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	1.4M	4.3B	4.2B	3.6B	3.5B	2.6B	2B	1.8B	1.6B	1.5B	1.4B	915.7M	915.2M	919M	840.1M	761.1M	777.6M	648M	593.4M	619.7M
Total Current Liabilities	282.4M	4.6B	4.5B	3.7B	3.5B	2.6B	2.1B	2B	1.9B	1.7B	1.6B	984.8M	996.8M	998.9M	938.2M	866.7M	903.5M	753.4M	667.6M	697.5M
NON-CURRENT LIABILITIES
Long Term Debt	86.7M	86.2M	88.7M	88.2M	87.8M	76.4M	45.1M	6M	7M	15M	22.2M	18.4M	19.8M	10.4M	11.3M	24.7M	27.2M	46.5M	52.5M	41.6M
Other Non-Current Liabilities	4.4B	55M	52.9M	44.9M	35.3M	31.3M	18.7M	16M	15.7M	14.6M	14.8M	10.2M	7.7M	9.6M	4M	3.3M	3.5M	3.4M	4.3M	6.2M
Total Non-Current Liabilities	4.5B	141.1M	141.5M	133.1M	123.1M	107.7M	63.8M	22.1M	22.7M	29.7M	37M	28.4M	27.5M	20M	15.2M	28M	30.7M	49.8M	56.7M	47.8M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	3.1M	3M	0.0	2.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	4.8B	4.7B	4.7B	3.8B	3.7B	2.7B	2.1B	2.1B	1.9B	1.8B	1.7B	1B	1B	1B	953.4M	894.7M	934.2M	803.3M	724.3M	745.4M
SHAREHOLDERS' EQUITY
Treasury Stock	-23M	-23.9M	-25.1M	-14.9M	-16.9M	-18.8M	-5.7M	-3.4M	-4.6M	-4.9M	-4.7M	-4.5M	-1.6M	-42K	0.0	-25.5M	-25.5M	-25.5M	-24.4M	-20.4M
Common Stock	366.6M	366.1M	365.3M	305.3M	306.1M	208.8M	186.3M	186.2M	186.9M	178.3M	176.3M	106M	105.9M	104.5M	104.3M	96.1M	95.7M	94.2M	0.0	88.4M
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	186.2M	186.9M	178.3M	176.3M	106M	105.9M	104.5M	104.3M	0.0	0.0	94.2M	91.7M	0.0
Retained Earnings	286.2M	257.2M	236.8M	212.4M	173.9M	138.1M	108.9M	83.6M	59.2M	42.5M	26.3M	20.9M	14.2M	8.7M	2.1M	14.5M	7.1M	6.1M	7.2M	9.6M
Accumulated Other Comprehensive Income/Loss	-144.1M	-193.3M	-172.6M	-210.5M	9.3M	22M	9.8M	-190.2M	-186.3M	-181.1M	-176.2M	-104.9M	-111.4M	-96.9M	-96.2M	2.9M	3.3M	-91.9M	-653K	-1.3M
Total Stockholders' Equity	485.7M	406M	404.4M	292.3M	472.4M	350.1M	299.3M	262.3M	242.1M	213.2M	198M	123.6M	113M	120.8M	114.4M	88M	80.6M	77.1M	73.9M	76.2M
Total Equity	485.7M	406M	404.4M	292.3M	472.4M	350.1M	299.3M	262.3M	242.1M	213.2M	198M	123.6M	113M	120.8M	114.4M	88M	80.6M	77.1M	73.9M	76.2M
SUMMARY
Total Liabilities & Equity	5.2B	5.1B	5.1B	4.1B	4.1B	3.1B	2.4B	2.3B	2.2B	2B	1.9B	1.1B	1.1B	1.1B	1.1B	982.8M	1B	880.4M	798.2M	821.6M
Total Investments	1.4B	4.6B	4.5B	3.7B	3.8B	2.7B	2.2B	2.1B	2B	1.8B	1.7B	1B	1B	1B	962.7M	895.4M	911.4M	818.1M	728.8M	758.4M
Total Debt	367.7M	391.2M	443.7M	183.2M	87.8M	78.9M	122.2M	250.8M	296.6M	213.5M	248M	87.5M	101.4M	90.3M	109.4M	130.4M	153.1M	151.9M	126.6M	119.4M
Net Debt	347.2M	370.7M	414.8M	161.8M	58.6M	58.4M	99M	232.8M	278.8M	193.8M	225.5M	76.1M	88.5M	76.1M	95.2M	99.6M	127.4M	128.1M	101.6M	94.9M
Shares Outstanding	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549	37,646,549

SEC Filings

FMNB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K/A 8-K/A 2026 (Amended) N/A	May 12, 2026	March 02, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 16, 2026	April 16, 2026	2026	View Filing
10-K/A 10-K/A 2025 FY (Amended) FY	March 17, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 17, 2026	March 17, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 16, 2026	April 16, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 05, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 10, 2026	February 10, 2026	2026	View Filing

Showing 1 to 10 of 491 filings

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