FMNB - NASDAQ
Farmers National Banc Corp.
$13.82
-3.0%Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.
At a Glance
Live SnapshotFarmers National Banc Corp. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Farmers National Banc Corp. Cash Flow Statement
FMNB • NASDAQ
| Farmers National Banc Corp. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
54.6M | 45.9M | 49.9M | 60.6M | 51.8M | 41.9M | 35.8M | 32.6M | 22.7M | 20.6M | 8.1M | 9M | 7.8M | 9.9M | 9.2M | 9M | 5.8M | 5.7M | 5.9M | 7.2M | |
0.0 | 6.4M | 7.3M | 4.9M | 3.5M | 3.1M | 2.8M | 3M | 3.1M | 3.7M | 2.8M | 2M | 1.9M | 1.7M | 1.6M | 1.7M | 1.5M | 1.1M | 1.4M | 1.9M | |
0.0 | 2.6M | 2.6M | 1.8M | 1.2M | 1.4M | 1.4M | 1.7M | 2.4M | 892K | 486K | 116K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
16.2M | 7.3M | 6.3M | 6.3M | 6.4M | 9.1M | 3.2M | 3.7M | 4.5M | 6.7M | 4.4M | 2.1M | 5.9M | -1.2M | 2.2M | 5.6M | 5.1M | 3.2M | -1M | 1.5M | |
(0.0) | (0.0) | (6.7M) | (10.1M) | (12.5M) | (9M) | (6.5M) | (7.3M) | (8.8M) | (9.4M) | (2.6M) | (1.9M) | (1.1M) | (2.1M) | (3.9M) | (2M) | (2.2M) | (1.9M) | (0.0) | (0.0) | |
-10.8M | 4.4M | -3.2M | 7.9M | -8.1M | -6.4M | -4.5M | -2.1M | -2.1M | -7.3M | -9.4M | -946K | -1.4M | 457K | 912K | 1.6M | -7.2M | -2.1M | -65K | 0.0 | |
60M | 66.6M | 62.9M | 81.5M | 54.9M | 49.1M | 38.8M | 38.8M | 30.6M | 24.5M | 6.3M | 12.3M | 14.3M | 11M | 14M | 17.9M | 5.2M | 7.9M | 6.2M | 10.6M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -11.7M | -3.9M | -2.6M | -1.4M | -3.7M | -1.5M | -450K | -956K | -788K | -1.3M | -972K | -215K | -3.2M | -3.6M | -783K | -990K | -612K | -673K | -481K | |
(0.0) | -600K | -13.2M | -1M | (83.8M) | -2.2M | (0.0) | (0.0) | (16.2M) | -1.1M | (29.7M) | (0.0) | -2.1M | (0.0) | (0.0) | (0.0) | -10.5M | (0.0) | (0.0) | (0.0) | |
(0.0) | -108M | -2.6M | -242.4M | -851.1M | -177.1M | -85M | -70.9M | -114.6M | -52.6M | -72.7M | -64.4M | -149.9M | -237.4M | -171.5M | -138.2M | -126.5M | -141.7M | -17.1M | -61.6M | |
0.0 | 111.3M | 146M | 118.3M | 111.1M | 121.5M | 70.3M | 53.3M | 97.6M | 71.4M | 165.5M | 106.6M | 169M | 175.7M | 94.1M | 134M | 94.3M | 92.2M | 53.4M | 66.8M | |
-78.8M | -86.2M | -48.4M | -77.8M | 234M | -98.5M | -77M | -161.2M | -135.4M | -132.3M | -144.4M | -35M | -44.8M | -17.4M | 12.1M | 13.5M | -61.7M | -39.3M | -16.6M | 3.2M | |
-78.8M | -95.1M | (77.9M) | -205.5M | -423.6M | -159.9M | -93.1M | -179.3M | -137.1M | -115.4M | -23.1M | (6.2M) | -28M | -82.3M | -69M | (8.6M) | -105.5M | -89.3M | (19M) | (7.9M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
0.0 | -880K | -11.5M | 0.0 | -164K | -14.2M | -2.8M | 0.0 | 0.0 | -168K | -213K | -2.9M | -1.6M | -42K | 13.8M | 0.0 | 0.0 | -1.1M | -4M | -3.5M | |
-24M | -52.5M | 185M | 95M | 2K | -97.1M | -128.6M | -45.8M | 83M | -34.6M | 92.9M | -13.9M | 11.1M | -19M | -21M | -22.7M | 1.2M | 25.3M | 7.2M | 2.9M | |
-25.5M | -25.4M | -25.4M | -22M | -14.1M | -12.7M | -10.5M | -8.3M | -6M | -4.3M | -2.7M | -2.2M | -2.2M | -3.4M | -2.2M | -1.6M | -4.8M | -6.8M | -8.4M | -8.2M | |
(0.0) | -880K | -11.5M | (0.0) | -164K | -14.2M | -2.8M | -1.2M | (0.0) | -168K | -213K | -2.9M | -1.6M | -42K | (0.0) | (0.0) | (0.0) | -1.1M | -4M | -3.5M | |
74.9M | 89.4M | -260.8M | 13.8M | 241.1M | 418.7M | 209.2M | 195M | 45.4M | 115.7M | -44.7M | 487K | -3.8M | 79.1M | 79.6M | -16M | 131M | 57.1M | -22.9M | -7.3M | |
25.4M | 10.6M | -112.8M | 86.8M | 226.8M | 294.7M | 67.2M | 140.9M | 122.4M | 76.7M | 45.4M | -18.5M | 3.5M | 56.7M | 70.1M | -40.4M | 127.4M | 74.4M | -28.1M | -16.1M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
6.6M | -17.9M | 28.1M | -37.2M | -141.8M | 183.9M | 12.8M | 312K | 15.8M | -14.2M | 28.6M | -85K | -10.2M | -14.7M | 15.1M | -13.9M | 27.1M | -7.1M | -2.9M | 2.4M | |
85.7M | 103.7M | 75.6M | 112.8M | 254.6M | 70.8M | 57.9M | 57.6M | 41.8M | 56M | 27.4M | 27.5M | 37.8M | 52.4M | 37.3M | 51.2M | 24M | 31.1M | 34M | 31.6M | |
92.4M | 85.7M | 103.7M | 75.6M | 112.8M | 254.6M | 70.8M | 57.9M | 57.6M | 41.8M | 56M | 27.4M | 27.5M | 37.8M | 52.4M | 37.3M | 51.2M | 24M | 31.1M | 34M | |
52.2M | 54.9M | 59M | 78.9M | 53.6M | 45.4M | 37.3M | 38.3M | 29.6M | 23.5M | 5M | 11.3M | 14M | 7.8M | 10.4M | 17.2M | 4.2M | 7.2M | 5.5M | 10.1M |
SEC Filings
FMNB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K/A 8-K/A 2026 (Amended) N/A | May 12, 2026 | March 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 16, 2026 | April 16, 2026 | 2026 | |
10-K/A 10-K/A 2025 FY (Amended) FY | March 17, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 17, 2026 | March 17, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 16, 2026 | April 16, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 05, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 10, 2026 | 2026 |
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