Farmers National Banc Corp.

Farmers National Banc Corp.

FMNBยทNASDAQ

$14.25

-3.0%
Financial ServicesBanks - Regional

Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.

At a Glance

Live Snapshot
Market Cap$559.48M
EPS1.4600
P/E Ratio9.18
Earnings Date07/22/2026
fmnb

Farmers National Banc Corp. Street Expectations Map

FMNB ยท NASDAQ

Wall Street analysts project that FMNB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 16.00, with estimates ranging from a low of 14.00 to a high of 18.00.

Lowest Target
14.00
-1.75%
Consensus Target
16.00
12.28%
Highest Target
18.00
26.32%

The consensus 1-year price target stands at 16.00, with estimates ranging from a low of 14.00 to a high of 18.00.

Analyst Consensus Analysis

Upside Potential

+12.3%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

25.0% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

15.00x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Asymmetric upside: Strong return potential with favorable risk-reward profile. The limited downside relative to upside makes this an attractive risk-adjusted opportunity for growth-oriented portfolios.

fmnb

Farmers National Banc Corp. Forward Estimates of Revenue

FMNB ยท NASDAQ
Latest Revenue
271.83M
FY 2025
Avg Estimate
271.55M
FY 2026
Estimate Range
267.38M - 275.73M
Analyst Spread

Forward Growth Analysis

Projected Growth-0.1%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fmnb

Farmers National Banc Corp. Forward Estimates of Net Income

FMNB ยท NASDAQ
Latest Net Income
54.59M
FY 2025
Avg Estimate
59.89M
FY 2026
Estimate Range
59.55M - 60.24M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

fmnb

Farmers National Banc Corp. Forward Estimates of EPS

FMNB ยท NASDAQ
Latest EPS
1.46
FY 2025
Avg Estimate
$1.60
FY 2026
Estimate Range
$1.59 - $1.61
Analyst Spread

Forward Growth Analysis

Projected Growth+9.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

fmnb

Farmers National Banc Corp. Forward Estimates of EBIT

FMNB ยท NASDAQ
Latest EBIT
65.05M
FY 2025
Avg Estimate
86.10M
FY 2026
Estimate Range
84.77M - 87.42M
Analyst Spread

Forward Growth Analysis

Projected Growth+32.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

fmnb

Farmers National Banc Corp. Forward Estimates of EBITDA

FMNB ยท NASDAQ
Latest EBITDA
65.05M
FY 2025
Avg Estimate
92.83M
FY 2026
Estimate Range
91.40M - 94.26M
Analyst Spread

Forward Growth Analysis

Projected Growth+42.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Farmers National Banc Corp. Forward Estimates of SG&A Expense

FMNB ยท NASDAQ
Latest SG&A Expense
79.36M
FY 2025
Avg Estimate
57.71M
FY 2026
Estimate Range
56.83M - 58.60M
Analyst Spread

Forward Growth Analysis

Projected Growth-27.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

fmnb

Farmers National Banc Corp. Insider Positioning

FMNB ยท NASDAQ

During the last 12 months, insiders have purchased $2.53M worth of FMNB shares, with no selling activity reported.

3 Months

Bought

75.4K

978.09K

Sold

0

0.00

Net Activity

+978K

+$978K

3-6 Months

Bought

41.3K

525.87K

Sold

0

0.00

Net Activity

+526K

+$526K

6-9 Months

Bought

75.3K

1.02M

Sold

0

0.00

Net Activity

+1.0M

+$1.02M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
ME

Muransky Edward

Director

113.5K sharesโ€ข2 transactions

$1.51M

2
VND

Varischetti Nicholas D

Director

75.0K sharesโ€ข2 transactions

$973K

3
RGA

Richardson Gina A

Director

3.5K sharesโ€ข3 transactions

$45K

4
WAB

Wallace Amber B

Officer: Sevp/Chief Retail & Marketing

29 sharesโ€ข2 transactions

$381

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $2.53M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$978K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

4 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.