Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc.

FMAO·NASDAQ

$28.05

-3.2%
Financial ServicesBanks - Regional

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

At a Glance

Live Snapshot
Market Cap$386.20M
EPS3.4000
P/E Ratio10.19
Earnings Date07/27/2026

fmao

Total Non-Current Liabilities

Last Annual Value

3.02B

3-Year CAGR

159%

5-Year CAGR

179%

10-Year CAGR

77%

Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. Competitors Analysis of Total Non-Current Liabilities

FMAO · NASDAQ
CompanyTotal Non-Current Liabilities
CAGR 3Y
CAGR 5Y
CAGR 10Y
3.02B
109.1%98.3%77.0% 
1.45B
89.4%76.5%22.8%
1.68B
248.0%138.5%N/A
RBB logo
RBB Bancorp
NASDAQ:RBB
334.49M
-0.5%-1.5%18.7%
BCML logo
BayCom Corp
NASDAQ:BCML
2.26B
176.8%90.9%92.9%
FSBW logo
FS Bancorp, Inc.
NASDAQ:FSBW
135.19M
-10.1%1.9%14.7%
3.28B
134.7%103.4%46.4%
2.75B
137.9%105.2%73.0%
632.00M
-5.1%20.9%59.7%
4.04B
123.1%117.1%40.0%
3.88B
101.1%81.5%40.9%
Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. Fair Value Envelope

FMAO · NASDAQ

Our analysis suggests that FMAO has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $28.05, this represents a potential HIDDEN relative to our calculated worth for Farmers & Merchants Bancorp, Inc..

Intrinsic Value
Current Price: $28.05