FMAO - NASDAQ
Farmers & Merchants Bancorp, Inc.
$27.14
-3.2%Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
At a Glance
Live SnapshotFarmers & Merchants Bancorp, Inc. Management Team
Ms. Barbara J. Britenriker
Executive Vice President & Chief Financial Officer
Compensation
$416,882
Mr. David R. Gerken
Executive Vice President & Chief Lending Officer
Compensation
$354,639
Mr. Lars B. Eller
President, Chief Executive Officer & Director
Compensation
$765,711
Ms. Katrina L. DeGroff
Senior Vice President & Chief Accounting Officer
Mr. Tim Carsey
Senior Vice President & Chief Administrative Officer
Ms. Shalini Singhal
Senior Vice President & Chief Information Officer
Compensation
$299,745
Ms. Amy L. Cover
Senior Vice President & Chief Marketing Officer
Ms. Carly Buchanan
Senior Vice President & Chief People Officer
Mr. Eric D. Faust
Senior Vice President & Chief Risk Officer
Compensation
$331,156
Ms. Marilyn K. Johnson
Vice President and Compliance & CRA Manager
Farmers & Merchants Bancorp, Inc. Insider Positioning
During the last 12 months, insiders have purchased $257K and sold $1.16M worth of FMAO shares, resulting in $899K of net selling activity.
3 Months
0
0.00
40.1K
1.09M
-1.1M
-$1.09M
3-6 Months
0
0.00
275
7.13K
-7K
-$7K
6-9 Months
2.9K
67.99K
0
0.00
+68K
+$68K
9-12 Months
8.2K
189.09K
2.2K
59.22K
+130K
+$130K
Top Buyers
Planson Steven J
Director
$72K
Boyce Ian D
Director
$31K
Briggs Andrew J
Director, Officer: Chairman
$17K
Latta Marcia Sloan
Director
$17K
Vernon David P
Director
$17K
Top Sellers
Briggs Andrew J
Director, Officer: Director
$1.06M
Eller Lars B
Director, Officer: President & Ceo
$47K
Faust Eric D
Officer: Chief Risk Officer
$36K
Gerken David R
Officer: Executive Vice President
$12K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $899K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider buyers vs. 4 sellers. More insiders buying than selling indicates positive sentiment.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
FMAO - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 24, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 03, 2025 | April 14, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | March 15, 2024 | April 29, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | March 07, 2023 | April 17, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | February 25, 2022 | April 12, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | February 25, 2021 | April 15, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | February 26, 2020 | April 16, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 12, 2019 | April 16, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | March 14, 2018 | April 19, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 15, 2017 | April 20, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.