CWBC - NASDAQ
Community West Bancshares
$23.62
-2.2%Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposit; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. It operates through a network of seven branch banking offices in Goleta, Santa Barbara, Santa Maria, Ventura, San Luis Obispo, Oxnard, and Paso Robles. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.
At a Glance
Live SnapshotCommunity West Bancshares Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Community West Bancshares Income Statement
CWBC • NASDAQ
| Community West Bancshares Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
194.6M | 164.2M | 108.1M | 86.7M | 81.5M | 78.1M | 77.7M | 72.8M | 66.4M | 54.7M | 49.8M | 48M | 41.7M | 38.4M | 40.2M | 39.4M | 46.6M | 37M | 37.1M | 36.1M | |
GROSS PROFIT | ||||||||||||||||||||
(53.3M) | (61.1M) | (20.3M) | (4.4M) | -3.1M | (4.9M) | (3.6M) | (1.5M) | -13K | -4.8M | (1.6M) | (9.1M) | (1.4M) | (2.6M) | (4M) | (8.1M) | (17.1M) | (8.6M) | (8.5M) | (7.4M) | |
141.3M | 103.1M | 87.8M | 82.2M | 84.6M | 73.2M | 74.2M | 71.3M | 66.4M | 59.5M | 48.1M | 38.8M | 40.4M | 35.8M | 36.2M | 31.3M | 29.4M | 28.4M | 28.5M | 28.5M | |
OPERATING INCOME | ||||||||||||||||||||
(88.8M) | (92.1M) | (54M) | (47.1M) | (46.6M) | (45.9M) | (44.2M) | (43.4M) | (42.6M) | (37.4M) | (34.6M) | (34.1M) | (30.8M) | (26.6M) | (27.9M) | (28.4M) | (27.5M) | (21M) | (19.1M) | (18.5M) | |
(61.6M) | (50.7M) | (33.2M) | (30.3M) | (30.2M) | (30.2M) | (34.4M) | (32.7M) | (31.1M) | (27.6M) | (25.5M) | (24.9M) | (21.3M) | (19M) | (19.5M) | (19.1M) | (19.4M) | (14.7M) | (13.6M) | (11.3M) | |
52.5M | 11M | 33.8M | 35.1M | 38M | 27.3M | 30M | 27.9M | 23.8M | 22.1M | 13.5M | 4.7M | 9.6M | 9.2M | 8.3M | 2.9M | 1.9M | 7.5M | 9.4M | 10.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(49.5M) | (50M) | (20M) | (3.4M) | (1.3M) | (1.6M) | (2.6M) | (1.5M) | (1.1M) | (1.1M) | (1M) | (1.2M) | (1.4M) | (1.9M) | (2.9M) | (4.3M) | (6.6M) | (7.3M) | (8.1M) | (6.6M) | |
137.1M | 110.4M | 82.4M | 79.6M | 72.6M | 64.4M | 63.8M | 62.7M | 56.2M | 45.6M | 40.8M | 39.9M | 33.5M | 29.9M | 31.4M | 31.7M | 34.1M | 24.6M | 24.5M | 24.4M | |
(27.2M) | (41.4M) | (20.8M) | (16.8M) | (16.3M) | (15.7M) | (9.8M) | (10.7M) | (11.5M) | (9.8M) | (9.1M) | (9.2M) | (9.5M) | (7.6M) | (8.3M) | (9.3M) | (8.1M) | (6.3M) | (5.5M) | (7.2M) | |
52.5M | 11M | 33.8M | 35.1M | 38M | 27.3M | 30M | 27.9M | 23.8M | 22.1M | 13.5M | 4.7M | 9.6M | 9.2M | 8.3M | 2.9M | 1.9M | 7.5M | 9.4M | 10.2M | |
NET INCOME | ||||||||||||||||||||
(14.4M) | (3.3M) | (8.3M) | (8.5M) | (9.6M) | (6.9M) | (8.5M) | (6.6M) | (9.8M) | (6.9M) | (2.6M) | -570K | (1.3M) | (1.7M) | (1.9M) | -369K | -676K | (2.4M) | (3.2M) | (3.3M) | |
38.2M | 7.7M | 25.5M | 26.6M | 28.4M | 20.3M | 21.4M | 21.3M | 14M | 15.2M | 11M | 5.3M | 8.3M | 7.5M | 6.5M | 3.3M | 2.6M | 5.1M | 6.3M | 6.9M |
SEC Filings
CWBC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-K 10-K 2023 FY FY | April 08, 2024 | December 31, 2023 | 2023 | |
8-K 8-K 2024 N/A | April 05, 2024 | April 01, 2024 | 2024 | |
8-K 8-K 2024 N/A | February 09, 2024 | February 08, 2024 | 2024 | |
8-K 8-K 2024 N/A | January 30, 2024 | January 30, 2024 | 2024 | |
8-K 8-K 2024 N/A | January 26, 2024 | January 26, 2024 | 2024 | |
8-K 8-K 2024 N/A | January 10, 2024 | January 10, 2024 | 2024 | |
10-Q 10-Q 2023 Q3 Q3 | November 13, 2023 | September 30, 2023 | 2023 | |
8-K 8-K 2023 N/A | October 27, 2023 | October 27, 2023 | 2023 | |
8-K 8-K 2023 N/A | October 11, 2023 | October 10, 2023 | 2023 | |
8-K 8-K 2023 N/A | October 04, 2023 | September 20, 2023 | 2023 |
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Snapshot
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Statements
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