CWBC - NASDAQ

Community West Bancshares

CWBC·NASDAQ

$24.15

-2.2%

Financial ServicesBanks - Regional

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposit; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. It operates through a network of seven branch banking offices in Goleta, Santa Barbara, Santa Maria, Ventura, San Luis Obispo, Oxnard, and Paso Robles. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$459.56M

EPS2.0100

P/E Ratio11.20

Earnings Date07/16/2026

3.69B

Assets

3Y+52.0%

5Y+84.0%

10Y+156.0%

3.28B

Total Liabilities

3Y+46.0%

5Y+87.0%

10Y+156.0%

409.59M

Total Equity

13%

3Y+135.0%

5Y+67.0%

10Y+150.0%

Community West Bancshares Funding & Solvency Profile

CWBC · NASDAQ

Current Assets

Cash & Cash Equivalents118.98M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets119 M

Non-Current Assets

Property, Plant & Equipment23.55M

Goodwill & Intangible Assets105.09M

Long-Term Investments3.38B

Other Non-Current Assets66.25M

Total Non-Current Assets3 B

Total Assets

3.69B

Financial Health Analysis

Current Ratio

1.63x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

8.01x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

46 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

3% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Community West Bancshares Balance Sheet

CWBC • NASDAQ

Community West Bancshares Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	119M	120.4M	53.7M	31.2M	163.5M	70.3M	52.6M	31.7M	100.4M	38.6M	94.3M	77M	111.8M	52.5M	43.9M	100.4M	48.4M	18.1M	17.1M	24.2M
Short-Term Investments	0.0	303.4M	408M	648.8M	1.1B	710.1M	470.7M	463.9M	535.3M	547.7M	477.6M	432.5M	443.2M	394M	328.4M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	119M	423.8M	461.7M	680M	1.3B	780.4M	523.3M	495.6M	635.6M	586.3M	571.9M	509.5M	555.1M	446.5M	372.3M	100.4M	48.4M	18.1M	17.1M	24.2M
Net Receivables	0.0	0.0	0.0	76.9M	32.7M	29.2M	32.1M	25.2M	25.8M	29.9M	18.6M	19.1M	20.9M	11.7M	15M	18.3M	21.8M	16.8M	6.1M	6.1M
Accounts Receivables	0.0	0.0	0.0	76.9M	32.7M	29.2M	32.1M	25.2M	25.8M	29.9M	18.6M	19.1M	20.9M	11.7M	15M	18.3M	21.8M	16.8M	6.1M	6.1M
Total Current Assets	119M	423.8M	461.7M	756.9M	1.3B	809.5M	555.5M	520.8M	661.5M	616.2M	590.5M	528.6M	576M	458.2M	387.3M	118.7M	70.2M	34.8M	23.2M	30.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	23.5M	24.5M	14M	8M	8.4M	8.2M	7.7M	8.5M	9.4M	9.4M	9.3M	9.9M	10.5M	6.3M	5.9M	5.8M	6.5M	6.9M	5.8M	4.7M
Goodwill	96.8M	96.8M	53.8M	53.8M	53.8M	53.8M	53.8M	53.8M	53.8M	40.2M	29.9M	29.9M	29.9M	23.6M	23.6M	23.6M	23.6M	23.8M	0.0	0.0
Intangible Assets	8.3M	9.3M	0.0	68K	522K	1.2M	1.9M	2.6M	3M	1.4M	1M	1.3M	1.7M	583K	783K	1.2M	1.6M	2M	6.1M	6.1M
Goodwill & Intangible Assets	105.1M	106.1M	53.8M	53.8M	54.3M	55M	55.7M	56.3M	56.8M	41.6M	30.9M	31.3M	31.6M	24.2M	24.4M	24.8M	25.2M	25.8M	9.8M	10M
Long-Term Investments	3.4B	2.8B	1.8B	1.6B	1B	1.1B	941.7M	916.8M	899.3M	747.3M	620.2M	596.2M	503.1M	385.2M	416M	611.9M	646.3M	669.8M	421.6M	422.8M
Other Non-Current Assets	66.2M	177.3M	129.4M	46.7M	45.1M	34.3M	36.3M	35.3M	34.7M	28.8M	25.8M	26.1M	24.4M	16.4M	15.5M	16.4M	17.2M	15.4M	23.3M	32.3M
Total Non-Current Assets	3.6B	3.1B	2B	1.7B	1.1B	1.2B	1B	1B	1B	827.1M	686.3M	663.6M	569.6M	432M	461.7M	658.9M	695.3M	717.9M	460.5M	469.7M
Total Assets	3.7B	3.5B	2.4B	2.4B	2.5B	2B	1.6B	1.5B	1.7B	1.4B	1.3B	1.2B	1.1B	890.2M	849M	777.6M	765.5M	752.7M	483.7M	500.1M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	32.6M	40M	31.2M	19.8M	20.6M	21.3M	17.8M	16M	16.8M	16.3M	12M	19.4M	10.6M	9.9M	11.8M	6.9M	6.4M
Accounts Payable	0.0	0.0	0.0	32.6M	40M	31.2M	19.8M	20.6M	21.3M	17.8M	16M	16.8M	16.3M	12M	19.4M	10.6M	9.9M	11.8M	6.9M	6.4M
Short Term Debt	73M	133.4M	80M	46M	0.0	0.0	0.0	10M	0.0	400K	0.0	0.0	0.0	4M	0.0	10M	5M	6.4M	20M	3.3M
Other Current Liabilities	0.0	2.9B	2B	2.1B	2.1B	1.7B	1.3B	1.3B	1.4B	1.3B	1.1B	1B	1B	751.4M	713M	650.5M	640.2M	635.1M	402.6M	440.6M
Total Current Liabilities	73M	3B	2.1B	2.2B	2.2B	1.8B	1.4B	1.3B	1.4B	1.3B	1.1B	1.1B	1B	767.4M	732.4M	671M	655.1M	653.2M	429.5M	450.3M
NON-CURRENT LIABILITIES
Long Term Debt	69.5M	69.9M	69.7M	69.6M	39.5M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	9.2M	9.2M	19.2M	24.2M	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-23.2M	-25.2M	-20.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	3.1B	45M	35M	0.0	0.0	-8.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Non-Current Liabilities	3.2B	114.9M	104.8M	69.6M	39.5M	5.2M	15.6M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	5.2M	9.2M	9.2M	19.2M	24.2M	0.0	95M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	8.9M	10.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	3.3B	3.2B	2.2B	2.2B	2.2B	1.8B	1.4B	1.3B	1.5B	1.3B	1.1B	1.1B	1B	772.6M	741.5M	680.2M	674.3M	677.3M	429.5M	450.3M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7M	7M	6.9M	8.1M	0.0	0.0	0.0
Common Stock	210.2M	207.8M	62.6M	61.5M	66.8M	79.4M	89.4M	103.9M	103.3M	71.6M	54.4M	54.2M	54M	40.6M	40.6M	33.1M	33.1M	0.0	0.0	0.0
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	40.6M	39.7M	37.6M	30.5M	13.6M	14M
Retained Earnings	239M	210M	210.5M	194.4M	173.4M	150.7M	135.9M	120.3M	103.4M	92.9M	80.4M	71.5M	68.3M	62.5M	55.8M	49.8M	46.9M	44.7M	40.5M	35.9M
Accumulated Other Comprehensive Income/Loss	-39.6M	-55.1M	-66M	-81.2M	7.6M	14.9M	2.8M	-4.4M	2.8M	-516K	4.5M	5.4M	-2.3M	7.6M	-36.4M	967K	-1.5M	188K	140K	-117K
Total Stockholders' Equity	409.6M	362.7M	207.1M	174.7M	247.8M	245M	228.1M	219.7M	209.6M	164M	139.3M	131M	120M	117.7M	107.5M	97.4M	91.2M	75.4M	54.2M	49.8M
Total Equity	409.6M	362.7M	207.1M	174.7M	247.8M	245M	228.1M	219.7M	209.6M	164M	139.3M	131M	120M	117.7M	107.5M	97.4M	91.2M	75.4M	54.2M	49.8M
SUMMARY
Total Liabilities & Equity	3.7B	3.5B	2.4B	2.4B	2.5B	2B	1.6B	1.5B	1.7B	1.4B	1.3B	1.2B	1.1B	890.2M	849M	777.6M	765.5M	752.7M	483.7M	500.1M
Total Investments	3.4B	3.1B	2.2B	2.2B	2.1B	1.8B	1.4B	1.4B	1.4B	1.3B	1.1B	1B	946.4M	779.2M	744.4M	611.9M	646.3M	669.8M	421.6M	422.8M
Total Debt	142.5M	203.3M	149.7M	115.6M	39.5M	14M	15.6M	15.2M	5.2M	5.6M	5.2M	5.2M	5.2M	9.2M	9.2M	19.2M	24.2M	30.5M	20M	3.3M
Net Debt	23.5M	82.9M	96M	84.4M	-124M	-56.2M	-37M	-16.6M	-95.2M	-33M	-89.2M	-71.8M	-106.7M	-43.4M	-34.7M	-81.2M	-24.2M	12.5M	2.9M	-21M
Shares Outstanding	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500	19,130,500

SEC Filings

CWBC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-K 10-K 2023 FY FY	April 08, 2024	December 31, 2023	2023	View Filing
8-K 8-K 2024 N/A	April 05, 2024	April 01, 2024	2024	View Filing
8-K 8-K 2024 N/A	February 09, 2024	February 08, 2024	2024	View Filing
8-K 8-K 2024 N/A	January 30, 2024	January 30, 2024	2024	View Filing
8-K 8-K 2024 N/A	January 26, 2024	January 26, 2024	2024	View Filing
8-K 8-K 2024 N/A	January 10, 2024	January 10, 2024	2024	View Filing
10-Q 10-Q 2023 Q3 Q3	November 13, 2023	September 30, 2023	2023	View Filing
8-K 8-K 2023 N/A	October 27, 2023	October 27, 2023	2023	View Filing
8-K 8-K 2023 N/A	October 11, 2023	October 10, 2023	2023	View Filing
8-K 8-K 2023 N/A	October 04, 2023	September 20, 2023	2023	View Filing

Showing 1 to 10 of 362 filings

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