CWBC - NASDAQ
Community West Bancshares
$23.62
-2.2%Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposit; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. It operates through a network of seven branch banking offices in Goleta, Santa Barbara, Santa Maria, Ventura, San Luis Obispo, Oxnard, and Paso Robles. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.
At a Glance
Live SnapshotCommunity West Bancshares Fair Value Envelope
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $92.2M | $184.5M | $369.0M | $737.9M | $1.5B | $3.0B | $5.9B | $11.8B | $23.6B | $47.2B |
| Maintenance CapEx | -$1.0M | -$2.0M | -$4.0M | -$8.0M | -$16.1M | -$32.1M | -$64.2M | -$128.5M | -$256.9M | -$513.8M |
| Owner Earnings | $91.2M | $182.5M | $364.9M | $729.9M | $1.5B | $2.9B | $5.8B | $11.7B | $23.4B | $46.7B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $84.5M | $156.4M | $289.7M | $536.5M | $993.5M | $1.8B | $3.4B | $6.3B | $11.7B | $21.6B |
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