Community West Bancshares

Community West Bancshares

CWBCยทNASDAQ

$23.62

-2.2%
Financial ServicesBanks - Regional

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposit; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. It operates through a network of seven branch banking offices in Goleta, Santa Barbara, Santa Maria, Ventura, San Luis Obispo, Oxnard, and Paso Robles. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.

At a Glance

Live Snapshot
Market Cap$449.47M
EPS2.0100
P/E Ratio11.75
Earnings Date07/16/2026
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Community West Bancshares Street Expectations Map

CWBC ยท NASDAQ

Wall Street analysts project that CWBC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 29.75, with estimates ranging from a low of 29.00 to a high of 30.50.

Lowest Target
29.00
22.78%
Consensus Target
29.75
25.95%
Highest Target
30.50
29.13%

The consensus 1-year price target stands at 29.75, with estimates ranging from a low of 29.00 to a high of 30.50.

Analyst Consensus Analysis

Upside Potential

+25.9%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

5.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Community West Bancshares Forward Estimates of Revenue

CWBC ยท NASDAQ
Latest Revenue
194.60M
FY 2025
Avg Estimate
157.93M
FY 2026
Estimate Range
157.43M - 158.44M
Analyst Spread

Forward Growth Analysis

Projected Growth-18.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Community West Bancshares Forward Estimates of Net Income

CWBC ยท NASDAQ
Latest Net Income
38.17M
FY 2025
Avg Estimate
40.38M
FY 2026
Estimate Range
39.87M - 40.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Community West Bancshares Forward Estimates of EPS

CWBC ยท NASDAQ
Latest EPS
2.01
FY 2025
Avg Estimate
$2.36
FY 2026
Estimate Range
$2.32 - $2.38
Analyst Spread

Forward Growth Analysis

Projected Growth+17.4%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Community West Bancshares Forward Estimates of EBIT

CWBC ยท NASDAQ
Latest EBIT
52.53M
FY 2025
Avg Estimate
50.59M
FY 2026
Estimate Range
50.43M - 50.75M
Analyst Spread

Forward Growth Analysis

Projected Growth-3.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Community West Bancshares Forward Estimates of EBITDA

CWBC ยท NASDAQ
Latest EBITDA
52.53M
FY 2025
Avg Estimate
57.27M
FY 2026
Estimate Range
57.08M - 57.45M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.0%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Community West Bancshares Forward Estimates of SG&A Expense

CWBC ยท NASDAQ
Latest SG&A Expense
61.58M
FY 2025
Avg Estimate
54.44M
FY 2026
Estimate Range
54.27M - 54.61M
Analyst Spread

Forward Growth Analysis

Projected Growth-11.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Community West Bancshares Insider Positioning

CWBC ยท NASDAQ

During the last 12 months, insiders have purchased $127K and sold $215K worth of CWBC shares, resulting in $89K of net selling activity.

3 Months

Bought

682

15.47K

Sold

0

0.00

Net Activity

+15K

+$15K

3-6 Months

Bought

3.1K

66.16K

Sold

0

0.00

Net Activity

+66K

+$66K

6-9 Months

Bought

1.0K

20.75K

Sold

22.4K

211.37K

Net Activity

-191K

-$191K

9-12 Months

Bought

1.4K

24.38K

Sold

223

4.07K

Net Activity

+20K

+$20K

Top Buyers

1
SK

Stovesand Kirk

Director

1.5K sharesโ€ข4 transactions

$32K

2
KJJ

Kim James J

Director, Officer: Ceo

1.1K sharesโ€ข1 transactions

$22K

3
PME

Plourd Martin E

Director, Officer: President

1.0K sharesโ€ข3 transactions

$19K

4
CDM

Cagle Dawn M

Officer: Executive Vice President

898 sharesโ€ข4 transactions

$17K

5
LJW

Lokey James W

Director

564 sharesโ€ข2 transactions

$13K

Top Sellers

1
PME

Plourd Martin E

Director, Officer: President

19.8K sharesโ€ข1 transactions

$177K

2
SK

Stovesand Kirk

Director

2.6K sharesโ€ข1 transactions

$34K

3
MJM

Martin Jeffrey Michael

Officer: Executive Vice President

223 sharesโ€ข1 transactions

$4K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $89K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.59:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Recent Trend (3 Months)

$15K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

5 insider buyers vs. 3 sellers. More insiders buying than selling indicates positive sentiment.