CBNK - NASDAQ
Capital Bancorp, Inc.
$31.48
-2.5%Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.
At a Glance
Live SnapshotCapital Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Capital Bancorp, Inc. Cash Flow Statement
CBNK • NASDAQ
| Capital Bancorp, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2006 | Dec 2005 | Dec 2004 | Dec 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||
57.2M | 31M | 35.9M | 41.8M | 40M | 25.8M | 16.9M | 12.8M | 7.1M | 9.4M | 7.5M | 4.2M | 3.2M | 3.4M | 2.4M | |
0.0 | 2.2M | 473K | 1.4M | 1.2M | 1.9M | 2.4M | 1.1M | 982.8K | 966.1K | 929.4K | 1.1M | 505K | 409K | 451K | |
0.0 | -1.8M | 142K | 1.2M | -1.9M | -3.2M | -839K | -141K | -239K | -1.3M | -120.9K | 0.0 | 0.0 | 0.0 | 0.0 | |
1.6M | 1.9M | 1.8M | 1.7M | 1.3M | 983K | 795K | 570K | 506K | 638.7K | 360.7K | 0.0 | 0.0 | 0.0 | 0.0 | |
13.5M | 70K | 9M | 15.4M | 96.3M | -23.1M | -48.9M | 11.3M | 27.1M | 5.3M | 2.6M | 518K | 1.6M | 1.5M | 1.5M | |
(18.8M) | (9.1M) | (7.7M) | (11.7M) | (15.9M) | (12M) | (5.5M) | (2.7M) | (8M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-2.5M | 1.6M | 215K | -10.2M | -4.9M | 3M | 2.5M | 2.8M | -663K | -7.6M | 5.5M | 1.2M | 401K | -150K | -532K | |
69.7M | 34.9M | 47.4M | 51.4M | 132.1M | 5.5M | -27.2M | 28.3M | 34.8M | 7.5M | 16.7M | 7.1M | 5.7M | 5.1M | 3.8M | |
INVESTING ACTIVITIES | |||||||||||||||
(0.0) | -2.2M | -2.2M | -1.6M | -24K | -267K | -303K | -1.7M | -1.4M | -670.4K | -2M | -1.2M | -1.1M | -148K | -275K | |
(0.0) | (65.2M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (20K) | (0.0) | |
(0.0) | -65.4M | -7M | -113.1M | -169.7M | -53.9M | -38.6M | (0.0) | -12.8M | -22.9M | -9.2M | -22.2M | -12.5M | -35.1M | -50.4M | |
0.0 | 53.2M | 56M | 23.8M | 80.4M | 17M | 25.4M | 6.4M | 6.2M | 13.5M | 8.9M | 11.7M | 14.1M | 20.4M | 46.2M | |
-350.9M | -320.8M | -177.7M | -107.7M | -149M | -348.3M | -174.5M | -113.9M | -125.3M | -127.1M | -129.5M | -77.8M | -98M | -77.7M | -40.1M | |
-350.9M | -270M | -130.8M | -198.5M | -238.2M | -385.5M | -188M | -109.3M | -133.4M | -137.2M | -131.7M | -89.5M | -97.4M | -92.5M | -44.6M | |
FINANCING ACTIVITIES | |||||||||||||||
-10.6M | -1.4M | -8.8M | 0.0 | 967K | -3.7M | -371K | 19.9M | -512K | -3.4M | -1.4M | 951K | 235K | 1.8M | 90K | |
18M | -15M | -70M | 85M | -2M | -11.8M | 30.2M | 0.0 | -4M | -8M | -11.8M | -3.2M | -3.2M | 30.8M | 5.9M | |
-7.3M | -5.3M | -3.9M | -3.1M | -1.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-11.7M | -1.4M | -8.8M | (0.0) | (0.0) | -3.7M | -371K | -45K | -512K | -3.4M | -1.4M | (0.0) | (0.0) | (0.0) | (0.0) | |
331.3M | 408.1M | 139.7M | -37.8M | 145M | 427.6M | 265.4M | 43.5M | 117.1M | 159M | 128.9M | 86.3M | 98.6M | 55.8M | 34.3M | |
331.4M | 386.4M | 57M | 44.1M | 142.6M | 412.1M | 295.3M | 63.4M | 112.6M | 147.6M | 115.7M | 84.1M | 95.7M | 88.4M | 40.3M | |
CASH FLOW SUMMARY | |||||||||||||||
-2M | 151.4M | -26.5M | -103M | 36.5M | 32.1M | 80.1M | -17.6M | 14.2M | 18M | 694.6K | 0.0 | 0.0 | 0.0 | 0.0 | |
5.4M | 54M | 80.4M | 183.4M | 146.9M | 114.8M | 34.7M | 52.3M | 38.1M | 20.1M | 19.5M | 0.0 | 0.0 | 0.0 | 0.0 | |
3.4M | 205.3M | 54M | 80.4M | 183.4M | 146.9M | 114.8M | 34.7M | 52.3M | 38.1M | 20.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
67.3M | 32.8M | 45.3M | 49.8M | 132.1M | 5.2M | -27.5M | 26.6M | 33.4M | 6.9M | 14.7M | 5.9M | 4.6M | 5M | 3.5M |
SEC Filings
CBNK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 01, 2026 | May 28, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 18, 2026 | March 16, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 06, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | January 28, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 31, 2025 | December 24, 2025 | 2025 |
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