Capital Bancorp, Inc.

Capital Bancorp, Inc.

CBNKยทNASDAQ

$31.48

-2.5%
Financial ServicesBanks - Regional

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.

At a Glance

Live Snapshot
Market Cap$512.75M
EPS3.4500
P/E Ratio9.12
Earnings Date07/16/2026
cbnk

Capital Bancorp, Inc. Street Expectations Map

CBNK ยท NASDAQ

Wall Street analysts project that CBNK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 37.00, with estimates ranging from a low of 37.00 to a high of 37.00.

Lowest Target
37.00
17.53%
Consensus Target
37.00
17.53%
Highest Target
37.00
17.53%

The consensus 1-year price target stands at 37.00, with estimates ranging from a low of 37.00 to a high of 37.00.

Analyst Consensus Analysis

Upside Potential

+17.5%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Capital Bancorp, Inc. Forward Estimates of Revenue

CBNK ยท NASDAQ
Latest Revenue
303.63M
FY 2025
Avg Estimate
268.15M
FY 2026
Estimate Range
267.34M - 269.10M
Analyst Spread

Forward Growth Analysis

Projected Growth-11.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Capital Bancorp, Inc. Forward Estimates of Net Income

CBNK ยท NASDAQ
Latest Net Income
57.17M
FY 2025
Avg Estimate
56.43M
FY 2026
Estimate Range
56.19M - 56.67M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Capital Bancorp, Inc. Forward Estimates of EPS

CBNK ยท NASDAQ
Latest EPS
3.45
FY 2025
Avg Estimate
$3.42
FY 2026
Estimate Range
$3.41 - $3.44
Analyst Spread

Forward Growth Analysis

Projected Growth-0.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Capital Bancorp, Inc. Forward Estimates of EBIT

CBNK ยท NASDAQ
Latest EBIT
70.61M
FY 2025
Avg Estimate
66.51M
FY 2026
Estimate Range
66.31M - 66.74M
Analyst Spread

Forward Growth Analysis

Projected Growth-5.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Capital Bancorp, Inc. Forward Estimates of EBITDA

CBNK ยท NASDAQ
Latest EBITDA
73.57M
FY 2025
Avg Estimate
68.44M
FY 2026
Estimate Range
68.24M - 68.69M
Analyst Spread

Forward Growth Analysis

Projected Growth-7.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Capital Bancorp, Inc. Forward Estimates of SG&A Expense

CBNK ยท NASDAQ
Latest SG&A Expense
86.08M
FY 2025
Avg Estimate
71.06M
FY 2026
Estimate Range
70.85M - 71.31M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Capital Bancorp, Inc. Insider Positioning

CBNK ยท NASDAQ

During the last 12 months, insiders have purchased $137K and sold $1.47M worth of CBNK shares, resulting in $1.33M of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

8.5K

118.06K

Sold

3.4K

95.03K

Net Activity

+23K

+$23K

9-12 Months

Bought

600

18.67K

Sold

40.0K

1.37M

Net Activity

-1.4M

-$1.36M

Top Buyers

1
BSR

Browning Scot Richard

Director, Officer: Pres, Specialty & Cre Lending

8.5K sharesโ€ข1 transactions

$118K

2
CDC

Canuso Dominic C

Officer: Evp, Chief Financial Officer

600 sharesโ€ข1 transactions

$19K

Top Sellers

1
LRJ

Levitt Randall James

Director

40.0K sharesโ€ข2 transactions

$1.37M

2
CDC

Canuso Dominic C

Other: Former Evp, Cfo

3.4K sharesโ€ข1 transactions

$95K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.33M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.09:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

Balanced

2 insider buyers and 2 sellers. Equal participation suggests mixed or neutral insider views.