Capital Bancorp, Inc.

Capital Bancorp, Inc.

CBNKยทNASDAQ

$31.48

-2.5%
Financial ServicesBanks - Regional

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.

At a Glance

Live Snapshot
Market Cap$512.75M
EPS3.4500
P/E Ratio9.12
Earnings Date07/16/2026
0.40%
Dividend Yield
-5%
3Y+12.0%
5Y-
10Y-
16.32%
Dividend Payout Ratio
24%
3Y+87.0%
5Y-
10Y-
3Y+135.0%
5Y-
10Y-
Capital Bancorp, Inc.

Capital Bancorp, Inc. Dividend History

CBNK ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CBNK Dividend Payment History

CBNK ยท NASDAQ

Total Payments

20

Latest Dividend

$0.1200

Annual Amount

$0.5800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 27, 2026
May 11, 2026May 27, 2026
$0.1200
$0.1200
Quarterly0.00%
Jan 26, 2026
Feb 9, 2026Feb 25, 2026
$0.1200
$0.1200
Quarterly0.00%
Oct 24, 2025
Nov 10, 2025Nov 26, 2025
$0.1200
$0.1200
Quarterly0.00%
Jul 25, 2025
Aug 11, 2025Aug 27, 2025
$0.1200
$0.1200
Quarterly+20.00%
Apr 28, 2025
May 12, 2025May 28, 2025
$0.1000
$0.1000
Quarterly0.00%
Jan 27, 2025
Feb 10, 2025Feb 26, 2025
$0.1000
$0.1000
Quarterly0.00%
Oct 28, 2024
Nov 4, 2024Nov 20, 2024
$0.1000
$0.1000
Quarterly0.00%
Jul 22, 2024
Aug 5, 2024Aug 21, 2024
$0.1000
$0.1000
Quarterly+25.00%
Apr 22, 2024
May 6, 2024May 22, 2024
$0.0800
$0.0800
Quarterly0.00%
Jan 22, 2024
Feb 5, 2024Feb 21, 2024
$0.0800
$0.0800
Quarterly0.00%
Oct 23, 2023
Nov 6, 2023Nov 22, 2023
$0.0800
$0.0800
Quarterly0.00%
Jul 21, 2023
Aug 7, 2023Aug 23, 2023
$0.0800
$0.0800
Quarterly+33.33%
May 2, 2023
May 15, 2023May 31, 2023
$0.0600
$0.0600
Quarterly0.00%
Jan 26, 2023
Feb 6, 2023Feb 22, 2023
$0.0600
$0.0600
Quarterly0.00%
Oct 26, 2022
Nov 7, 2022Nov 23, 2022
$0.0600
$0.0600
Quarterly0.00%
Jul 25, 2022
Aug 8, 2022Aug 24, 2022
$0.0600
$0.0600
Quarterly+20.00%
Apr 25, 2022
May 9, 2022May 25, 2022
$0.0500
$0.0500
Quarterly0.00%
Jan 26, 2022
Feb 8, 2022Feb 23, 2022
$0.0500
$0.0500
Quarterly0.00%
Nov 4, 2021
Nov 15, 2021Nov 30, 2021
$0.0500
$0.0500
Quarterly0.00%
Jul 27, 2021
Jul 30, 2021Aug 16, 2021
$0.0500
$0.0500
Quarterly-
cbnk

Capital Bancorp, Inc. Payout Ratio Analysis

CBNK ยท NASDAQ
Dividends Paid
-7.30M
2025
Net Income
57.17M
2025
Payout Ratio
12.76%
2025

Dividend Sustainability Analysis

Payout Ratio
12.76%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
10.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-38.3%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.