CBAN - NASDAQ
Colony Bankcorp, Inc.
$19.54
-1.6%Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.
At a Glance
Live SnapshotColony Bankcorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
Colony Bankcorp, Inc. Cash Flow Statement
CBAN • NASDAQ
| Colony Bankcorp, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
28.3M | 23.9M | 21.7M | 19.5M | 18.7M | 11.8M | 10.2M | 11.9M | 7.8M | 8.7M | 8.4M | 7.5M | 4.6M | 2.6M | 2.5M | 474.2K | -19.2M | 2M | 8.5M | 10.2M | |
93K | 8.1M | 8.7M | 11.6M | 8.6M | 5.9M | 2.9M | 1.8M | 3.1M | 3.2M | 3.5M | 2.9M | 4.2M | 5.9M | 5.3M | 6.2M | 5.9M | 2.8M | 2.4M | 2.7M | |
96K | 755K | -485K | 1.1M | -2.7M | 0.0 | 0.0 | 273.2K | 2.8M | 222.1K | 625.4K | 1.9M | 2.2M | 1.2M | 867K | 639.6K | -5.9M | -250K | -1.2M | 112.5K | |
785K | 1.3M | 1.7M | 1.7M | 599K | 33K | 34K | 14K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-11.1M | -8.6M | -7.6M | 23.6M | 13.1M | -38.2M | -10.2M | 609.8K | -1.2M | 830.1K | 1.6M | 2.5M | 7.4M | 8.3M | 7.7M | 13.8M | 43.6M | 11.6M | 4.8M | 3.5M | |
(4.4M) | (4.7M) | (5.2M) | (3.8M) | (3.9M) | (2.5M) | (2M) | (2.7M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-8.6M | -2M | -3.1M | -7.9M | -2.1M | 1.4M | 953K | 268K | 28K | 443.7K | -28K | -122.5K | 472.5K | 4.8M | -1.2M | 6.2M | -9.4M | 1.1M | 689K | -1.4M | |
9.6M | 23.4M | 21M | 49.7M | 36.1M | -19.1M | 3.9M | 14.9M | 12.5M | 13.4M | 14.1M | 14.8M | 18.9M | 22.8M | 15.2M | 27.4M | 15.1M | 17.3M | 15.2M | 15M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -1.1M | -3.6M | -2.9M | -5.8M | -4.2M | -3.5M | -2.8M | -1.3M | -3.3M | -3.2M | -1.7M | -1.5M | -845.3K | -398K | -490.3K | -1.3M | -3.9M | -2.2M | -3.7M | |
(0.0) | (0.0) | (0.0) | (0.0) | (33.3M) | (0.0) | -467K | -10M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -56.6M | -3.9M | -174.2M | -470M | -181.7M | -72.5M | -63.7M | -87.2M | -109.6M | -102.3M | -56.2M | -132.4M | -250.4M | -381.3M | -380.5M | -488.3M | -158.2M | -61.4M | -49M | |
0.0 | 120.4M | 57.1M | 130.7M | 201.1M | 155.1M | 138.8M | 61.7M | 54.6M | 80.1M | 79.7M | 50.1M | 121M | 281.7M | 384.7M | 342.1M | 427.2M | 65.3M | 44.6M | 23.9M | |
1.3M | 38.4M | -148.3M | -401.8M | 33.1M | -99.4M | -55.6M | 5.5M | 1.1M | -2.6M | -30.4M | 5.2M | -21.9M | -31.1M | 95.7M | 54M | -13M | 15M | -4.4M | -86.2M | |
(1.3M) | (101.2M) | -98.8M | -448.2M | -208.3M | -130.3M | (6.7M) | -9.3M | -32.8M | -35.4M | -56.2M | -2.6M | -34.8M | -632.3K | (98.7M) | (15.1M) | -75.5M | -81.9M | -23.4M | -115M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-2.4M | -1.3M | -406K | 59.5M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 9.5M | 35M | 114M | -107.8M | 81.3M | 16.6M | -3.5M | 1.5M | 6M | 0.0 | 0.0 | 5M | -36M | -4.1M | -15.9M | 0.0 | 57.4M | 12.4M | -2.5M | |
-8M | -7.9M | -7.7M | -7.2M | -4.5M | -3.8M | -2.7M | -1.7M | -1.2M | -1.6M | -2.5M | -5.5M | (0.0) | (0.0) | -1.4M | -1.4M | -3M | -2.8M | -2.6M | -2.3M | |
-2.4M | -1.3M | -406K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-311K | 22.9M | 53.5M | 115.6M | 298.2M | 151.3M | 19.4M | 1.9M | 23.6M | 32.8M | 32.3M | -8.2M | 7.8M | -20.3M | -79.1M | -18.5M | 49.1M | -10.7M | -23.8M | 98.1M | |
-10.7M | 23.2M | 80.4M | 281.9M | 186M | 228.8M | 33.3M | -3.3M | 14.6M | 28.6M | 19.8M | -13.7M | 12.8M | -56.3M | -84.6M | -30.7M | 73.4M | 43.9M | -14M | 93.3M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
163K | 147.7M | 2.6M | -116.6M | 13.7M | 79.4M | 43.9M | 2.3M | -5.7M | 6.6M | -22.3M | -1.6M | -3.1M | -34.1M | 29.2M | 11.7M | 13M | -20.6M | -22.3M | -6.7M | |
28.7M | 83.3M | 80.7M | 197.2M | 183.5M | 104.1M | 60.2M | 57.8M | 28.8M | 22.3M | 44.6M | 46.2M | 49.2M | 83.4M | 54.2M | 42.4M | 29.5M | 50.1M | 72.4M | 79.1M | |
28.9M | 231M | 83.3M | 80.7M | 197.2M | 183.5M | 104.1M | 60.2M | 23.1M | 28.8M | 22.3M | 44.6M | 46.2M | 49.2M | 83.4M | 54.1M | 42.4M | 29.5M | 50.1M | 72.4M | |
-6.9M | 22.3M | 17.4M | 46.8M | 30.3M | -23.3M | 392K | 12.2M | 11.2M | 10.1M | 10.9M | 13.1M | 17.4M | 22M | 14.8M | 26.9M | 13.8M | 13.4M | 12.9M | 11.3M |
SEC Filings
CBAN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 22, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 22, 2025 | December 22, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 17, 2025 | November 13, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 |
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