CBAN - NASDAQ

Colony Bankcorp, Inc.

CBAN·NASDAQ

$19.54

-1.6%

Financial ServicesBanks - Regional

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$347.62M

EPS1.5900

P/E Ratio12.29

Earnings Date07/22/2026

3.74B

Assets

20%

3Y+27.0%

5Y+112.0%

10Y+209.0%

3.36B

Total Liabilities

19%

3Y+24.0%

5Y+107.0%

10Y+201.0%

375.92M

Total Equity

35%

3Y+63.0%

5Y+160.0%

10Y+303.0%

Colony Bankcorp, Inc. Funding & Solvency Profile

CBAN · NASDAQ

Current Assets

Cash & Cash Equivalents27.31M

Net Receivables15.40M

Inventory0.00

Other Current Assets-15.40M

Total Current Assets411 M

Non-Current Assets

Property, Plant & Equipment37.05M

Goodwill & Intangible Assets71.72M

Long-Term Investments3.00B

Other Non-Current Assets-3.00B

Total Non-Current Assets37 M

Total Assets

3.74B

Financial Health Analysis

Current Ratio

4.76x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

8.94x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

325 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

11% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Colony Bankcorp, Inc. Balance Sheet

CBAN • NASDAQ

Colony Bankcorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	27.3M	26M	25.3M	20.6M	19M	17.2M	15.6M	10.4M	57.8M	75.2M	60.9M	45.7M	47.7M	51M	57.3M	67.3M	32.5M	29.6M	29.8M	30.3M
Short-Term Investments	383.8M	38.8M	407.4M	432.6M	938.2M	380.8M	347.3M	353.1M	354.2M	323.7M	296.1M	274.6M	263.3M	268.3M	303.9M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	411.1M	64.8M	432.7M	453.1M	957.1M	398M	362.9M	363.4M	412.1M	398.8M	357M	320.3M	310.9M	319.3M	361.2M	67.3M	32.5M	29.6M	29.8M	30.3M
Net Receivables	15.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	15.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-15.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	411.1M	64.8M	432.7M	453.1M	957.1M	398M	362.9M	363.4M	412.1M	398.8M	357M	320.3M	310.9M	319.3M	361.2M	67.3M	32.5M	29.6M	29.8M	30.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	37M	37.8M	39.9M	41.6M	43M	32.1M	32.5M	28.8M	27.6M	28M	26.5M	25M	24.9M	24.9M	25.8M	27.1M	28.8M	29.7M	27.8M	27.5M
Goodwill	63.9M	48.9M	48.9M	48.9M	52.9M	16M	16.5M	202.2K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.4M	0.0	0.0
Intangible Assets	7.9M	3M	4.2M	5.7M	7.4M	2.3M	3.1M	556.6K	44.8K	80.5K	116.3K	152K	187.8K	223.5K	259.3K	295K	330.8K	366.5K	0.0	0.0
Goodwill & Intangible Assets	71.7M	51.9M	53.1M	54.6M	60.3M	18.3M	19.5M	758K	44.8K	80.5K	116.3K	152K	187.8K	223.5K	259.3K	295K	330.8K	2.8M	2.8M	2.9M
Long-Term Investments	3B	2.6B	2.4B	2.2B	1.4B	1.1B	976.3M	777.2M	757.3M	745M	749.7M	737M	739.1M	734.1M	700.7M	1.1B	1.2B	1.2B	1.1B	1.1B
Tax Assets	19.6M	21.9M	25.4M	28.2M	3.6M	134K	1.5M	3.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	-3B	294.5M	143.4M	140.7M	250.4M	212.4M	122.6M	78.1M	35.7M	38.6M	40.9M	64.6M	73.5M	60.8M	107.5M	92.1M	78.3M	39.2M	46.1M	68.7M
Total Non-Current Assets	128.4M	3B	2.6B	2.5B	1.7B	1.4B	1.2B	888.4M	820.7M	811.6M	817.1M	826.6M	837.6M	820.1M	834.1M	1.2B	1.3B	1.2B	1.2B	1.2B
Other Assets	3.2B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	3.7B	3.1B	3.1B	2.9B	2.7B	1.8B	1.5B	1.3B	1.2B	1.2B	1.2B	1.1B	1.1B	1.1B	1.2B	1.3B	1.3B	1.3B	1.2B	1.2B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	86.4M	0.0	0.0	0.0	5.3M	5.3M	5.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	20M	40M	42.3M	0.0	0.0
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	14.5M	12.5M	12.2M	0.0	0.0	3.8M	3.6M	15K	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	2.6B	2.5B	2.5B	2.4B	1.4B	1.3B	1.1B	1.1B	1B	1B	979.3M	987.5M	979.7M	1,000M	1.1B	1.1B	1B	1B	1B
Total Current Liabilities	86.4M	2.6B	2.5B	2.5B	2.4B	1.5B	1.3B	1.1B	1.1B	1B	1B	979.3M	987.5M	979.7M	1,000M	1.1B	1.1B	1B	1B	1B
NON-CURRENT LIABILITIES
Long Term Debt	173.1M	248M	238.4M	203.4M	83.1M	55M	80.5M	68.2M	71.7M	70.2M	64.2M	64.2M	64.2M	59.2M	95.2M	99.3M	115.2M	115.2M	99.2M	86.8M
Deferred Tax Liabilities (Non-Current)	5.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	3.1B	15.1M	15.3M	12M	11M	114.2M	5.3M	2.8M	2.7M	2.5M	2.9M	4.3M	6.8M	4.7M	3.5M	4.3M	5M	5.1M	7.3M	7.6M
Total Non-Current Liabilities	3.3B	263.2M	253.7M	215.3M	94.1M	169.1M	85.8M	71.1M	74.4M	72.7M	67.1M	68.6M	71.1M	64M	98.8M	103.6M	120.2M	120.3M	106.4M	94.4M
Capital Lease Obligations	8.9M	0.0	0.0	0.0	0.0	0.0	361K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	3.4B	2.8B	2.8B	2.7B	2.5B	1.6B	1.4B	1.2B	1.1B	1.1B	1.1B	1B	1.1B	1B	1.1B	1.2B	1.2B	1.2B	1.1B	1.1B
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	9.4M	18M	28M	28M	27.8M	27.7M	27.5M	27.4M	0.0	0.0	0.0
Common Stock	21.3M	17.5M	17.6M	17.6M	13.7M	9.5M	9.5M	8.4M	8.4M	8.4M	8.4M	8.4M	8.4M	8.4M	8.4M	8.4M	7.2M	7.2M	7.2M	7.2M
Additional Paid-In Capital	228.6M	168.4M	168.6M	167.5M	111M	43.2M	43.7M	26M	29.1M	29.1M	29.1M	29.1M	29.1M	29.1M	29.1M	29.2M	25.4M	24.5M	24.4M	24.3M
Retained Earnings	160.6M	140.4M	124.4M	111.6M	99.2M	85M	77M	69.5M	59.2M	51.5M	44.3M	38.3M	33.4M	30.5M	29.5M	28.5M	29.6M	51.3M	52.1M	46.4M
Accumulated Other Comprehensive Income/Loss	-34.5M	-47.6M	-55.6M	-66.4M	-6.2M	6.8M	362K	-8.2M	-6.5M	-5M	-4.4M	-4.8M	-9.1M	-150K	1.9M	-600K	-99.8K	376.1K	34.9K	-1.3M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-40.8K	-159K	-211K	0.0	0.0
Total Stockholders' Equity	375.9M	278.7M	254.9M	230.3M	217.7M	144.5M	130.5M	95.7M	90.3M	93.4M	95.5M	99M	90M	95.8M	96.6M	93M	89.3M	83.2M	83.7M	76.6M
Total Equity	375.9M	278.7M	254.9M	230.3M	217.7M	144.5M	130.5M	95.7M	90.3M	93.4M	95.5M	99M	90M	95.8M	96.6M	93M	89.3M	83.2M	83.7M	76.6M
SUMMARY
Total Liabilities & Equity	3.7B	3.1B	3.1B	2.9B	2.7B	1.8B	1.5B	1.3B	1.2B	1.2B	1.2B	1.1B	1.1B	1.1B	1.2B	1.3B	1.3B	1.3B	1.2B	1.2B
Total Investments	3.2B	2.7B	2.8B	2.7B	2.3B	1.5B	1.3B	1.1B	1.1B	1.1B	1B	1B	1B	1B	1B	1.1B	1.2B	1.2B	1.1B	1.1B
Total Debt	268.4M	248M	238.4M	203.4M	88.4M	60.3M	85.8M	68.2M	71.7M	70.2M	64.2M	64.2M	64.2M	59.2M	95.2M	119.3M	155.2M	157.5M	99.2M	86.8M
Net Debt	241.1M	222M	213.1M	182.8M	69.5M	43.1M	70.2M	57.9M	13.9M	-4.9M	3.4M	18.6M	16.6M	8.2M	37.9M	52M	122.8M	127.9M	69.3M	56.5M
Shares Outstanding	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284	17,461,284

SEC Filings

CBAN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 22, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 16, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 28, 2026	January 28, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 22, 2025	December 22, 2025	2025	View Filing
8-K 8-K 2025 N/A	December 01, 2025	December 01, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 17, 2025	November 13, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 439 filings

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