Colony Bankcorp, Inc.

Colony Bankcorp, Inc.

CBANยทNASDAQ

$19.54

-1.6%
Financial ServicesBanks - Regional

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.

At a Glance

Live Snapshot
Market Cap$347.62M
EPS1.5900
P/E Ratio12.29
Earnings Date07/22/2026
0.60%
Dividend Yield
3Y-44.0%
5Y-8.0%
10Y+19.0%
31.04%
Dividend Payout Ratio
21%
3Y-19.0%
5Y+57.0%
10Y+66.0%
3Y+6.0%
5Y+111.0%
10Y+396.0%
Colony Bankcorp, Inc.

Colony Bankcorp, Inc. Dividend History

CBAN ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CBAN Dividend Payment History

CBAN ยท NASDAQ

Total Payments

50

Latest Dividend

$0.1200

Annual Amount

$0.5850

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
May 6, 2026May 20, 2026
$0.1200
$0.1200
Quarterly0.00%
Jan 28, 2026
Feb 11, 2026Feb 25, 2026
$0.1200
$0.1200
Quarterly+4.35%
Oct 22, 2025
Nov 5, 2025Nov 19, 2025
$0.1150
$0.1150
Quarterly0.00%
Jul 22, 2025
Aug 6, 2025Aug 20, 2025
$0.1150
$0.1150
Quarterly0.00%
Apr 23, 2025
May 7, 2025May 21, 2025
$0.1150
$0.1150
Quarterly0.00%
Jan 22, 2025
Feb 5, 2025Feb 19, 2025
$0.1150
$0.1150
Quarterly+2.68%
Oct 23, 2024
Nov 6, 2024Nov 20, 2024
$0.1120
$0.1120
Quarterly0.00%
Jul 24, 2024
Aug 7, 2024Aug 21, 2024
$0.1120
$0.1120
Quarterly0.00%
Apr 24, 2024
May 8, 2024May 22, 2024
$0.1120
$0.1120
Quarterly0.00%
Jan 24, 2024
Feb 7, 2024Feb 21, 2024
$0.1120
$0.1120
Quarterly+1.82%
Oct 25, 2023
Nov 8, 2023Nov 22, 2023
$0.1100
$0.1100
Quarterly0.00%
Jul 26, 2023
Aug 9, 2023Aug 23, 2023
$0.1100
$0.1100
Quarterly0.00%
Apr 27, 2023
May 10, 2023May 24, 2023
$0.1100
$0.1100
Quarterly0.00%
Jan 26, 2023
Feb 9, 2023Feb 23, 2023
$0.1100
$0.1100
Quarterly+1.85%
Oct 20, 2022
Nov 4, 2022Nov 18, 2022
$0.1080
$0.1080
Quarterly0.00%
Jul 21, 2022
Aug 6, 2022Aug 20, 2022
$0.1080
$0.1080
Quarterly0.00%
Apr 21, 2022
May 6, 2022May 20, 2022
$0.1080
$0.1080
Quarterly0.00%
Jan 20, 2022
Feb 4, 2022Feb 18, 2022
$0.1080
$0.1080
Quarterly+5.88%
Oct 21, 2021
Nov 3, 2021Nov 17, 2021
$0.1020
$0.1020
Quarterly0.00%
Jul 22, 2021
Aug 3, 2021Aug 17, 2021
$0.1020
$0.1020
Quarterly0.00%
Apr 22, 2021
May 3, 2021May 17, 2021
$0.1020
$0.1020
Quarterly0.00%
Jan 22, 2021
Jan 31, 2021Feb 12, 2021
$0.1020
$0.1020
Quarterly+2.00%
Oct 15, 2020
Oct 30, 2020Nov 13, 2020
$0.1000
$0.1000
Quarterly0.00%
Jul 16, 2020
Aug 7, 2020Aug 21, 2020
$0.1000
$0.1000
Quarterly0.00%
Apr 24, 2020
May 8, 2020May 22, 2020
$0.1000
$0.1000
Quarterly0.00%
Jan 16, 2020
Jan 31, 2020Feb 18, 2020
$0.1000
$0.1000
Quarterly+33.33%
Oct 17, 2019
Oct 31, 2019Nov 15, 2019
$0.0750
$0.0750
Quarterly0.00%
Jul 18, 2019
Jul 31, 2019Aug 15, 2019
$0.0750
$0.0750
Quarterly0.00%
Apr 18, 2019
Apr 30, 2019May 15, 2019
$0.0750
$0.0750
Quarterly0.00%
Jan 17, 2019
Jan 30, 2019Feb 15, 2019
$0.0750
$0.0750
Quarterly+50.00%
Oct 18, 2018
Oct 30, 2018Nov 15, 2018
$0.0500
$0.0500
Quarterly0.00%
Aug 21, 2018
Sep 3, 2018Sep 28, 2018
$0.0500
$0.0500
Quarterly0.00%
May 23, 2018
Jun 4, 2018Jun 29, 2018
$0.0500
$0.0500
Quarterly0.00%
Feb 21, 2018
Mar 5, 2018Mar 30, 2018
$0.0500
$0.0500
Quarterly+100.00%
Nov 22, 2017
Dec 5, 2017Dec 28, 2017
$0.0250
$0.0250
Quarterly0.00%
Aug 15, 2017
Sep 1, 2017Sep 29, 2017
$0.0250
$0.0250
Quarterly0.00%
May 25, 2017
Jun 2, 2017Jun 30, 2017
$0.0250
$0.0250
Quarterly0.00%
Feb 14, 2017
Mar 1, 2017Mar 31, 2017
$0.0250
$0.0250
Quarterly-48.98%
Jun 17, 2009
Jun 30, 2009Jul 10, 2009
$0.0490
$0.0490
Quarterly-50.00%
Mar 17, 2009
Mar 31, 2009Apr 10, 2009
$0.0980
$0.0980
Quarterly0.00%
Dec 16, 2008
Dec 31, 2008Jan 9, 2009
$0.0980
$0.0980
Quarterly0.00%
Sep 19, 2008
Sep 30, 2008Oct 10, 2008
$0.0980
$0.0980
Quarterly0.00%
Jun 17, 2008
Jun 30, 2008Jul 11, 2008
$0.0980
$0.0980
Quarterly0.00%
Mar 19, 2008
Mar 31, 2008Apr 11, 2008
$0.0980
$0.0980
Quarterly+3.16%
Dec 20, 2007
Dec 31, 2007Jan 11, 2008
$0.0950
$0.0950
Quarterly+3.26%
Sep 20, 2007
Sep 28, 2007Oct 12, 2007
$0.0920
$0.0920
Quarterly+2.22%
Jun 19, 2007
Jun 29, 2007Jul 13, 2007
$0.0900
$0.0900
Quarterly+2.27%
Mar 22, 2007
Mar 30, 2007Apr 13, 2007
$0.0880
$0.0880
Quarterly+3.53%
Dec 21, 2006
Dec 31, 2006Jan 12, 2007
$0.0850
$0.0850
Quarterly+3.66%
Sep 19, 2006
Sep 30, 2006Oct 13, 2006
$0.0820
$0.0820
Quarterly-
cban

Colony Bankcorp, Inc. Payout Ratio Analysis

CBAN ยท NASDAQ
Dividends Paid
-8.04M
2025
Net Income
28.25M
2025
Payout Ratio
28.45%
2025

Dividend Sustainability Analysis

Payout Ratio
28.45%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
-116.5%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
-1.8%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.