Atlanticus Holdings Corporation

Atlanticus Holdings Corporation

ATLC·NASDAQ

$76.33

-7.6%
Financial ServicesFinancial - Credit Services

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$1.15B
EPS7.3900
P/E Ratio10.33
Earnings Date08/06/2026

atlc

Operating Cash Flow

Last Annual Value

637.96M

3-Year CAGR

23%

5-Year CAGR

25%

10-Year CAGR

94%

Atlanticus Holdings Corporation

Atlanticus Holdings Corporation Competitors Analysis of Operating Cash Flow

ATLC · NASDAQ
CompanyOperating Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
637.96M
11.6%24.6%32.2% 
101.51M
4.2%-0.2%11.8%
160.54M
27.8%N/AN/A
-72.02M
N/AN/AN/A
254.16M
-4.5%2.3%2.1%
93.82M
5.5%-9.7%0.8%
44.70M
-3.3%32.9%-9.6%
130.87M
21.8%13.5%16.9%
NRDS logo
NerdWallet, Inc.
NASDAQ:NRDS
131.60M
22.2%78.8%N/A
Atlanticus Holdings Corporation

Atlanticus Holdings Corporation Fair Value Envelope

ATLC · NASDAQ

Our analysis suggests that ATLC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $76.33, this represents a potential HIDDEN relative to our calculated worth for Atlanticus Holdings Corporation.

Intrinsic Value
Current Price: $76.33