Atlanticus Holdings Corporation

Atlanticus Holdings Corporation

ATLCยทNASDAQ

$76.33

-8.2%
Financial ServicesFinancial - Credit Services

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$1.15B
EPS7.3900
P/E Ratio10.33
Earnings Date08/06/2026
0.00%
Dividend Yield
-100%
3Y-100.0%
5Y-100.0%
10Y-
5.51%
Dividend Payout Ratio
-16%
3Y-82.0%
5Y-54.0%
10Y-
3Y-63.0%
5Y-51.0%
10Y-
Atlanticus Holdings Corporation

Atlanticus Holdings Corporation Dividend History

ATLC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ATLC Dividend Payment History

ATLC ยท NASDAQ

Total Payments

1

Latest Dividend

$0.5000

Annual Amount

$0.5000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Dec 3, 2009
Dec 31, 2009Dec 31, 2009
$0.5000
$0.5000
Quarterly-
atlc

Atlanticus Holdings Corporation Payout Ratio Analysis

ATLC ยท NASDAQ
Dividends Paid
-12.43M
2025
Net Income
122.20M
2025
Payout Ratio
10.17%
2025

Dividend Sustainability Analysis

Payout Ratio
10.17%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
2.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+51.7%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.