Atlanticus Holdings Corporation

Atlanticus Holdings Corporation

ATLC·NASDAQ

$76.33

-7.6%
Financial ServicesFinancial - Credit Services

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$1.15B
EPS7.3900
P/E Ratio10.33
Earnings Date08/06/2026
1.68%
Return on Invested Capital
-51%
3Y-71.0%
5Y-79.0%
10Y-137.0%
20.08%
Return on Equity
-11%
3Y-52.0%
5Y-84.0%
10Y-118.0%
1.60%
Return on Assets
-53%
3Y-72.0%
5Y-79.0%
10Y-192.0%
Atlanticus Holdings Corporation

Atlanticus Holdings Corporation Management Team

ATLC · NASDAQ
MM

Mr. Mitchell C. Saunders

Chief Accounting Officer

Born 1973(Age 53)
male
MD

Mr. David Caruso

Chief Commercial Officer

male
MB

Mr. Brian Stone

Chief Data Science & Risk Officer

male
MW

Mr. William R. McCamey

Chief Financial Officer

Compensation

$1,092,350

Born 1969(Age 57)
male
MK

Mr. Kas Naderi

Chief Information Officer & Senior Vice President of Technology Systems

male
ML

Ms. Linda Brooks

Chief Technology Officer

female
MD

Mr. David G. Hanna

Executive Chairman

Compensation

$2,318,288

Born 1965(Age 61)
male
MR

Ms. Rosalind T. Drakeford

Managing Counsel, Chief Compliance Officer & Corporate Secretary

female
MJ

Mr. Jeffrey A. Howard

President, Chief Executive Officer & Director

Compensation

$1,335,350

Born 1970(Age 56)
male
MM

Mr. Matt Zalubowski

Senior Vice President of Marketing

male
atlc

Atlanticus Holdings Corporation Insider Positioning

ATLC · NASDAQ

During the last 12 months, insiders have purchased $15K and sold $225K worth of ATLC shares, resulting in $210K of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

1.7K

100.03K

Net Activity

-100K

-$100K

6-9 Months

Bought

1.0K

15.30K

Sold

0

0.00

Net Activity

+15K

+$15K

9-12 Months

Bought

0

0.00

Sold

2.0K

124.78K

Net Activity

-125K

-$125K

Top Buyers

1
HDG

Hanna David G

Director, 10 Percent Owner, Officer: Executive Chairman

1.0K shares1 transactions

$15K

Top Sellers

1
HDW

Hudson Deal W

Director

3.7K shares2 transactions

$225K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $210K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.07:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

Balanced

1 insider buyers and 1 sellers. Equal participation suggests mixed or neutral insider views.

SEC Filings

ATLC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 14, 2025
May 08, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 15, 2024
May 07, 2024
2024
DEF 14A

DEF 14A

N/A

April 17, 2023
April 17, 2023
 
DEF 14A

DEF 14A 2022

N/A

April 12, 2022
May 10, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 13, 2021
May 13, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 08, 2020
May 07, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 11, 2019
May 09, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 10, 2018
May 10, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 10, 2017
May 12, 2017
2017
Showing 1 to 10 of 17 filings