AMSF - NASDAQ

AMERISAFE, Inc.

AMSF·NASDAQ

$30.15

-2.1%

Financial ServicesInsurance - Specialty

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$563.92M

EPS2.4800

P/E Ratio12.16

Earnings Date07/23/2026

1.03B

Assets

-2%

3Y-10.0%

5Y-30.0%

10Y-32.0%

878.95M

Total Liabilities

-2%

3Y-8.0%

5Y-15.0%

10Y-17.0%

251.60M

Total Equity

-2%

3Y-21.0%

5Y-43.0%

10Y-45.0%

AMERISAFE, Inc. Funding & Solvency Profile

AMSF · NASDAQ

Current Assets

Cash & Cash Equivalents61.93M

Net Receivables160.94M

Inventory0.00

Other Current Assets0.00

Total Current Assets223 M

Non-Current Assets

Property, Plant & Equipment7.50M

Goodwill & Intangible Assets21.09M

Long-Term Investments734.86M

Other Non-Current Assets18.56M

Total Non-Current Assets761 M

Total Assets

1.03B

Financial Health Analysis

Current Ratio

0.32x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.72x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-477861000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

22% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

AMERISAFE, Inc. Balance Sheet

AMSF • NASDAQ

AMERISAFE, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	61.9M	44M	38.7M	61.5M	70.7M	61.8M	43.8M	40.3M	55.6M	58.9M	69.5M	91M	123.1M	92.7M	45.5M	61M	63.2M	95.3M	47.3M	26.7M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	806M	765.5M	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	61.9M	44M	38.7M	61.5M	70.7M	61.8M	43.8M	40.3M	55.6M	58.9M	69.5M	91M	123.1M	92.7M	851.5M	826.5M	63.2M	95.3M	47.3M	26.7M
Net Receivables	160.9M	142.7M	132.9M	121.7M	135.1M	156.8M	158M	284.7M	184.9M	194.4M	197M	190.6M	182.8M	243.3M	121.2M	122.6M	151.6M	156.6M	236.1M	0.0
Accounts Receivables	160.9M	142.7M	132.9M	121.7M	135.1M	156.8M	158M	274.5M	184.9M	194.4M	197M	190.6M	182.8M	243.3M	121.2M	122.6M	151.6M	156.6M	152.2M	109.6M
Other Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	150.3M
Inventory	0.0	0.0	0.0	0.0	0.0	-397.9M	-345.2M	137.6M	-46.3M	-51M	-118.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	0.0	278.7M	271.6M	276.9M	379.9M	443.8M	401.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	222.9M	186.7M	171.5M	183.2M	205.8M	264.4M	258.3M	818M	706M	732.4M	646.6M	612.8M	543.8M	336M	277M	251.8M	251.8M	251.8M	171.1M	12.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	7.5M	6.2M	6.4M	7.3M	6.7M	6.5M	6.3M	6.3M	6.1M	6.6M	6.2M	7.2M	7.5M	7.7M	7.6M	7.5M	5.4M	5.5M	5.4M	5.7M
Goodwill	0.0	0.0	0.0	0.0	987.8M	1.1B	1.1B	1.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	21.1M	0.0	0.0	0.0	0.0	17.8M	19M	19.7M	20.3M	19.3M	20.4M	19.6M	19.2M	18.4M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	21.1M	0.0	0.0	0.0	0.0	1.1B	1.1B	1.1B	20.3M	19.3M	20.4M	19.6M	19.2M	18.4M	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	734.9M	788.8M	857.8M	889M	1B	1.1B	1.1B	1.1B	1.1B	1.1B	1B	1B	868.2M	808.1M	806M	765.5M	737.3M	704.7M	711.7M	638.8M
Tax Assets	27.9M	28.4M	29.3M	32.2M	33M	13.7M	17.5M	21.9M	19.3M	33.8M	29.9M	31.2M	33.6M	762K	29.3M	33.6M	33.6M	33.6M	29.5M	199K
Other Non-Current Assets	18.6M	39.7M	43.1M	41.3M	42.7M	-2.2B	-2.3B	-1.1B	-1.2B	-1.1B	-1.1B	-1B	-887.4M	-834.2M	-806M	-773.1M	-742.7M	-710.2M	-717.2M	-641.9M
Total Non-Current Assets	809.9M	863M	936.6M	969.8M	1.1B	6.2M	6.3M	1.1B	25.4M	40.4M	36.1M	38.5M	41.2M	762K	36.9M	33.6M	33.6M	33.6M	29.5M	2.8M
Other Assets	0.0	0.0	0.0	0.0	0.0	1.2B	1.2B	-433.8M	786.8M	746M	819.4M	806M	744M	884.2M	834.6M	842.7M	833.4M	822.4M	861.3M	979M
Total Assets	1B	1B	1.1B	1.2B	1.3B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.3B	1.2B	1.1B	1.1B	1.1B	1.1B	1.1B	994.1M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	38.1M	37.9M	417K	3.2M	3.4M	0.0	13.5M	1.1M	3.1M	607K	732K	1.8M	27.4M	27.3M	31.8M	29.7M	35.5M
Accounts Payable	0.0	0.0	0.0	38.1M	37.9M	0.0	0.0	0.0	0.0	28K	154K	843K	607K	456K	1.2M	20.7M	24.3M	30.5M	29.7M	30.5M
Other Payables	0.0	0.0	0.0	0.0	0.0	417K	3.2M	3.4M	0.0	13.5M	911K	2.3M	0.0	276K	616K	6.7M	3M	1.2M	0.0	5M
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	19.1M	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	0.0	0.0	6.4M	417K	3.2M	3.4M	1.8M	4M	911K	1.1M	0.0	0.0	0.0	64.1M	64.1M	1.2M	0.0	3.6M
Deferred Revenue	135.5M	121.9M	116.6M	115M	121.1M	13.7M	17.5M	0.0	0.0	0.0	-39K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	565.2M	558.8M	571.1M	594.8M	642.4M	0.0	0.0	-3.4M	0.0	-13.5M	-1.1M	-3.1M	-607K	-732K	-20.9M	-27.4M	-27.3M	-31.8M	-29.7M	-35.5M
Total Current Liabilities	700.7M	680.8M	687.7M	747.8M	801.3M	14.1M	20.7M	38.6M	1.8M	4M	911K	1.1M	27.5M	26.1M	25.6M	64.1M	64.1M	30.5M	28.9M	30.5M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	25.8M	36.1M	36.1M	36.1M	36.1M	36.1M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	18.2M	16.9M	6.6M	8.7M	11.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	178.2M	219.7M	249M	204M	202.1M	1B	1B	1.1B	1.1B	1.1B	1B	1B	0.0	0.0	-25.8M	-36.1M	-36.1M	-36.1M	-36.1M	-36.1M
Total Non-Current Liabilities	178.2M	219.7M	249M	204M	202.1M	1B	1B	1.1B	1.1B	1.1B	1B	1B	0.0	0.0	25.8M	36.1M	36.1M	36.1M	36.1M	36.1M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-35.2M	0.0	0.0	0.0	0.0	912.2M	839.7M	746.2M	702.7M	716.2M	787.9M	788.2M	768.8M
Capital Lease Obligations	491K	0.0	0.0	0.0	0.0	0.0	484K	0.0	0.0	0.0	28K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	878.9M	900.5M	936.7M	951.8M	1B	1B	1.1B	1.1B	1.1B	1.1B	1B	1B	912.2M	839.7M	797.7M	802.9M	816.4M	854.6M	853.3M	835.4M
SHAREHOLDERS' EQUITY
Treasury Stock	-54.2M	-42.1M	-36.9M	-34.8M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-22.4M	-12.1M	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	25M	25M	25M	25M	0.0
Common Stock	208K	207K	207K	207K	206K	206K	205K	205K	204K	204K	203K	201K	198K	195K	194K	191K	189K	188K	188K	187K
Additional Paid-In Capital	225.9M	224M	222.1M	220.3M	217.5M	215.3M	213M	211.4M	210.1M	208.4M	204.7M	199.1M	192.5M	187.4M	185.7M	180.9M	176.9M	175.2M	173.6M	171.6M
Retained Earnings	82.9M	84.1M	114.3M	145.5M	190.5M	224.6M	227.2M	221.3M	233.9M	270.4M	268.9M	267.2M	250.7M	213M	185.1M	156M	122.6M	77.1M	33.2M	-17M
Accumulated Other Comprehensive Income/Loss	-3.2M	-8.9M	-7.2M	-13.8M	13.5M	21M	12.2M	-832K	3.6M	-492K	2.6M	2.8M	-4.3M	3M	2.2M	265K	2.7M	845K	1.6M	4M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5M	0.0	-25M	8.2M	0.0
Total Stockholders' Equity	251.6M	257.3M	292.5M	317.4M	399.3M	438.8M	430.2M	409.8M	425.4M	456.2M	454M	447M	416.8M	381.2M	350.9M	325.2M	302.4M	253.3M	208.6M	158.8M
Total Equity	251.6M	257.3M	292.5M	317.4M	399.3M	438.8M	430.2M	409.8M	425.4M	456.2M	454M	447M	416.8M	381.2M	350.9M	325.2M	302.4M	253.3M	208.6M	158.8M
SUMMARY
Total Liabilities & Equity	1.1B	1.2B	1.2B	1.3B	1.4B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.3B	1.2B	1.1B	1.1B	1.1B	1.1B	1.1B	994.1M
Total Investments	734.9M	788.8M	857.8M	889M	1B	1.1B	1.1B	1.1B	1.1B	1.1B	1B	1B	868.2M	808.1M	806M	765.5M	737.3M	704.7M	711.7M	638.8M
Total Debt	491K	0.0	0.0	0.0	0.0	499K	484K	0.0	0.0	0.0	67K	0.0	0.0	0.0	25.8M	36.1M	36.1M	36.1M	36.1M	36.1M
Net Debt	-61.4M	-44M	-38.7M	-61.5M	-70.7M	-61.3M	-43.3M	-40.3M	-55.6M	-58.9M	-69.4M	-91M	-123.1M	-92.7M	-19.8M	-24.9M	-27.1M	-59.2M	-11.2M	9.3M
Shares Outstanding	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660	19,022,660

SEC Filings

AMSF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
DEF 14A DEF 14A 2026 N/A	April 24, 2026	April 24, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 23, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 16, 2026	April 15, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 03, 2025	October 31, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 30, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 29, 2025	October 29, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	July 25, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 261 filings

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