AMSF - NASDAQ

AMERISAFE, Inc.

AMERISAFE, Inc.

AMSFยทNASDAQ

$30.15

-2.1%
Financial ServicesInsurance - Specialty

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$563.92M
EPS2.4800
P/E Ratio12.16
Earnings Date07/23/2026
AMERISAFE, Inc.

AMERISAFE, Inc. Fair Value Envelope

AMSF ยท NASDAQ

Our analysis suggests that AMSF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.15, this represents a potential HIDDEN relative to our calculated worth for AMERISAFE, Inc..

HIDDEN
Intrinsic Value
Current Price: $30.15

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$9.3M
+ Cash & Equivalents$61.9M
Firm Value$71.2M
- Debt$491.0K
Equity Value$70.7M
/ Shares Outstanding19,022,660B
DCF Value$4
OVERVALUED BY 88%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$5.5M
$2.8M
$1.4M
$691.9K
$345.9K
$173.0K
$86.5K
$43.2K
$21.6K
$10.8K
Maintenance CapEx
-$214.8K
-$107.4K
-$53.7K
-$26.9K
-$13.4K
-$6.7K
-$3.4K
-$1.7K
-$839
-$420
Owner Earnings
$5.3M
$2.7M
$1.3M
$665.0K
$332.5K
$166.3K
$83.1K
$41.6K
$20.8K
$10.4K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$4.9M
$2.3M
$1.1M
$488.8K
$226.3K
$104.8K
$48.5K
$22.5K
$10.4K
$4.8K
Terminal Value represents 0.9% of Enterprise Value

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Snapshot

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2

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3

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4

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5

Dividends

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6

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