AMERISAFE, Inc.

AMERISAFE, Inc.

AMSFยทNASDAQ

$30.15

-2.1%
Financial ServicesInsurance - Specialty

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.

At a Glance

Live Snapshot
Market Cap$563.92M
EPS2.4800
P/E Ratio12.16
Earnings Date07/23/2026
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AMERISAFE, Inc. Street Expectations Map

AMSF ยท NASDAQ

Wall Street analysts project that AMSF stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 44.50, with estimates ranging from a low of 34.00 to a high of 55.00.

Lowest Target
34.00
12.77%
Consensus Target
44.50
47.60%
Highest Target
55.00
82.42%

The consensus 1-year price target stands at 44.50, with estimates ranging from a low of 34.00 to a high of 55.00.

Analyst Consensus Analysis

Upside Potential

+47.6%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

47.2% spread

Mixed analyst views. Wide target range suggests differing opinions on key value drivers, growth prospects, or risk factors.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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AMERISAFE, Inc. Forward Estimates of Revenue

AMSF ยท NASDAQ
Latest Revenue
317.25M
FY 2025
Avg Estimate
329.62M
FY 2026
Estimate Range
329.01M - 330.23M
Analyst Spread

Forward Growth Analysis

Projected Growth+3.9%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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AMERISAFE, Inc. Forward Estimates of Net Income

AMSF ยท NASDAQ
Latest Net Income
47.15M
FY 2025
Avg Estimate
42.76M
FY 2026
Estimate Range
42.27M - 43.25M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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AMERISAFE, Inc. Forward Estimates of EPS

AMSF ยท NASDAQ
Latest EPS
2.48
FY 2025
Avg Estimate
$2.24
FY 2026
Estimate Range
$2.21 - $2.26
Analyst Spread

Forward Growth Analysis

Projected Growth-9.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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AMERISAFE, Inc. Forward Estimates of EBIT

AMSF ยท NASDAQ
Latest EBIT
58.85M
FY 2025
Avg Estimate
66.89M
FY 2026
Estimate Range
66.77M - 67.01M
Analyst Spread

Forward Growth Analysis

Projected Growth+13.7%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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AMERISAFE, Inc. Forward Estimates of EBITDA

AMSF ยท NASDAQ
Latest EBITDA
59.59M
FY 2025
Avg Estimate
67.93M
FY 2026
Estimate Range
67.81M - 68.06M
Analyst Spread

Forward Growth Analysis

Projected Growth+14.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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AMERISAFE, Inc. Forward Estimates of SG&A Expense

AMSF ยท NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
29.36M
FY 2026
Estimate Range
29.31M - 29.42M
Analyst Spread

Forward Growth Analysis

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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AMERISAFE, Inc. Insider Positioning

AMSF ยท NASDAQ

During the last 12 months, insiders have sold $100K worth of AMSF shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

2.5K

100.45K

Net Activity

-100K

-$100K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
OA

Omiridis Anastasios

Officer: Evp-Cfo

2.5K sharesโ€ข2 transactions

$100K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $100K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

1 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.