AC

American Coastal Insurance Corporation

ACIC·NASDAQ

$9.89

-5.2%
Financial ServicesInsurance - Property & Casualty

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

At a Glance

Live Snapshot
Market Cap$479.31M
EPS2.2000
P/E Ratio4.50
Earnings Date08/05/2026

acic

Total Debt

Last Annual Value

152.49M

3-Year CAGR

1%

5-Year CAGR

-1%

10-Year CAGR

29%

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American Coastal Insurance Corporation Competitors Analysis of Total Debt

ACIC · NASDAQ
CompanyTotal Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
152.49M
0.7%-0.8%10.9% 
DGICA logo
Donegal Group Inc.
NASDAQ:DGICA
35.00M
0.0%0.0%-7.2%
540.53M
22.7%17.3%18.4%
508.18M
7.2%30.4%15.9%
60.49M
-18.1%-13.1%N/A
PRAA logo
PRA Group, Inc.
NASDAQ:PRAA
32.16M
-80.6%-61.6%-33.1%
166.97M
49.5%27.3%N/A
1.08M
-43.9%N/AN/A
99.81M
-12.3%-8.1%3.2%
1.80M
-15.5%-14.9%11.7%
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American Coastal Insurance Corporation Fair Value Envelope

ACIC · NASDAQ

Our analysis suggests that ACIC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $9.89, this represents a potential HIDDEN relative to our calculated worth for American Coastal Insurance Corporation.

Intrinsic Value
Current Price: $9.89