AC

American Coastal Insurance Corporation

ACIC·NASDAQ

$9.89

-5.2%
Financial ServicesInsurance - Property & Casualty

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

At a Glance

Live Snapshot
Market Cap$479.31M
EPS2.2000
P/E Ratio4.50
Earnings Date08/05/2026
22.35%
Return on Invested Capital
3Y-2558.0%
5Y-353.0%
10Y-2864.0%
33.64%
Return on Equity
5%
3Y-87.0%
5Y-238.0%
10Y+1325.0%
9.96%
Return on Assets
60%
3Y-160.0%
5Y-394.0%
10Y+1638.0%
AC

American Coastal Insurance Corporation Management Team

ACIC · NASDAQ
MJ

Mr. James Andrew Gray Jr., CPA

Chief Compliance & Risk Officer

Born 1963(Age 63)
male
MS

Ms. Svetlana Castle CPA, J.D.

Chief Financial Officer

Compensation

$647,357

Born 1982(Age 44)
female
MC

Mr. Christopher Lee Griffith

Chief Operating Officer & Chief Information Officer

Compensation

$825,561

Born 1976(Age 50)
male
MR

Mr. Robert Daniel Peed

Executive Chairman

Compensation

$150,000

Born 1963(Age 63)
male
MB

Ms. Brooke Eileen Adler

General Counsel & Corporate Secretary

Compensation

$744,979

Born 1977(Age 49)
female
MB

Mr. Bennett Bradford Martz CPA

President & Chief Executive Officer

Compensation

$1,014,773

Born 1971(Age 55)
male
MA

Mr. Antonio Gonzalez

Senior Vice President of Sales & Agency Relations

male
a

American Coastal Insurance Corporation Insider Positioning

ACIC · NASDAQ

During the last 12 months, insiders have purchased $48K and sold $218K worth of ACIC shares, resulting in $170K of net selling activity.

3 Months

Bought

500

5.58K

Sold

0

0.00

Net Activity

+6K

+$6K

3-6 Months

Bought

3.2K

35.47K

Sold

0

0.00

Net Activity

+35K

+$35K

6-9 Months

Bought

0

0.00

Sold

18.4K

218.33K

Net Activity

-218K

-$218K

9-12 Months

Bought

700

7.31K

Sold

0

0.00

Net Activity

+7K

+$7K

Top Buyers

1
CTJ

Crawford Troy J

Officer: Chief Underwriting Officer

3.2K shares1 transactions

$35K

2
DKM

Davis Kern Michael

Director

1.2K shares4 transactions

$13K

Top Sellers

1
GC

Griffith Christopher

Officer: Chief Operating Officer

18.4K shares1 transactions

$218K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $170K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.22:1

Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.

Recent Trend (3 Months)

$6K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.

SEC Filings

ACIC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 01, 2026
April 01, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 02, 2025
May 19, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 02, 2024
May 14, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 18, 2023
June 02, 2023
2023
DEF 14A

DEF 14A 2022

N/A

March 21, 2022
March 21, 2022
2022
DEF 14A

DEF 14A 2021

N/A

June 21, 2021
June 18, 2021
2021
DEF 14A

DEF 14A 2021

N/A

April 01, 2021
April 01, 2021
2021
DEF 14A

DEF 14A 2019

N/A

April 03, 2020
December 31, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 04, 2019
December 31, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 06, 2018
December 31, 2017
2017
Showing 1 to 10 of 19 filings