AC

American Coastal Insurance Corporation

ACICยทNASDAQ

$9.89

-5.2%
Financial ServicesInsurance - Property & Casualty

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

At a Glance

Live Snapshot
Market Cap$479.31M
EPS2.2000
P/E Ratio4.50
Earnings Date08/05/2026
6.67%
Dividend Yield
3Y-
5Y+695.0%
10Y+1699.0%
189.10%
Dividend Payout Ratio
3Y-
5Y-1395.0%
10Y+1332.0%
3Y-
5Y-100.0%
10Y-100.0%
AC

American Coastal Insurance Corporation Dividend History

ACIC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ACIC Dividend Payment History

ACIC ยท NASDAQ

Total Payments

23

Latest Dividend

$0.7500

Annual Amount

$1.2500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Dec 1, 2025
Jan 2, 2026Jan 9, 2026
$0.7500
$0.7500
Quarterly+50.00%
Dec 4, 2024
Jan 2, 2025Jan 10, 2025
$0.5000
$0.5000
Quarterly+733.33%
N/A
Mar 9, 2022Mar 16, 2022
$0.0600
$0.0600
Quarterly0.00%
N/A
Nov 22, 2021Nov 29, 2021
$0.0600
$0.0600
Quarterly0.00%
N/A
Aug 10, 2021Aug 17, 2021
$0.0600
$0.0600
Quarterly0.00%
N/A
May 17, 2021May 24, 2021
$0.0600
$0.0600
Quarterly0.00%
N/A
Mar 2, 2021Mar 9, 2021
$0.0600
$0.0600
Quarterly0.00%
N/A
Nov 23, 2020Nov 30, 2020
$0.0600
$0.0600
Quarterly0.00%
N/A
Aug 11, 2020Aug 18, 2020
$0.0600
$0.0600
Quarterly0.00%
N/A
May 19, 2020May 26, 2020
$0.0600
$0.0600
Quarterly0.00%
N/A
Mar 4, 2020Mar 11, 2020
$0.0600
$0.0600
Quarterly0.00%
N/A
Nov 19, 2019Nov 26, 2019
$0.0600
$0.0600
Quarterly0.00%
N/A
Aug 14, 2019Aug 21, 2019
$0.0600
$0.0600
Quarterly0.00%
N/A
May 14, 2019May 21, 2019
$0.0600
$0.0600
Quarterly0.00%
N/A
Mar 6, 2019Mar 13, 2019
$0.0600
$0.0600
Quarterly0.00%
N/A
Nov 20, 2018Nov 27, 2018
$0.0600
$0.0600
Quarterly0.00%
N/A
Aug 13, 2018Aug 20, 2018
$0.0600
$0.0600
Quarterly0.00%
N/A
May 22, 2018May 29, 2018
$0.0600
$0.0600
Quarterly0.00%
N/A
Mar 7, 2018Mar 14, 2018
$0.0600
$0.0600
Quarterly0.00%
N/A
Nov 22, 2017Nov 29, 2017
$0.0600
$0.0600
Quarterly0.00%
N/A
Aug 21, 2017Aug 28, 2017
$0.0600
$0.0600
Quarterly0.00%
N/A
May 23, 2017May 30, 2017
$0.0600
$0.0600
Quarterly0.00%
N/A
Mar 8, 2017Mar 15, 2017
$0.0600
$0.0600
Quarterly-
a

American Coastal Insurance Corporation Payout Ratio Analysis

ACIC ยท NASDAQ
Dividends Paid
0.00
2025
Net Income
106.84M
2025
Payout Ratio
22.69%
2025

Dividend Sustainability Analysis

Payout Ratio
22.69%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+100.0%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Growth with sustainability: Strong dividend increases coupled with conservative payout ratios suggest robust business momentum and shareholder-friendly management committed to value creation.