Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc.

Financial Services

NASDAQ:CTBI · NASDAQ Global Select

Market Cap $1.24B Beta 0.57 P/E (TTM) 11.9
$68.35 +0.11%

+$0.08 today

52W Low $50.05High $71.28

Vol 0.19M · Avg 0.09M

EPS (TTM) $5.72 Div Yield 3.11%Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management
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ROE

11.5%

avg 10.7%

ROIC

9.1%

avg 6.9%

ROA

1.5%

avg 1.4%

Analysis

ROE is currently the strongest return metric at 11.5% versus its period average of 10.7%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Mark A. Gooch

Chief Executive Officer, Chairman & President$1.50M67$7,659.520.04%

Kevin J. Stumbo

Executive Vice President, Chief Financial Officer & Treasurer$664,753.0066$7,625.000.04%

Richard W. Newsom

Executive Vice President & Director$660,044.0072$720.45<0.01%

Mark Edward Smith

Executive Vice President$586,570.0055$7,659.520.04%

Tracy A. Wesley

Executive Vice President$586,570.00

David Andrew Jones

Executive Vice President$586,570.0063$12,891.000.07%

David I. Tackett

Executive Vice President$586,570.0061$12,891.000.07%

Thomas E. McCoy

Executive Vice President$586,570.0057$6,366.080.04%

Billie J. Dollins

Executive Vice President$586,570.0066$7,625.000.04%

Andy D. Waters

Executive Vice President$586,570.0061$2,481.000.01%

Ricky D. Sparkman

Executive Vice President$586,570.0064$84.00<0.01%

Richard D. Sparkman

Executive Vice President$586,570.0063$84.00<0.01%

Charles Wayne Hancock

Secretary, Executive Vice President & Corporate Counsel$575,924.0051$720.45<0.01%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

1

$4,913.99

Sells

1

$51,574.07

Net Sentiment

$46,660.07

Net selling

Most Active

SPARKMAN RICKY D

1 transactions

DateInsiderTypeSharesPriceValue
Mar 13, 2026

SPARKMAN RICKY D

Direct

Buy84$58.50$4,913.99
Aug 18, 2025

Waters Andy D

Direct

Sell918$56.18$51,574.07

Analysis

Insiders reported 1 buys worth $4,913.99 and 1 sells worth $51,574.07 over the last 12 months. That adds up to net selling of $46,660.07. SPARKMAN RICKY D was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr 5yr3yr Fwd Est.
EPSN/AN/A+0.4%
+7.4% (12yr)3 analysts
RevenueN/AN/A-1.5%
+4.5% (12yr)2 analysts
Net IncomeN/AN/A+1.2%
+7.8% (12yr)2 analysts
EBITN/AN/A-0.1%
+4.7% (12yr)2 analysts

Analysis

Recent growth has been strongest in Net Income at +1.2% over three years. Forward estimates point to Net Income at +7.8% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CTBI?

Community Trust Bancorp, Inc. (CTBI) lists 13 active executives. The top listed executive is Mark Edward Smith, Executive Vice President.

Are CTBI insiders buying or selling?

Recent insider activity shows net selling of $326,179.95.

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