image
Webster Financial Corporation WBS
Financial Services - Banks - Regional - NYSE - US
Watchlist
$ 53.36
0.906 %
$ 8.98 B
Market Cap
11.78
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WBS stock under the worst case scenario is HIDDEN Compared to the current market price of 53.4 USD, Webster Financial Corporation is HIDDEN

WBS Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WBS stock under the base case scenario is HIDDEN Compared to the current market price of 53.4 USD, Webster Financial Corporation is HIDDEN

WBS Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WBS stock under the best case scenario is HIDDEN Compared to the current market price of 53.4 USD, Webster Financial Corporation is HIDDEN

WBS Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart WBS

image
1M 1%
6M -9%
1Y 39%
3Y 37%
5Y 113.0%
All
$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
3.93 B REVENUE
57.08%
Growth Rates
1Year 57.08%
3Years 47.52%
5Years 25.98%
7Years 20.69%
10Years 16.86%
3.91 B OPERATING INCOME
258.25%
Growth Rates
1Year 258.25%
3Years 94.18%
5Years 45.13%
7Years 33.99%
10Years 25.92%
769 M NET INCOME
-10.61%
Growth Rates
1Year -10.61%
3Years 23.42%
5Years 14.97%
7Years 17.05%
10Years 14.47%
1.4 B OPERATING CASH FLOW
43.49%
Growth Rates
1Year 43.49%
3Years 26.81%
5Years 35.82%
7Years 17.84%
10Years 17.80%
-3.87 B INVESTING CASH FLOW
-49.06%
Growth Rates
1Year -49.06%
3Years -17.17%
5Years -8.70%
7Years -32.80%
10Years -8.77%
2.82 B FINANCING CASH FLOW
13.26%
Growth Rates
1Year 13.26%
3Years 13.82%
5Years 5.37%
7Years 56.51%
10Years 7.00%
1.07 B REVENUE
78.88%
Growth Rates
1Year 57.08%
3Years 47.52%
5Years 25.98%
7Years 20.69%
10Years 16.86%
284 M OPERATING INCOME
-10.25%
Growth Rates
1Year 258.25%
3Years 94.18%
5Years 45.13%
7Years 33.99%
10Years 25.92%
178 M NET INCOME
144.89%
Growth Rates
1Year -10.61%
3Years 23.42%
5Years 14.97%
7Years 17.05%
10Years 14.47%
891 M OPERATING CASH FLOW
288.73%
Growth Rates
1Year 43.49%
3Years 26.81%
5Years 35.82%
7Years 17.84%
10Years 17.80%
-1.14 B INVESTING CASH FLOW
-55.61%
Growth Rates
1Year -49.06%
3Years -17.17%
5Years -8.70%
7Years -32.80%
10Years -8.77%
-878 M FINANCING CASH FLOW
-37.64%
Growth Rates
1Year 13.26%
3Years 13.82%
5Years 5.37%
7Years 56.51%
10Years 7.00%
Balance Sheet Webster Financial Corporation
image
Current Assets 9.39 B
Cash & Short-Term Investments 9.39 B
Receivables 0
Other Current Assets 0
Non-Current Assets 3.93 B
Long-Term Investments 0
PP&E 407 M
Other Non-Current Assets 3.52 B
70.53 %3.06 %26.42 %Total Assets$13.3b
Current Liabilities 504 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 504 M
Non-Current Liabilities 909 M
Long-Term Debt 919 M
Other Non-Current Liabilities -10.1 M
35.66 %65.05 %Total Liabilities$1.4b
EFFICIENCY
Earnings Waterfall Webster Financial Corporation
image
Revenue 3.93 B
Cost Of Revenue 0
Gross Profit 3.93 B
Operating Expenses 18.8 M
Operating Income 3.91 B
Other Expenses 3.14 B
Net Income 769 M
4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b04b(19m)4b(3b)769mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 96.34%
5Years 96.40%
7Years 96.56%
10Years 96.16%
99.52% OPERATING MARGIN
99.52%
Averages
1Year 99.52%
3Years 64.89%
5Years 52.43%
7Years 51.56%
10Years 49.78%
19.57% NET MARGIN
19.57%
Averages
1Year 19.57%
3Years 26.78%
5Years 26.51%
7Years 27.69%
10Years 26.20%
8.42% ROE
8.42%
Averages
1Year 8.42%
3Years 8.80%
5Years 9.02%
7Years 9.93%
10Years 9.57%
0.97% ROA
0.97%
Averages
1Year 0.97%
3Years 1.01%
5Years 0.98%
7Years 1.06%
10Years 1.00%
23.05% ROIC
23.05%
Averages
1Year 23.05%
3Years 6.40%
5Years 6.94%
7Years 2.39%
10Years 2.08%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Webster Financial Corporation
image
1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 769 M
Depreciation & Amortization 71.5 M
Capital Expenditures -35.8 M
Stock-Based Compensation 55.1 M
Change in Working Capital 184 M
Others 509 M
Free Cash Flow 1.37 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Webster Financial Corporation
image
Wall Street analysts predict an average 1-year price target for WBS of $57.9 , with forecasts ranging from a low of $51 to a high of $63 .
WBS Lowest Price Target Wall Street Target
51 USD -4.42%
WBS Average Price Target Wall Street Target
57.9 USD 8.43%
WBS Highest Price Target Wall Street Target
63 USD 18.07%
Price
Max Price Target
Min Price Target
Average Price Target
656560605555505045454040Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.78% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.8001.8001.6001.6001.4001.4001.2001.2001.0001.0000.8000.8000.6000.6000.4000.4000.2000.2000.0000.0000.20.230.250.260.330.40.40.40.40.40.40.230.250.260.330.40.40.40.40.40.40.40.230.250.260.330.40.40.40.40.40.40.230.890.2450.980.261.030.331.250.41.530.41.600.41.600.41.600.41.600.41.600.802015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 16
6. Ownership
Insider Ownership Webster Financial Corporation
image
Sold
0-3 MONTHS
812 K USD 4
3-6 MONTHS
1.24 M USD 2
6-9 MONTHS
3.54 M USD 10
9-12 MONTHS
1.14 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
As Buffett bails on Wall Street banks, Truist says these regional peers are worth buying Legendary investor Warren Buffett has recently sold his entire stake in Citigroup to load up on the likes of Constellation Brands, indicating he now sees consumer goods as a better pick than bank stocks. invezz.com - 3 weeks ago
Webster Announces Increase to Common Stock Repurchase Authorization STAMFORD, Conn.--(BUSINESS WIRE)--Webster Financial Corporation (“the Company”) (NYSE:WBS), the holding company for Webster Bank, N.A., announced today that its Board of Directors increased the Company's authority to repurchase shares of its common stock by $700,000,000 under its existing share repurchase program. The repurchase program permits shares to be repurchased in open market or private transactions, through block trades, and pursuant to any trading plan that may be adopted in accordanc. businesswire.com - 1 month ago
Webster Financial Q1 Earnings Miss on Higher Provisions & Expenses Webster Financial's first-quarter 2025 earnings lag estimates on high provisions and costs, and lower fee income, partially offset by higher NII. zacks.com - 1 month ago
Webster Financial Corporation (WBS) Q1 2025 Earnings Call Transcript Webster Financial Corporation (NYSE:WBS ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Emlen Harmon - Director, IR John Ciulla - CEO Neal Holland - CFO Luis Massiani - President and Chief Operating Officer Conference Call Participants Andrew Leischner - KBW Jared Shaw - Barclays Mark Fitzgibbon - Piper Sandler Matthew Breese - Stephens Casey Haire - Autonomous Research Timur Braziler - Wells Fargo Manan Gosalia - Morgan Stanley Bernard Von Gizycki - Deutsche Bank Daniel Tamayo - Raymond James Laurie Hunsicker - Seaport Samuel Varga - UBS Jon Arfstrom - RBC Capital Markets Anthony Elian - JPMorgan Operator Good morning, and welcome to Webster Financial Corporation First Quarter 2025 Earnings Conference Call. Please note, this event is being recorded. seekingalpha.com - 1 month ago
Here's What Key Metrics Tell Us About Webster Financial (WBS) Q1 Earnings While the top- and bottom-line numbers for Webster Financial (WBS) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
Webster Financial (WBS) Q1 Earnings and Revenues Lag Estimates Webster Financial (WBS) came out with quarterly earnings of $1.30 per share, missing the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.35 per share a year ago. zacks.com - 1 month ago
Webster Reports First Quarter 2025 EPS of $1.30 STAMFORD, Conn.--(BUSINESS WIRE)--Webster Financial Corporation (“Webster”) (NYSE: WBS), the holding company for Webster Bank, N.A., today announced net income applicable to common stockholders of $220.4 million, or $1.30 per diluted share, for the quarter ended March 31, 2025, compared to $210.1 million, or $1.23 per diluted share, for the quarter ended March 31, 2024. “Webster has again proven its capacity to consistently execute through a variety of operating environments,” said John R. Ciul. businesswire.com - 1 month ago
Exploring Analyst Estimates for Webster Financial (WBS) Q1 Earnings, Beyond Revenue and EPS Besides Wall Street's top -and-bottom-line estimates for Webster Financial (WBS), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 1 month ago
Webster Financial (WBS) Reports Next Week: Wall Street Expects Earnings Growth Webster Financial (WBS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Webster Financial (WBS) Moves 11.6% Higher: Will This Strength Last? Webster Financial (WBS) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term. zacks.com - 2 months ago
Webster Financial Corporation Announces Q1 2025 Earnings Release and Conference Call STAMFORD, Conn.--(BUSINESS WIRE)--Webster Financial Corporation Announces Q1 2025 Earnings Release and Conference Call. businesswire.com - 2 months ago
I Can Finally Bank On Webster Financial Corporation Webster Financial Corporation's stock has dropped 21.3% since October 2024, outperforming the S&P 500's 13.4% decline, prompting a shift from 'hold' to a 'buy'. Despite a rise in provisions for credit losses, Webster Financial's net interest income and balance sheet have shown growth, indicating a resilient financial position. The company's valuation is attractive, with a price-to-earnings multiple of 7.8, making it cheaper than comparable firms, though asset quality metrics are mixed. seekingalpha.com - 2 months ago
8. Profile Summary

Webster Financial Corporation WBS

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 8.98 B
Dividend Yield 0.78%
Description Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides a range of banking, investment, and financial services to individuals, families, and businesses in the United States. It operates through three segments: Commercial Banking, HSA Bank, and Retail Banking. The Commercial Banking segment provides lending, deposit, and cash management services; commercial and industrial lending and leasing, commercial real estate lending, equipment financing, and asset-based lending, as well as treasury and payment services; wealth management solutions to business owners, operators, and consumers; and trust, asset management, financial planning, insurance, retirement, and investment products. The HSA Bank segment offers health savings accounts, health reimbursement arrangements, flexible spending accounts, and commuter services that are distributed directly to employers and individual consumers, as well as through national and regional insurance carriers, consultants, and financial advisors. The Retail Banking segment provides deposit and fee-based services, residential mortgages, home equity lines, secured and unsecured loans, and credit cards to consumers. The company also offers online and mobile banking services. As of December 31, 2021, it operated 130 banking centers and 251 ATMs. The company was founded in 1935 and is headquartered in Stamford, Connecticut.
Contact 200 Elm Street, Stamford, CT, 06902 https://public.websteronline.com
IPO Date Dec. 12, 1986
Employees 4297
Officers Mr. Daniel H. Bley Chief Risk Officer Mr. Luis R. Massiani President & Chief Operating Officer Mr. William Holland C.F.A., CPA Chief Financial Officer & Executive Vice President Mr. Albert J. Wang CPA Executive Vice President & Chief Accounting Officer Mr. Emlen Briggs Harmon C.F.A. Director of Investor Relations Mr. Javier L. Evans Executive Vice President & Chief Human Resources Officer Mr. Christopher J. Motl President of Commercial Banking Ms. Kristy Berner Esq. Executive Vice President, General Counsel and Corporate Secretary Mr. Vikram Nafde Chief Information Officer Mr. John R. Ciulla Chairman & Chief Executive Officer