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Healthcare - Medical - Healthcare Plans - NYSE - US
$ 524.7
-0.0667 %
$ 480 B
Market Cap
33.87
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one UNH stock under the worst case scenario is HIDDEN Compared to the current market price of 525 USD, UnitedHealth Group Incorporated is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one UNH stock under the base case scenario is HIDDEN Compared to the current market price of 525 USD, UnitedHealth Group Incorporated is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one UNH stock under the best case scenario is HIDDEN Compared to the current market price of 525 USD, UnitedHealth Group Incorporated is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart UNH

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$640.0$640.0$620.0$620.0$600.0$600.0$580.0$580.0$560.0$560.0$540.0$540.0$520.0$520.0$500.0$500.0$480.0$480.0$460.0$460.0$440.0$440.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
400 B REVENUE
8.91%
32.3 B OPERATING INCOME
-0.22%
15.2 B NET INCOME
-31.90%
24.2 B OPERATING CASH FLOW
-16.73%
-20.5 B INVESTING CASH FLOW
-31.80%
-3.51 B FINANCING CASH FLOW
69.54%
101 B REVENUE
1.64%
7.77 B OPERATING INCOME
-10.74%
5.54 B NET INCOME
-8.46%
2.37 B OPERATING CASH FLOW
-83.01%
-1.12 B INVESTING CASH FLOW
80.20%
-8.34 B FINANCING CASH FLOW
-278.32%
Balance Sheet UnitedHealth Group Incorporated
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Current Assets 85.8 B
Cash & Short-Term Investments 29.1 B
Receivables 48.5 B
Other Current Assets 8.21 B
Non-Current Assets 212 B
Long-Term Investments 52.4 B
PP&E 10.6 B
Other Non-Current Assets 150 B
9.76 %16.24 %17.55 %3.54 %50.15 %Total Assets$298.3b
Current Liabilities 104 B
Accounts Payable 68.6 B
Short-Term Debt 4.54 B
Other Current Liabilities 30.7 B
Non-Current Liabilities 91.9 B
Long-Term Debt 72.4 B
Other Non-Current Liabilities 19.6 B
35.04 %15.67 %36.98 %10.00 %Total Liabilities$195.7b
EFFICIENCY
Earnings Waterfall UnitedHealth Group Incorporated
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Revenue 400 B
Cost Of Revenue 311 B
Gross Profit 89.4 B
Operating Expenses 57.1 B
Operating Income 32.3 B
Other Expenses 17 B
Net Income 15.2 B
450b450b400b400b350b350b300b300b250b250b200b200b150b150b100b100b50b50b00400b(311b)89b(57b)32b(17b)15bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
22.33% GROSS MARGIN
22.33%
8.07% OPERATING MARGIN
8.07%
3.60% NET MARGIN
3.60%
15.55% ROE
15.55%
4.83% ROA
4.83%
12.32% ROIC
12.32%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis UnitedHealth Group Incorporated
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30b30b25b25b20b20b15b15b10b10b5b5b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 15.2 B
Depreciation & Amortization 4.1 B
Capital Expenditures -3.5 B
Stock-Based Compensation 1.02 B
Change in Working Capital -808 M
Others 4.14 B
Free Cash Flow 20.7 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets UnitedHealth Group Incorporated
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Wall Street analysts predict an average 1-year price target for UNH of $626 , with forecasts ranging from a low of $580 to a high of $675 .
UNH Lowest Price Target Wall Street Target
580 USD 10.54%
UNH Average Price Target Wall Street Target
626 USD 19.26%
UNH Highest Price Target Wall Street Target
675 USD 28.64%
Price
Max Price Target
Min Price Target
Average Price Target
700700650650600600550550500500450450May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.41% DIVIDEND YIELD
2.1 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
9.0009.0008.0008.0007.0007.0006.0006.0005.0005.0004.0004.0003.0003.0002.0002.0001.0001.0000.0000.0000.3750.50.6250.750.91.081.251.451.651.882.10.50.6250.750.91.081.251.451.651.882.10.50.6250.750.91.081.251.451.651.882.10.51.880.6252.380.752.880.93.451.084.141.254.831.455.601.656.401.887.292.18.182.102015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership UnitedHealth Group Incorporated
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
439 K USD 1
6-9 MONTHS
2.49 M USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
512 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Humana, UnitedHealth, Other Insurers Jump On Medicare Advantage Payment Hike The Trump administration said it will raise Medicare Advantage payments sharply, good news for Humana, UnitedHealth and other health insurers. The post Humana, UnitedHealth, Other Insurers Jump On Medicare Advantage Payment Hike appeared first on Investor's Business Daily. investors.com - 1 week ago
Wall Street Analysts See UnitedHealth (UNH) as a Buy: Should You Invest? The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. zacks.com - 1 week ago
UNH Announcement: UnitedHealth Group Investors Are Encouraged to Contact The Rosen Law Firm About Ongoing Investigation of Breaches of Fiduciary Duties by the Directors and Officers – UNH NEW YORK, April 03, 2025 (GLOBE NEWSWIRE) -- Rosen Law Firm, a global investor rights law firm, continues to investigate potential breaches of fiduciary duties by the directors and officers of UnitedHealth Group Incorporated (NYSE: UNH) in connection with a report of an investigation by the United States Department of Justice into UnitedHealth's billing practices. globenewswire.com - 2 weeks ago
3 HMO Stocks to Watch Amid Nurse Shortages, High Tech Costs The Medical-HMO industry rides on steady premium flows resulting from a growing customer base and contract wins. However, industry headwinds like elevated technology costs and workforce shortages remain concerns. zacks.com - 2 weeks ago
UnitedHealth Group Incorporated (UNH) Is a Trending Stock: Facts to Know Before Betting on It Zacks.com users have recently been watching UnitedHealth (UNH) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects. zacks.com - 2 weeks ago
Final Trades: Kinsale Capital, PG&E Corp and UnitedHealth The Investment Committee give you their top stocks to watch for the second half. youtube.com - 2 weeks ago
Dogs Of The Dow Chase April's 'Safer' Buy Verizon is the only Dow Dog currently meeting the ideal of annual dividends from $1K invested exceeding its single share price. Analysts forecast net gains of 13.06% to 37.60% for the top-ten Dow Dogs by April 2026, with NVIDIA leading. The five lowest-priced Dow Dogs are expected to deliver 39.38% more gain than the general top ten by March 2026. seekingalpha.com - 2 weeks ago
UNH Announcement: UnitedHealth Group Investors Are Encouraged to Contact The Rosen Law Firm About Ongoing Investigation of Breaches of Fiduciary Duties by the Directors and Officers – UNH NEW YORK, March 31, 2025 (GLOBE NEWSWIRE) -- Rosen Law Firm, a global investor rights law firm, continues to investigate potential breaches of fiduciary duties by the directors and officers of UnitedHealth Group Incorporated (NYSE: UNH) in connection with a report of an investigation by the United States Department of Justice into UnitedHealth's billing practices. globenewswire.com - 2 weeks ago
Why Johnson & Johnson (JNJ), United Health (UNH) And Procter & Gamble (PG) Are Holding the S&P 500 From Dropping More As President Trump's April 2nd “Liberation Day” approaches, the stock market has been selling off due to uncertainties on the impact of the tariff policy implementation intended to even out the presently skewed international playing field. 247wallst.com - 2 weeks ago
ROSEN, TRUSTED INVESTOR COUNSEL, Announces Investigation of Breaches of Fiduciary Duties by the Directors and Officers of UnitedHealth Group Incorporated – UNH NEW YORK, NY / ACCESS Newswire / March 30, 2025 / Rosen Law Firm, a global investor rights law firm, continues to investigate potential breaches of fiduciary duties by the directors and officers of UnitedHealth Group Incorporated (NYSE:UNH) in connection with a report of an investigation by the United States Department of Justice into UnitedHealth's billing practices. If you currently own shares of UnitedHealth stock, please visit the firm's website at https://rosenlegal.com/submit-form/?case_id=25195for more information. accessnewswire.com - 3 weeks ago
Rosen Law Firm Announces Investigation of Breaches of Fiduciary Duties by the Directors and Officers of UnitedHealth Group Incorporated - UNH NEW YORK , March 29, 2025 /PRNewswire/ -- Rosen Law Firm, a global investor rights law firm, continues to investigate potential breaches of fiduciary duties by the directors and officers of UnitedHealth Group Incorporated (NYSE: UNH) in connection with a report of an investigation by the United States Department of Justice into UnitedHealth's billing practices. If you currently own shares of UnitedHealth stock, please visit the firm's website at https://rosenlegal.com/submit-form/?case_id=25195 for more information. prnewswire.com - 3 weeks ago
UnitedHealth Group: A Discounted Dividend Growth Beast To Buy Now UnitedHealth Group continues to deliver sector-crushing dividend growth to its shareholders. The company's revenue and adjusted diluted EPS climbed higher in the fourth quarter. UnitedHealth Group maintains strong financials. seekingalpha.com - 3 weeks ago
8. Profile Summary

UnitedHealth Group Incorporated UNH

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COUNTRY US
INDUSTRY Medical - Healthcare Plans
MARKET CAP $ 480 B
Dividend Yield 0.41%
Description UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.
Contact UnitedHealth Group Center, Minnetonka, MN, 55343 https://www.unitedhealthgroup.com
IPO Date Oct. 17, 1984
Employees 400000
Officers Mr. James T. Barry Jr. Director of Sales for Western Pennsylvania Ms. Jennifer Mound Smoter Senior Vice President & Chief Communications Officer Mr. Christopher R. Zaetta Executive Vice President, Chief Legal Officer & Corporate Secretary Mr. Thomas Edward Roos Senior Vice President & Chief Accounting Officer Sir Andrew Philip Witty Chief Executive Officer & Non-Independent Director Mr. Zachary William Sopcak Senior Vice President of Capital Markets Communications & Investor Relations Mr. Terry Clark Executive Vice President & Chief Marketing Officer Mr. John F. Rex President & Chief Financial Officer Mr. Sandeep Dadlani Executive Vice President and Chief Digital & Technology Officer Mr. Rupert Bondy Senior Counsel & Executive Vice President of Governance, Compliance and Security