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Reinsurance Group of America, Incorporated RZB
Financial Services - Insurance - Reinsurance - NYSE - US
Watchlist
$ 24.44
-0.407 %
$ 11.3 B
Market Cap
4.01
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RZB stock under the worst case scenario is HIDDEN Compared to the current market price of 24.4 USD, Reinsurance Group of America, Incorporated is HIDDEN

RZB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RZB stock under the base case scenario is HIDDEN Compared to the current market price of 24.4 USD, Reinsurance Group of America, Incorporated is HIDDEN

RZB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RZB stock under the best case scenario is HIDDEN Compared to the current market price of 24.4 USD, Reinsurance Group of America, Incorporated is HIDDEN

RZB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart RZB

image
1M --%
6M 0%
1Y 4%
3Y 9%
5Y 21%
All
$24.8$24.8$24.7$24.7$24.6$24.6$24.5$24.5$24.4$24.4$24.3$24.3$24.2$24.2$24.1$24.1$24.0$24.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
21.5 B REVENUE
17.32%
Growth Rates
1Year 17.32%
3Years 8.90%
5Years 8.51%
7Years 8.05%
10Years 7.03%
691 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years 41.48%
5Years -1.36%
7Years -8.52%
10Years -4.59%
717 M NET INCOME
-20.51%
Growth Rates
1Year -20.51%
3Years 5.13%
5Years -3.79%
7Years -12.47%
10Years 0.47%
9.37 B OPERATING CASH FLOW
131.70%
Growth Rates
1Year 131.70%
3Years 30.85%
5Years 32.35%
7Years 24.84%
10Years 14.90%
-12.5 B INVESTING CASH FLOW
-208.53%
Growth Rates
1Year -208.53%
3Years -39.43%
5Years -36.60%
7Years -34.11%
10Years -25.34%
3.66 B FINANCING CASH FLOW
4593.59%
Growth Rates
1Year 4593.59%
3Years 467.79%
5Years 100.32%
7Years 44.69%
10Years 32.22%
5.09 B REVENUE
-9.07%
Growth Rates
1Year 17.32%
3Years 8.90%
5Years 8.51%
7Years 8.05%
10Years 7.03%
164 M OPERATING INCOME
-44.97%
Growth Rates
1Year 0.00%
3Years 41.48%
5Years -1.36%
7Years -8.52%
10Years -4.59%
148 M NET INCOME
0.00%
Growth Rates
1Year -20.51%
3Years 5.13%
5Years -3.79%
7Years -12.47%
10Years 0.47%
1.6 B OPERATING CASH FLOW
49.95%
Growth Rates
1Year 131.70%
3Years 30.85%
5Years 32.35%
7Years 24.84%
10Years 14.90%
-4.16 B INVESTING CASH FLOW
-244.82%
Growth Rates
1Year -208.53%
3Years -39.43%
5Years -36.60%
7Years -34.11%
10Years -25.34%
797 M FINANCING CASH FLOW
24.73%
Growth Rates
1Year 4593.59%
3Years 467.79%
5Years 100.32%
7Years 44.69%
10Years 32.22%
Balance Sheet Reinsurance Group of America, Incorporated
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Current Assets 3.33 B
Cash & Short-Term Investments 80.9 B
Receivables 0
Other Current Assets -77.6 B
Non-Current Assets 20.4 B
Long-Term Investments 20.4 B
PP&E 0
Other Non-Current Assets 0
340.83 %86.00 %Total Assets$23.7b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 108 B
Long-Term Debt 5.04 B
Other Non-Current Liabilities 103 B
4.68 %95.32 %Total Liabilities$107.8b
EFFICIENCY
Earnings Waterfall Reinsurance Group of America, Incorporated
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Revenue 21.5 B
Cost Of Revenue 0
Gross Profit 21.5 B
Operating Expenses 20.8 B
Operating Income 691 M
Other Expenses -26 M
Net Income 717 M
25b25b20b20b15b15b10b10b5b5b0022b022b(21b)691m26m717mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 96.37%
5Years 95.58%
7Years 95.97%
10Years 97.18%
3.21% OPERATING MARGIN
3.21%
Averages
1Year 3.21%
3Years 3.00%
5Years 2.36%
7Years 3.52%
10Years 5.37%
3.33% NET MARGIN
3.33%
Averages
1Year 3.33%
3Years 3.81%
5Years 3.60%
7Years 4.23%
10Years 5.51%
6.63% ROE
6.63%
Averages
1Year 6.63%
3Years 9.68%
5Years 7.33%
7Years 7.52%
10Years 8.98%
0.60% ROA
0.60%
Averages
1Year 0.60%
3Years 0.71%
5Years 0.66%
7Years 0.79%
10Years 1.09%
2.15% ROIC
2.15%
Averages
1Year 2.15%
3Years 1.14%
5Years 0.74%
7Years 1.61%
10Years 4.05%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Reinsurance Group of America, Incorporated
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10b10b9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 717 M
Depreciation & Amortization 46 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 8.61 B
Free Cash Flow 9.37 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Reinsurance Group of America, Incorporated
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RZB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.41% DIVIDEND YIELD
0.359 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.359380.359380.359380.359380.359380.35940.35940.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359380.359381.440.359381.440.359381.440.359381.440.359381.440.359381.440.359381.440.359381.080.00201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Reinsurance Group of America, Incorporated
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Reinsurance Group of America, Incorporated (RGA) Q4 2024 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q4 2024 Earnings Conference Call February 7, 2025 10:00 AM ET Company Participants Jeff Hopson - Senior Vice President of Investor Relations Tony Cheng - President and Chief Executive Officer Axel Andre - Executive Vice President and Chief Financial Officer Leslie Barbi - Executive Vice President and Chief Investment Officer Jonathan Porter - Executive Vice President and Global Chief Risk Officer Conference Call Participants Wilma Burdis - Raymond James Ryan Krueger - KBW John Barnidge - Piper Sandler Wes Carmichael - Autonomous Research Elyse Greenspan - Wells Fargo Jimmy Bhullar - JPMorgan Thomas Gallagher - Evercore ISI Alex Scott - Barclays Suneet Kamath - Jefferies Operator Hello, and welcome to the Reinsurance Group of America's Fourth Quarter 2024 Earnings Conference Call. All participants will be in listen-only mode. seekingalpha.com - 2 months ago
Reinsurance Group of America, Incorporated (RGA) Q2 2024 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q2 2024 Results Earnings Conference Call August 2, 2024 10:00 AM ET Company Participants Jeffrey Hopson - Senior Vice President, Investor Relations Tony Cheng - President and Chief Executive Officer Todd Larson - Senior Executive Vice President and Chief Financial Officer Jonathan Porter - Chief Risk Officer Leslie Barbi - Chief Investment Officer Conference Call Participants Joel Hurwitz - Dowling & Partners Wes Carmichael - Autonomous Research Jimmy Bhullar - J.P. Morgan Elyse Greenspan - Wells Fargo Ryan Krueger - Keefe, Bruyette & Woods, Inc. Suneet Kamath - Jefferies Thomas Gallagher - Evercore ISI John Barnidge - Piper Sandler Michael Ward - Citigroup Operator Good day and welcome to the Reinsurance Group of America, Incorporated second quarter 2024 earnings conference call. seekingalpha.com - 8 months ago
Reinsurance Group of America, Incorporated (RGA) Q4 2023 Earnings Call Transcript Reinsurance Group of America, Incorporated (RGA) Q4 2023 Earnings Call Transcript seekingalpha.com - 1 year ago
Reinsurance Group of America, Incorporated (RGA) Q3 2023 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q3 2023 Earnings Conference Call November 3, 2023 10:00 AM ET Company Participants Todd Larson - Senior Executive Vice President and Chief Financial Officer Anna Manning - Chief Executive Officer Tony Cheng - President Jonathan Porter - Executive Vice President and Global Chief Risk Officer Leslie Barbi - Executive Vice President and Chief Investment Officer Conference Call Participants Ryan Krueger - KBW Wesley Carmichael - Wells Fargo Joel Hurwitz - Dowling & Partners Thomas Gallagher - Evercore ISI Tracy Benguigui - Barclays Suneet Kamath - Jefferies Michael Ward - UBS Alex Scott - Goldman Sachs Operator Good day and welcome to the Reinsurance Group of America Third Quarter 2023 Earnings Conference Call. All participants will be in a listen-only mode. seekingalpha.com - 1 year ago
17 Upcoming Dividend Increases, Including 2 Dividend Kings Companies with a track record of increasing dividends usually perform better. Lists of upcoming dividend increases provide valuable insights for investors. Historical returns show that some companies outperformed the benchmark ETF. seekingalpha.com - 1 year ago
Reinsurance Group of America, Incorporated (RGA) Q2 2023 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q2 2023 Earnings Conference Call August 4, 2023 10:00 AM ET Company Participants Todd Larson - Senior Executive Vice President and Chief Financial Officer Anna Manning - Chief Executive Officer Tony Cheng - President Leslie Barbi - Chief Investment Officer Jonathan Porter - Chief Risk Officer Conference Call Participants Jimmy Bhullar - JPMorgan John Barnidge - Piper Sandler Wes Carmichael - Wells Fargo Tracy Benguigui - Barclays Erik Bass - Autonomous Research Suneet Kamath - Jefferies Ryan Krueger - KBW Tom Gallagher - Evercore Alex Scott - Goldman Sachs Mike Ward - Citi Operator Good day and welcome to the Reinsurance Group of America Inc. Second Quarter 2023 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. seekingalpha.com - 1 year ago
Preferred Updates: Eagle Point Offering, Past IPOs Below Par Tightening financial conditions have led to a significant decrease in preferred stock offerings, with only one new offering in July. Eagle Point Income Company offered $28 million worth of 7.75% series B term preferred stock due 2028. CDx3 preferreds ranked 10 out of 10 are selling at an average discount to par of about 6% and offer an average current yield of 6.3%. seekingalpha.com - 1 year ago
Reinsurance Group of America, Incorporated (RGA) Q4 2022 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q4 2022 Earnings Conference Call February 3, 2022 10:00 AM ET Company Participants Jeff Hopson - Head, Investor Relations Todd Larson - Senior Executive Vice President and CFO Anna Manning - President and CEO Leslie Barbi - Chief Investment Officer Jonathan Porter - Chief Risk Officer Conference Call Participants Jimmy Bhullar - JPMorgan John Barnidge - Sandler O'Neill Ryan Krueger - KBW Dan Bergman - Jefferies Erik Bass - Autonomous Research Tom Gallagher - Evercore ISI Tracy Benguigui - Barclays Mike Ward - Citi Andrew Kligerman - Credit Suisse Alex Scott - Goldman Sachs Operator Good day, and welcome to the Reinsurance Group of America Fourth Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. seekingalpha.com - 2 years ago
Reinsurance Group: A Look At The Newly-Issued Baby Bonds Reinsurance Group of America was our largest position 18 months back. We look at how our forecasts are panning out. seekingalpha.com - 2 years ago
Reinsurance Group of America, Incorporated (RGA) Q3 2022 Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q3 2022 Earnings Conference Call November 4, 2022 10:00 AM ET Company Participants Todd Larson - Senior Executive Vice President and CFO Anna Manning - President and CEO Leslie Barbi - Chief Investment Officer Jonathan Porter - Chief Risk Officer Jeff Hopson - Head, Investor Relations Conference Call Participants Erik Bass - Autonomous Research Dan Bergman - Jefferies Ryan Krueger - KBW John Barnidge - Sandler O'Neill Jimmy Bhullar - JPMorgan Alex Scott - Goldman Sachs Operator Welcome to the Reinsurance Group of America's Third Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. seekingalpha.com - 2 years ago
Reinsurance Group of America, Incorporated (RGA) CEO Anna Manning on Q2 2022 Results - Earnings Call Transcript Reinsurance Group of America, Incorporated (NYSE:RGA ) Q2 2022 Earnings Conference Call August 5, 2022 10:00 AM ET Company Participants Anna Manning - President and Chief Executive Officer Todd Larson - Senior Executive Vice President and Chief Financial Officer Leslie Barbi - Executive Vice President and Chief Investment Officer Jonathan Porter - Executive Vice President and Global Chief Risk Officer Conference Call Participants Jamminder Bhullar - JPMorgan Chase & Co. Erik Bass - Autonomous Research John Barnidge - Piper Sandler & Co. Ryan Krueger - KBW Tom Gallagher - Evercore ISI Alexander Scott - Goldman Sachs Group Andrew Kligerman - Crédit Suisse Michael Ward - Citi Daniel Bergman - Jefferies Operator Good day, and welcome to the Reinsurance Group of America Second Quarter 2022 Results Conference Call. Today's call is being recorded. seekingalpha.com - 2 years ago
Reinsurance Group of America, Inc. (RGA) CEO Anna Manning on Q1 2022 Results - Earnings Call Transcript Reinsurance Group of America, Inc. (NYSE:RGA ) Q1 2022 Earnings Conference Call May 6, 2022 10:00 AM ET Company Participants Todd Larson - Senior EVP & CFO Anna Manning - President & CEO Leslie Barbi - EVP & CIO Jonathan Porter - EVP & Global Chief Risk Officer Conference Call Participants John Barnidge - Piper Sandler & Co. Jamminder Bhullar - JPMorgan Chase & Co. Andrew Kligerman - Crédit Suisse Erik Bass - Autonomous Research Alexander Scott - Goldman Sachs Group Ryan Krueger - KBW Daniel Bergman - Jefferies Operator Good day, and welcome to the Reinsurance Group of America First Quarter 2022 Results Conference Call. Today's call is being recorded. seekingalpha.com - 2 years ago
8. Profile Summary

Reinsurance Group of America, Incorporated RZB

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COUNTRY US
INDUSTRY Insurance - Reinsurance
MARKET CAP $ 11.3 B
Dividend Yield 0.41%
Description Reinsurance Group of America, Inc. is a holding company, which engages in the provision of traditional and non-traditional life and health reinsurance products. It operates through the following segments: U.S. and Latin America, Canada, Europe, Middle East, and Africa, Asia Pacific, and Corporate and Other. The U.S. and Latin America segment markets individual and group life and health reinsurance to domestic clients for a variety of products through yearly renewable term agreements, coinsurance, and modified coinsurance. The Canada segment offers individual life reinsurance, and, to a lesser extent, creditor, group life and health, critical illness, and disability reinsurance, through yearly renewable term and coinsurance agreements. The Europe, Middle East, and Africa segment serves individual and group life and health products through yearly renewable term and coinsurance agreements, reinsurance of critical illness coverage that provides a benefit in the event of the diagnosis of a pre-defined critical illness, and underwritten annuities. The Asia Pacific segment consists of individual and group life and health reinsurance, critical illness coverage, disability, and superannuation through yearly renewable term and coinsurance agreements. The Corporate and Other segment consists of investment income from unallocated invested assets, investment related gains, and losses and service fees. The company was founded in 1973 and is headquartered in Chesterfield, MO.
Contact 16600 Swingley Ridge Road, Chesterfield, MO, 63017-1706 http://www.rgare.com
IPO Date June 13, 2016
Employees 4100
Officers Mr. Raymond Kleeman Executive Vice President & Chief Human Resources Officer Mr. J. Jeffrey Hopson Senior Vice President of Investor Relations Mr. William L. Hutton J.D. Executive Vice President, General Counsel & Secretary Ms. Leslie Ann Barbi Executive Vice President & Chief Investment Officer Mr. Tony Cheng F.S.A. President, Chief Executive Officer & Director Catie Muccigrosso Vice President, Chief Underwriter - U.S. Mortality Markets Mr. Axel Philippe Alain Andre Ph.D. Executive Vice President & Chief Financial Officer Lynn Phillips Vice President of Corporate Communications Mr. Mark Joseph Brooks Executive Vice President & Chief Information Officer Mr. Jonathan William Porter FCIA, FSA Executive Vice President & Global Chief Risk Officer