Technology -
Software - Application - NYSE - US
$ 1544.16
1.07 %
$ 37.6 B
Market Cap
66.48
P/E
1. INTRINSIC VALUE
Balance Sheet
Fair Isaac Corporation
| Current Assets | 617 M |
| Cash & Short-Term Investments | 151 M |
| Receivables | 427 M |
| Other Current Assets | 40.1 M |
| Non-Current Assets | 1.1 B |
| Long-Term Investments | 45.3 M |
| PP&E | 68 M |
| Other Non-Current Assets | 987 M |
| Current Liabilities | 380 M |
| Accounts Payable | 22.5 M |
| Short-Term Debt | 26.6 M |
| Other Current Liabilities | 331 M |
| Non-Current Liabilities | 2.3 B |
| Long-Term Debt | 2.22 B |
| Other Non-Current Liabilities | 84.3 M |
EFFICIENCY
Earnings Waterfall
Fair Isaac Corporation
| Revenue | 1.72 B |
| Cost Of Revenue | 348 M |
| Gross Profit | 1.37 B |
| Operating Expenses | 636 M |
| Operating Income | 734 M |
| Other Expenses | 221 M |
| Net Income | 513 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Fair Isaac Corporation
| Net Income | 513 M |
| Depreciation & Amortization | 13.8 M |
| Capital Expenditures | -8.88 M |
| Stock-Based Compensation | 149 M |
| Change in Working Capital | -20.5 M |
| Others | 15 M |
| Free Cash Flow | 624 M |
Wall Street Analysts Price Targets
Fair Isaac Corporation
Wall Street analysts predict an average 1-year price target for FICO of $2.2 K, with forecasts ranging from
a
low of
$1.8 K to a high of $2.52 K.
FICO Lowest Price Target
Wall Street Target
1.8 K USD
16.57%
FICO Average Price Target
Wall Street Target
2.2 K USD
42.58%
FICO Highest Price Target
Wall Street Target
2.52 K USD
62.87%
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.02 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Fair Isaac Corporation
Sold
0-3 MONTHS
45.2 M USD 4
3-6 MONTHS
31.5 M USD 1
6-9 MONTHS
57.5 M USD 8
9-12 MONTHS
28.9 M USD 6
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
FICO CEO on criticism from FHFA's Bill Pulte
William Lansing, FICO CEO, joins CNBC's 'Squawk on the Street' to discuss criticism from Federal Housing Finance Agency director Bill Pulte, alleging FICO is a monopoly.
youtube.com
- 4 days ago
Fair Isaac Corporation Announces Date for Reporting of Third Quarter Fiscal 2025 Financial Results
BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader, FICO, will announce its third quarter fiscal 2025 results on July 30, 2025, after the market closes and will host a conference call on July 30th at 5:00 p.m. Eastern time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO's website at www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Past Events through July 30, 2026. About FICO FICO (NYSE: FI.
businesswire.com
- 1 week ago
FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO), global analytics software leader, today released a new white paper revealing that FICO® Score 10 T – the company's most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power. The white paper highlights an analysis by an independent third party that found that VantageScore 4.0 generates a minimal predictive improvement over Classic FICO. At the same time, FIC.
businesswire.com
- 1 week ago
Buy, Sell, or Hold Fair Isaac Stock?
Fair Isaac (NYSE:FICO) shares fell by almost 17% in the last week, following a significant regulatory announcement. The decline was sparked when the Federal Housing Finance Agency (FHFA) revealed that Fannie Mae and Freddie Mac will now recognize VantageScore 4.0 along with traditional FICO scores for mortgage underwriting.
forbes.com
- 1 week ago
Down 14.7% in 4 Weeks, Here's Why Fair Isaac (FICO) Looks Ripe for a Turnaround
Fair Isaac (FICO) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
zacks.com
- 1 week ago
Wall Street Analysts Think These 3 Stocks Could Soar More than 40% Over the Next Year
Wall Street analysts can often be among the more conservative handicappers of where revenue and earnings growth can come in over time.
247wallst.com
- 1 week ago
FICO UK Credit Card Market Report: May 2025
LONDON--(BUSINESS WIRE)--The latest UK credit card data from global analytics software leader FICO provides stark evidence that consumer financial confidence remains low. Whilst spending has followed the usual seasonal drop after Easter, the average active balance is 4.7% higher year-on-year, suggesting consumers are not able to clear as much of their credit card debt. The percentage of balance paid is also trending downwards year-on-year by 5.8%. Another critical sign of financial difficulty i.
businesswire.com
- 1 week ago
10 Stock Splits Investors Could See Happen in 2026
Stock splits are less common than they used to be, as fractional shares have negated their effect. However, fractional shares aren't available to every investor, especially outside the U.S. Still, stock splits have their uses, namely for employee compensation.
fool.com
- 1 week ago
Live Nasdaq Composite: Markets Attempt Gains on Renewed Trade Deal Bets
Live Updates Live Coverage Has Ended X Executive Shakeup 1:06 pm by Gerelyn Terzo Uncertainty has gripped yet another one of Elon Musk’s companies after X CEO Linda Yaccarino revealed she would be stepping down. Yaccarino has led the social media platform for the past two years amid a mandate to draw advertisers back after Musk’s high-profile takeover. Musk’s other company, Tesla (Nasdaq: TSLA), has been under fire as investors punish the stock for the tech innovator’s political ambitions. The markets are holding their gains today, with the Nasdaq Composite now up 0.61%. Nvidia Crosses $4 Trillion Market Cap 10:50 am by Gerelyn Terzo Nvidia stock has crossed the $4 trillion market cap, making it the first company in history to reach this massive size. The stock is currently up 1.6% to hover at $162.63 per share after rising as high as $164.42 intraday to put it over the top. Nvidia first clinched the $3 trillion market cap level last year. Wall Street Moves 9:53 am by Gerelyn Terzo Morgan Stanley has reiterated its “overweight” rating on Apple (Nasdaq: AAPL) stock, saying the company will experience minimal disruption amid the departure of a C-Suite executive. RBC analysts have reiterated their “outperform” rating on Elon Musk’s Tesla (Nasdaq: TSLA), touting the EV maker’s Q2 deliveries. Goldman Sachs has lowered its rating on shares of SolarEdge (Nasdaq: SEDG), owing to a cloud of regulatory uncertainty around the broader solar sector. This article will be updated throughout the day, so check back often for more daily updates. The markets are seeing signs of optimism for trade-deal progress, sending stocks higher across the board out of the gate. On the technology front, Nvidia (Nasdaq; NVDA) is up 2%, inching closer to the coveted $4 trillion market cap level. On trade, President Trump is targeting specific sectors of the economy, including a 50% tariff on copper imports, sending the price of metal to all-time highs this week. Copper, which is in demand amid the transition to clean energy, soared by 17% to its biggest one-day gain in decades. Sectors of the economy are trading mixed with energy stocks out front, posting a 2.7% gain as a group. Apple (Nasdaq: AAPL) is trading relatively flat after a White House trade official has said that the iPhone maker believes it’s ‘too big to tariff.’ Here’s a look at the performance as of morning trading: Dow Jones Industrial Average: Up 206.77 (+0.48%) Nasdaq Composite: Up 156.50 (+0.74%) S&P 500: Up 32.35 (+0.52%) Market Movers Credit company Fair Isaac (NYSE: FICO), better known as FICO, is under pressure after the Trump administration greenlighted an alternative credit formula, paving the way for more renters to become homeowners and achieve the American Dream. Digital healthcare platform Hims & Hers (NYSE: HIMS) is rising 1.1% as investors cheer the company’s plans to expand its North American footprint into Canada. Healthcare stock ProKidney (Nasdaq: PROK), with a market cap of $2.8 billion, is rallying 53.6% today. The post Live Nasdaq Composite: Markets Attempt Gains on Renewed Trade Deal Bets appeared first on 24/7 Wall St..
https://247wallst.com
- 2 weeks ago
Why Fair Isaac Corporation Fell This Week
Shares of Fair Isaac (FICO 1.50%) fell this week, down 13.4% as of 12:10 p.m. ET on Thursday, according to data from S&P Global Market Intelligence.
fool.com
- 2 weeks ago
Barclays and FICO Win Credit Award for Excellence in Fraud Prevention
LONDON--(BUSINESS WIRE)--Barclays Bank's fraud team and global analytics software leader FICO have won a prestigious Credit Award for Excellence in Fraud Prevention. The award, presented in a gala event in Wales, recognizes Barclays' use of an innovative solution from FICO and Jersey Telecom (JT) called Scam Signal to reduce card fraud losses & protect customers from the harm caused by social engineering scams. Barclays forecast a 6% reduction in card fraud as a result of the deployment, wh.
businesswire.com
- 2 weeks ago
Yield Generators: 3 Stocks Enhancing Shareholder Value
Several stocks recently unveiled plans to significantly enhance shareholder value. These plans include the two major types of capital returns that investors often pay attention to: dividends and buybacks.
marketbeat.com
- 2 weeks ago
8. Profile
Summary
Fair Isaac Corporation FICO
COUNTRY
US
INDUSTRY
Software - Application
MARKET CAP
$ 37.6 B
Dividend Yield
0.00%
Description
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Contact
5 West Mendenhall, Bozeman, MT, 59715
https://www.fico.com
IPO
Date
July 22, 1987
Employees
3718
Officers
Mr. Michael S. Leonard
Vice President & Chief Accounting Officer
Mr. Thomas A. Bowers
Executive Vice President of Corporate Strategy
Mr. Mark Russell Scadina
Executive Vice President, General Counsel & Corporate Secretary
Mr. Richard Shawn Deal
Executive Vice President & Chief Human Resources Officer
Mr. James M. Wehmann
President of Scores
Dave Singleton
Vice President of Investor Relations
Mr. John Chen
Managing Director of China Operations
Mr. William J. Lansing
President, Chief Executive Officer & Director
Mr. Steven P. Weber
Executive Vice President & Chief Financial Officer
Mr. Amir Hermelin
Vice President & Chief Technology Officer