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Technology - Information Technology Services - NASDAQ - US
$ 173.21
0.441 %
$ 12.6 B
Market Cap
31.67
P/E
1. INTRINSIC VALUE

Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands.[ Read More ]

The intrinsic value of one JKHY stock under the base case scenario is HIDDEN Compared to the current market price of 173 USD, Jack Henry & Associates, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart JKHY

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FINANCIALS
2.22 B REVENUE
6.63%
489 M OPERATING INCOME
1.81%
382 M NET INCOME
4.14%
568 M OPERATING CASH FLOW
48.87%
-240 M INVESTING CASH FLOW
41.38%
-302 M FINANCING CASH FLOW
-3480.49%
601 M REVENUE
7.34%
151 M OPERATING INCOME
17.78%
119 M NET INCOME
17.93%
117 M OPERATING CASH FLOW
-49.57%
-58.7 M INVESTING CASH FLOW
22.37%
-53.2 M FINANCING CASH FLOW
63.32%
Balance Sheet Decomposition Jack Henry & Associates, Inc.
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Current Assets 632 M
Cash & Short-Term Investments 38.3 M
Receivables 367 M
Other Current Assets 227 M
Non-Current Assets 2.29 B
Long-Term Investments 0
PP&E 269 M
Other Non-Current Assets 2.02 B
Current Liabilities 634 M
Accounts Payable 25.3 M
Short-Term Debt 90 M
Other Current Liabilities 518 M
Non-Current Liabilities 448 M
Long-Term Debt 111 M
Other Non-Current Liabilities 337 M
EFFICIENCY
Earnings Waterfall Jack Henry & Associates, Inc.
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Revenue 2.22 B
Cost Of Revenue 1.3 B
Gross Profit 916 M
Operating Expenses 427 M
Operating Income 489 M
Other Expenses 108 M
Net Income 382 M
RATIOS
41.35% GROSS MARGIN
41.35%
22.09% OPERATING MARGIN
22.09%
17.23% NET MARGIN
17.23%
20.72% ROE
20.72%
13.06% ROA
13.06%
18.83% ROIC
18.83%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Jack Henry & Associates, Inc.
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Net Income 382 M
Depreciation & Amortization 200 M
Capital Expenditures -232 M
Stock-Based Compensation 28.9 M
Change in Working Capital -45.5 M
Others -75.3 M
Free Cash Flow 336 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Jack Henry & Associates, Inc.
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Wall Street analysts predict an average 1-year price target for JKHY of $196 , with forecasts ranging from a low of $186 to a high of $206 .
JKHY Lowest Price Target Wall Street Target
186 USD 7.38%
JKHY Average Price Target Wall Street Target
196 USD 12.96%
JKHY Highest Price Target Wall Street Target
206 USD 18.93%
4. DIVIDEND ANALYSIS
0.31% DIVIDEND YIELD
0.55 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Jack Henry & Associates, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
53.8 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
11 months ago
Dec 18, 2023
Sell 53.8 K USD
Zengel Stacey E.
Senior Vice President
- 326
165.1 USD
1 year ago
May 25, 2023
Bought 291 K USD
WIMSETT THOMAS A
Director
+ 2000
145.51 USD
1 year ago
Mar 14, 2023
Bought 145 K USD
Kelly Laura G.
Director
+ 1000
145.2915 USD
1 year ago
Nov 22, 2022
Sell 1.02 M USD
Foss David B
Board Chair & CEO
- 5438
187.3246 USD
1 year ago
Nov 22, 2022
Sell 1 M USD
Foss David B
Board Chair & CEO
- 5328
188.1033 USD
1 year ago
Nov 22, 2022
Sell 989 K USD
Foss David B
Board Chair & CEO
- 5234
188.9185 USD
2 years ago
Mar 22, 2022
Sell 611 K USD
Foss David B
Board Chair & CEO
- 3247
188.0816 USD
2 years ago
Mar 07, 2022
Sell 815 K USD
Adelson Gregory R.
President & COO
- 4400
185.2295 USD
3 years ago
Aug 24, 2021
Bought 29.6 K USD
Wilson Thomas Hampton Jr.
Director
+ 169
175.1194 USD
3 years ago
Jun 25, 2021
Sell 390 K USD
Zengel Stacey E.
Senior Vice President
- 2347
166.0083 USD
3 years ago
Dec 22, 2020
Bought 451 K USD
WIMSETT THOMAS A
Director
+ 2900
155.6241 USD
3 years ago
Dec 22, 2020
Bought 940 K USD
WIMSETT THOMAS A
Director
+ 6000
156.6983 USD
4 years ago
May 18, 2020
Sell 911 K USD
PRIM JOHN F
Director
- 4700
193.889 USD
4 years ago
May 06, 2020
Sell 648 K USD
Tomson Steven W.
VICE PRESIDENT
- 3698
175.17 USD
4 years ago
Mar 17, 2020
Sell 235 K USD
Tomson Steven W.
Vice President
- 1500
156.42 USD
4 years ago
Mar 06, 2020
Bought 78.5 K USD
Kelly Laura G.
Director
+ 500
157 USD
4 years ago
Mar 05, 2020
Sell 963 K USD
PRIM JOHN F
Director
- 6000
160.45 USD
4 years ago
Feb 19, 2020
Sell 163 K USD
Zengel Stacey E.
Vice President
- 938
173.3601 USD
4 years ago
Feb 12, 2020
Sell 1.58 M USD
WILLIAMS KEVIN D
CFO & Treasurer
- 9453
167.3503 USD
4 years ago
Feb 12, 2020
Sell 486 K USD
Foss David B
President & CEO
- 2910
167.0048 USD
4 years ago
Nov 29, 2019
Sell 154 K USD
Zengel Stacey E.
Vice President
- 1013
152.31 USD
5 years ago
Nov 08, 2019
Sell 219 K USD
Forbis Mark S
EXEC. VICE PRESIDENT & CTO
- 1479
148.29 USD
5 years ago
Nov 06, 2019
Sell 264 K USD
Moses Ronald L.
Vice President
- 1800
146.6 USD
5 years ago
Nov 06, 2019
Sell 115 K USD
Adelson Gregory R.
Vice President
- 786
146.6624 USD
5 years ago
Jun 21, 2019
Sell 456 K USD
Brown Wesley A
Director
- 3320
137.3522 USD
5 years ago
Jun 19, 2019
Sell 688 K USD
FLANIGAN MATTHEW C
Director
- 5000
137.6963 USD
5 years ago
Jun 17, 2019
Sell 34.5 K USD
Forbis Mark S
EXEC. VICE PRESIDENT & CTO
- 251
137.56 USD
5 years ago
Jun 18, 2019
Sell 34.4 K USD
Forbis Mark S
EXEC. VICE PRESIDENT & CTO
- 250
137.6023 USD
5 years ago
Jun 07, 2019
Sell 54 K USD
Brown Wesley A
Director
- 400
134.9766 USD
5 years ago
Mar 21, 2019
Sell 125 K USD
Bernthal Russell L.
Vice President
- 910
137.5624 USD
5 years ago
Mar 20, 2019
Sell 135 K USD
Forbis Mark S
EXEC. VICE PRESIDENT & CTO
- 1000
134.7389 USD
5 years ago
Mar 04, 2019
Sell 101 K USD
Moses Ronald L.
Vice President
- 750
134.2 USD
5 years ago
Feb 21, 2019
Sell 999 K USD
PRIM JOHN F
Director
- 7575
131.91 USD
5 years ago
Feb 15, 2019
Sell 586 K USD
Zengel Stacey E.
Vice President
- 4388
133.5 USD
5 years ago
Dec 10, 2018
Sell 405 K USD
Forbis Mark S
VICE PRESIDENT & CTO
- 3000
134.9091 USD
6 years ago
Aug 31, 2018
Sell 996 K USD
PRIM JOHN F
Director
- 6329
157.3984 USD
7. News
JACK HENRY & ASSOCIATES ANNOUNCES REGULAR QUARTERLY DIVIDEND MONETT, Mo. , Nov. 13, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) today announced its Board of Directors declared a regular quarterly cash dividend of $.55 per share. prnewswire.com - 4 days ago
First Bank of Alabama Selects Jack Henry to Innovate and Propel Growth Bank to streamline operations and enhance customer experience for commercial and retail customers MONETT, Mo. , Nov. 12, 2024 /PRNewswire/ -- Jack Henry™  (Nasdaq: JKHY) announced today that First Bank of Alabama  selected Jack Henry to modernize its technology stack in a way that will support continued growth and enhance customer experiences. prnewswire.com - 4 days ago
Jack Henry CEO, CFO Featured at Several Upcoming Conferences MONETT, Mo. , Nov. 8, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) is pleased to announce that President & CEO Greg Adelson and Chief Financial Officer & Treasurer Mimi Carsley will present at several conferences in the coming weeks. prnewswire.com - 1 week ago
JKHY Q1 Earnings Beat Estimates, Shares Rise on Strong FY25 View Jack Henry & Associates' first-quarter fiscal 2025 results reflect improved earnings and revenues, owing to its sustained growth across segments. zacks.com - 1 week ago
Jack Henry & Associates, Inc. (JKHY) Q1 2025 Earnings Call Transcript Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q1 2025 Results Conference Call November 6, 2024 8:45 AM ET Company Participants Vance Sherard - Vice President, Investor Relations Greg Adelson - President & Chief Executive Officer Mimi Carsley - Chief Financial Officer & Treasurer Conference Call Participants Andrew Schmidt - Citi Vasu Govil - KBW Rayna Kumar - Oppenheimer Jason Kupferberg - Bank of America Will Nance - Goldman Sachs Dominick Gabriele - Compass Point Peter Heckmann - D.A. Davidson Chris Kennedy - William Blair John Davis - Raymond James James Faucette - Morgan Stanley Ken Suchoski - Autonomous Research Dave Koning - Baird Operator Good morning, and welcome to the Jack Henry First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 week ago
Compared to Estimates, Jack Henry (JKHY) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Jack Henry (JKHY) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 week ago
Jack Henry (JKHY) Q1 Earnings and Revenues Top Estimates Jack Henry (JKHY) came out with quarterly earnings of $1.63 per share, beating the Zacks Consensus Estimate of $1.61 per share. This compares to earnings of $1.39 per share a year ago. zacks.com - 1 week ago
Jack Henry & Associates profit jumps on robust demand for banking technology Financial technology company Jack Henry & Associates posted a 17% jump in first-quarter profit on Tuesday, driven by higher demand for its technology solutions, as banks and financial institutions accelerated their digital modernization initiatives. reuters.com - 1 week ago
Jack Henry & Associates, Inc. Reports First Quarter Fiscal 2025 Results First quarter summary : GAAP revenue increased 5.2% and GAAP operating income increased 14.0% for the fiscal three months ended September 30, 2024, compared to the prior fiscal year quarter. Non-GAAP adjusted revenue increased 5.3% and non-GAAP adjusted operating income increased 1.6% for the fiscal three months ended September 30, 2024, compared to the prior fiscal year quarter.1 GAAP EPS was $1.63 per diluted share for the fiscal three months ended September 30, 2024, compared to $1.39 per diluted share in the prior fiscal year quarter. prnewswire.com - 1 week ago
Jack Henry Hosts Inaugural Developer Conference Event to foster industry collaboration and explore future trends in financial technology MONETT, Mo. , Nov. 4, 2024 /PRNewswire/ --  Jack Henry ™ (Nasdaq: JKHY) is launching its first-ever Developer Conference (Devcon) on November 20, 2024, at the Will Rogers Memorial Center in Fort Worth, Texas. prnewswire.com - 1 week ago
Gear Up for Jack Henry (JKHY) Q1 Earnings: Wall Street Estimates for Key Metrics Looking beyond Wall Street's top -and-bottom-line estimate forecasts for Jack Henry (JKHY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2024. zacks.com - 2 weeks ago
Jack Henry (JKHY) Reports Next Week: Wall Street Expects Earnings Growth Jack Henry (JKHY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
8. Profile Summary

Jack Henry & Associates, Inc. JKHY

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COUNTRY US
INDUSTRY Information Technology Services
MARKET CAP $ 12.6 B
Dividend Yield 0.31%
Description Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.
Contact 663 West Highway 60, Monett, MO, 65708 https://www.jackhenry.com
IPO Date Nov. 20, 1985
Employees 7170
Officers Ms. Mimi L. Carsley Chief Financial Officer & Treasurer Mr. Craig Keith Morgan General Counsel & Secretary Mr. Rob Zelinka Vice President & Chief Information Officer Mr. Vance Sherard C.F.A. Vice President of Investor Relations Mr. David B. Foss Executive Chairman Mr. Gregory R. Adelson Chief Executive Officer & President Mr. Michael Carnovali Chief Compliance Officer Mr. Shanon McLachlan Senior Vice President, Executive Officer & Chief Operating Officer Ms. Renee A. Swearingen Senior Vice President, Chief Accounting Officer & Assistant Treasurer Mr. Benjamin Metz Vice President and Chief Digital & Technology Officer