Deluxe Corporation (NYSE:DLX)

Deluxe Corporation DLX

Communication Services - Advertising Agencies - NYSE - US

Watchlist

$ 23.21

-0.557 %

$ 1.03 B

Market Cap

18.72

P/E

1. INTRINSIC VALUE

Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, Australia, South America, and Europe. It operates through four segments: Payments, Cloud Solutions, Promotional Solutions, and Checks. The company provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, receivables management, payment processing, and paperless treasury management solutions, as well as payment exchange, and fraud and security services; web hosting and design services, data-driven marketing solutions and hosted solutions, such as digital engagement, logo design, financial institution profitability reporting, and business incorporation services. It also offers business forms, accessories, advertising specialties, promotional apparel, and retail packaging services; and printed personal and business checks.[ Read More ]

The intrinsic value of one DLX stock under the base case scenario is HIDDEN Compared to the current market price of 23.2 USD, Deluxe Corporation is HIDDEN

DLX Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart DLX

FINANCIALS

Annual
Quarterly

2.19 B REVENUE

Growth Rates

1Year -2.04%

3Years 6.97%

5Years 1.87%

7Years 2.46%

10Years 3.30%

161 M OPERATING INCOME

Growth Rates

1Year -5.08%

3Years -10.94%

5Years -7.68%

7Years -11.18%

10Years -6.59%

26.2 M NET INCOME

Growth Rates

1Year -59.96%

3Years 43.37%

5Years -29.99%

7Years -26.64%

10Years -17.82%

198 M OPERATING CASH FLOW

Growth Rates

1Year 3.59%

3Years -3.04%

5Years -10.18%

7Years -6.57%

10Years -2.73%

-43.3 M INVESTING CASH FLOW

Growth Rates

1Year 46.07%

3Years 8.27%

5Years 30.93%

7Years 24.54%

10Years 8.12%

-37.7 M FINANCING CASH FLOW

Growth Rates

1Year 22.47%

3Years 30.16%

5Years 8.92%

7Years -38.47%

10Years 7.52%

528 M REVENUE

Growth Rates

1Year -2.04%

3Years 6.97%

5Years 1.87%

7Years 2.46%

10Years 3.30%

41.6 M OPERATING INCOME

Growth Rates

1Year -5.08%

3Years -10.94%

5Years -7.68%

7Years -11.18%

10Years -6.59%

9.05 M NET INCOME

Growth Rates

1Year -59.96%

3Years 43.37%

5Years -29.99%

7Years -26.64%

10Years -17.82%

67.9 M OPERATING CASH FLOW

Growth Rates

1Year 3.59%

3Years -3.04%

5Years -10.18%

7Years -6.57%

10Years -2.73%

-7.38 M INVESTING CASH FLOW

Growth Rates

1Year 46.07%

3Years 8.27%

5Years 30.93%

7Years 24.54%

10Years 8.12%

-53.5 M FINANCING CASH FLOW

Growth Rates

1Year 22.47%

3Years 30.16%

5Years 8.92%

7Years -38.47%

10Years 7.52%

Balance Sheet Decomposition Deluxe Corporation

3.08 B ASSETS
2.48 B LIABILITIES

Current Assets	761 M
Cash & Short-Term Investments	72 M
Receivables	217 M
Other Current Assets	472 M
Non-Current Assets	2.32 B
Long-Term Investments	61.9 M
PP&E	176 M
Other Non-Current Assets	2.08 B

Current Liabilities	819 M
Accounts Payable	155 M
Short-Term Debt	99.7 M
Other Current Liabilities	564 M
Non-Current Liabilities	1.66 B
Long-Term Debt	1.57 B
Other Non-Current Liabilities	91.4 M

EFFICIENCY

Earnings Waterfall Deluxe Corporation

Revenue	2.19 B
Cost Of Revenue	1.03 B
Gross Profit	1.16 B
Operating Expenses	1 B
Operating Income	161 M
Other Expenses	135 M
Net Income	26.2 M

RATIOS

53.04% GROSS MARGIN

Averages

1Year 53.04%

3Years 54.40%

5Years 56.30%

7Years 57.73%

10Years 59.58%

7.33% OPERATING MARGIN

Averages

1Year 7.33%

3Years 8.33%

5Years 10.64%

7Years 11.72%

10Years 14.18%

1.19% NET MARGIN

Averages

1Year 1.19%

3Years 2.40%

5Years -0.45%

7Years 2.47%

10Years 5.39%

4.32% ROE

Averages

1Year 4.32%

3Years 8.68%

5Years -1.47%

7Years 4.61%

10Years 11.85%

0.85% ROA

Averages

1Year 0.85%

3Years 1.67%

5Years -0.96%

7Years 1.77%

10Years 4.66%

4.82% ROIC

Averages

1Year 4.82%

3Years 5.57%

5Years 8.91%

7Years 9.71%

10Years 11.90%

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis Deluxe Corporation

Net Income	26.2 M
Depreciation & Amortization	170 M
Capital Expenditures	-101 M
Stock-Based Compensation	20.5 M
Change in Working Capital	34.9 M
Others	-4.85 M
Free Cash Flow	97.6 M

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets Deluxe Corporation

Wall Street analysts predict an average 1-year price target for DLX of $27 , with forecasts ranging from a low of $27 to a high of $27 .

DLX Lowest Price Target Wall Street Target

27 USD 16.33%

DLX Average Price Target Wall Street Target

27 USD 16.33%

DLX Highest Price Target Wall Street Target

27 USD 16.33%

4. DIVIDEND ANALYSIS

1.55% DIVIDEND YIELD

0 USD DIVIDEND PER SHARE

5. COMPETITION

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Emerald Holding, Inc. operates business-to-business (B2B) trade shows in the United States. The company operates trade shows in various industry sectors, including retail, design and construction, technology, equipment, and safety and security.

5.42 USD

EEX

Undervalued 17.42%

Marchex, Inc. operates as an analytics and solutions company that helps businesses connect, drive, measure, and convert callers into customers in the United States and Canada.

-0.161 USD

MCHX

Overvalued 109.46%

Integral Ad Science Holding Corp. operates as a digital advertising verification company in the United States, the United Kingdom, Germany, Italy, Spain, Sweden, Singapore, Australia, France, Japan, Canada, India, and Brazil.

8.05 USD

IAS

Overvalued 20.38%

Cimpress plc provides various mass customization of printing and related products in North America, Europe, and internationally. The company operates through five segments: Vistaprint, PrintBrothers, The Print Group, National Pen, and All Other Businesses.

55 USD

CMPR

Overvalued 28.88%

Innovid Corp. operates an independent software platform that provides ad serving and creative services. The company offers advertising services for the creation, delivery, and measurement of TV ads across connected TV, mobile TV, and desktop TV environments to advertisers, publishers, and media agencies.

-1.42 USD

CTV

Overvalued 184.86%

Omnicom Group Inc., together with its subsidiaries, provides advertising, marketing, and corporate communications services. It provides a range of services in the areas of advertising, customer relationship management, public relations, and healthcare.

94 USD

OMC

Overvalued 2.99%

WPP plc, a creative transformation company, provides communications, experience, commerce, and technology services in North America, the United Kingdom, Western Continental Europe, the Asia Pacific, Latin America, Africa, the Middle East, and Central and Eastern Europe.

21.9 USD

WPP

Overvalued 57.40%

Townsquare Media, Inc. operates as a digital media and marketing solutions company in small and medium-sized businesses. It operates through three segments: Subscription Digital Marketing Solutions, Digital Advertising, and Broadcast Advertising.

6.45 USD

TSQ

Overvalued 35.52%

6. Ownership

Insider Ownership Deluxe Corporation

Summary
Transactions

Sold

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

0 USD 0

Bought

56.1 K USD 2

0-3 MONTHS

67.8 K USD 3

3-6 MONTHS

60.9 K USD 3

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
2 months ago Sep 12, 2024	Bought 2.29 K USD	Zint William C SVP, Chief Financial Offier	+ 120	19.06 USD
2 months ago Sep 10, 2024	Bought 53.8 K USD	McCarthy Barry C President & CEO	+ 2820	19.08 USD
5 months ago Jun 04, 2024	Bought 12.3 K USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 538.05	22.79 USD
8 months ago Mar 06, 2024	Bought 7.1 K USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 367.46	19.31 USD
5 months ago Jun 12, 2024	Bought 2.76 K USD	Zint William C SVP, Chief Financial Offier	+ 120	23 USD
5 months ago Jun 10, 2024	Bought 52.8 K USD	McCarthy Barry C President & CEO	+ 2440	21.63 USD
6 months ago May 08, 2024	Bought 2.53 K USD	Zint William C SVP, Chief Financial Offier	+ 115	21.96 USD
8 months ago Mar 13, 2024	Bought 51.3 K USD	McCarthy Barry C President & CEO	+ 2666	19.25 USD
1 year ago Jul 24, 2023	Bought 228 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 12.7	17.93 USD
1 year ago Jun 23, 2023	Bought 92 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 5.72	16.09 USD
1 year ago Jun 16, 2023	Bought 96.9 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 5.61	17.27 USD
1 year ago Jun 09, 2023	Bought 389 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 22.5	17.27 USD
1 year ago Jun 08, 2023	Bought 6.85 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 0.39	17.56 USD
1 year ago Jun 02, 2023	Bought 480 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 28.72	16.71 USD
1 year ago May 26, 2023	Bought 517 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 34.32	15.06 USD
1 year ago May 24, 2023	Bought 272 USD	Jeyaprakasam Yogaraj Chief Tech. & Digital Officer	+ 17.59	15.45 USD

7. News

Deluxe to Participate in Upcoming Investor Conference MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, announced today that Barry McCarthy, President and Chief Executive Officer, and Chip Zint, Senior Vice President and Chief Financial Officer, will present at the Stephens Investment Conference, in Nashville, TN, on Wednesday, November 20th at 9:00 am ET. Interested parties can register and join the webcast of this event from the investor relations section of the company's website at www.investors.deluxe.com. businesswire.com - 2 days ago

Should Value Investors Buy Deluxe (DLX) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 days ago

Why Fast-paced Mover Deluxe (DLX) Is a Great Choice for Value Investors Deluxe (DLX) could be a great choice for investors looking to buy stocks that have gained strong momentum recently but are still trading at reasonable prices. It is one of the several stocks that made it through our 'Fast-Paced Momentum at a Bargain' screen. zacks.com - 2 days ago

Why Deluxe (DLX) Might be Well Poised for a Surge Deluxe (DLX) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 3 days ago

How Much Upside is Left in Deluxe (DLX)? Wall Street Analysts Think 37.85% The average of price targets set by Wall Street analysts indicates a potential upside of 37.9% in Deluxe (DLX). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock. zacks.com - 3 days ago

Deluxe (DLX) Is a Great Choice for 'Trend' Investors, Here's Why Deluxe (DLX) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move. zacks.com - 3 days ago

Deluxe Corporation (DLX) Q3 2024 Earnings Call Transcript Deluxe Corporation (DLX) Q3 2024 Earnings Call Transcript seekingalpha.com - 1 week ago

Deluxe (DLX) Beats Q3 Earnings Estimates Deluxe (DLX) came out with quarterly earnings of $0.84 per share, beating the Zacks Consensus Estimate of $0.72 per share. This compares to earnings of $0.79 per share a year ago. zacks.com - 1 week ago

Deluxe Corporation Third Quarter 2024 Financial Results Available on Company's Website MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, today announced its third quarter 2024 financial results through an earnings release available on the company's Investor Relations website at www.investors.deluxe.com. The earnings release will be furnished with the Securities and Exchange Commission (SEC) on a Form 8-K and available here. At 5:00 p.m. ET (4:00 p.m. CT) today, the company will host an open-access conference call to discuss these financial res. businesswire.com - 1 week ago

Deluxe Foundation Awards Grants to Nonprofits Through New Employee Resource Group (ERG) Initiative MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, announced today that nine nonprofit organizations nationwide have been awarded grants from the Deluxe Corporation Foundation, following the company's first-ever ERG-led grant selection process. Each nonprofit, aligned with the mission of one of the Deluxe Employee Resource Groups (ERGs), will receive a $25,000 grant to advance initiatives that address critical needs within their communities. This new grant st. businesswire.com - 2 weeks ago

Deluxe Named UiPath AI25 Award Winner MINNEAPOLIS--(BUSINESS WIRE)--Deluxe, a trusted Payments and Data company, today announced it has been named an UiPath AI25 Award Winner. The annual award program identifies the 25 most innovative UiPath customers using a combination of AI and automation as a strategic change enabler to accelerate bigger and bolder outcomes. Deluxe was recognized for its leadership at UiPath FORWARD, UiPath's annual gathering of global AI and automation experts. The UiPath AI25 Awards acknowledge customers usin. businesswire.com - 3 weeks ago

Deluxe to Report Third Quarter 2024 Results on November 6, 2024 MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, will report third quarter 2024 financial results on Wednesday, November 6, 2024, following market-close. On the same day, management will hold an open-access conference call at 5:00 p.m. ET (4:00 p.m. CT). All interested persons may listen to the call by dialing 1-800-289-0438 (access code 4894281). The audio and accompanying slides will be available via webcast accessible on the investor relations website at. businesswire.com - 3 weeks ago

8. Profile Summary

Deluxe Corporation DLX

COUNTRY US

INDUSTRY Advertising Agencies

MARKET CAP $ 1.03 B

Dividend Yield 1.55%

Description Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, Australia, South America, and Europe. It operates through four segments: Payments, Cloud Solutions, Promotional Solutions, and Checks. The company provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, receivables management, payment processing, and paperless treasury management solutions, as well as payment exchange, and fraud and security services; web hosting and design services, data-driven marketing solutions and hosted solutions, such as digital engagement, logo design, financial institution profitability reporting, and business incorporation services. It also offers business forms, accessories, advertising specialties, promotional apparel, and retail packaging services; and printed personal and business checks. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.

Contact 3680 South Marquette Avenue, Shoreview, MN, 55402-2807 https://www.deluxe.com

IPO Date March 17, 1980

Employees 5170

Officers Ms. Kimberly D. Cross Chief Human Resources Officer Mr. Garry L. Capers Senior Vice President & Chief of Operations Ms. Llewellyn Kelly Moyer Principal Accounting Officer Brian Anderson Vice President of Strategy & Investor Relations Mr. Barry C. McCarthy President, Chief Executive Officer & Director Ms. Amanda B. Parrilli Senior Vice President and Chief Strategy, Transformation & Business Development Officer Mr. Kristopher D. Lazzaretti Senior Vice President & President of Data Ms. Tracey G. Engelhardt Senior Vice President & President of Print Mr. William Zint Chief Financial Officer, Senior Vice President & VP of Corporate Finance Mr. Yogaraj Jayaprakasam Senior Vice President and Chief Technology & Digital Officer

Price Chart DLX

Deluxe Corporation DLX

Premium Plan

Unlimited Plan