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Deluxe Corporation DLX
Communication Services - Advertising Agencies - NYSE - US
Watchlist
$ 14.86
-0.602 %
$ 665 M
Market Cap
12.59
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLX stock under the worst case scenario is HIDDEN Compared to the current market price of 14.9 USD, Deluxe Corporation is HIDDEN

DLX Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLX stock under the base case scenario is HIDDEN Compared to the current market price of 14.9 USD, Deluxe Corporation is HIDDEN

DLX Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLX stock under the best case scenario is HIDDEN Compared to the current market price of 14.9 USD, Deluxe Corporation is HIDDEN

DLX Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart DLX

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1M -9%
6M -29.0%
1Y -25%
3Y -70%
5Y -31%
All
$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.0$19.0$19.0$18.0$18.0$17.0$17.0$16.0$16.0$15.0$15.0$14.0$14.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
2.12 B REVENUE
-3.22%
Growth Rates
1Year -3.22%
3Years 1.61%
5Years 1.10%
7Years 1.10%
10Years 2.40%
192 M OPERATING INCOME
19.52%
Growth Rates
1Year 19.52%
3Years -1.99%
5Years -9.20%
7Years -7.48%
10Years -5.34%
52.9 M NET INCOME
101.70%
Growth Rates
1Year 101.70%
3Years -5.56%
5Years 17.76%
7Years -18.95%
10Years -12.44%
194 M OPERATING CASH FLOW
-2.06%
Growth Rates
1Year -2.06%
3Years -2.68%
5Years -7.49%
7Years -7.62%
10Years -3.60%
-69.8 M INVESTING CASH FLOW
-61.28%
Growth Rates
1Year -61.28%
3Years 59.69%
5Years 1.62%
7Years 12.71%
10Years 6.45%
-267 M FINANCING CASH FLOW
-609.29%
Growth Rates
1Year -609.29%
3Years -8.94%
5Years -7.05%
7Years -6.06%
10Years -2.97%
520 M REVENUE
-1.50%
Growth Rates
1Year -3.22%
3Years 1.61%
5Years 1.10%
7Years 1.10%
10Years 2.40%
47.1 M OPERATING INCOME
13.28%
Growth Rates
1Year 19.52%
3Years -1.99%
5Years -9.20%
7Years -7.48%
10Years -5.34%
12.6 M NET INCOME
41.03%
Growth Rates
1Year 101.70%
3Years -5.56%
5Years 17.76%
7Years -18.95%
10Years -12.44%
60.2 M OPERATING CASH FLOW
-11.40%
Growth Rates
1Year -2.06%
3Years -2.68%
5Years -7.49%
7Years -7.62%
10Years -3.60%
-18.5 M INVESTING CASH FLOW
-150.77%
Growth Rates
1Year -61.28%
3Years 59.69%
5Years 1.62%
7Years 12.71%
10Years 6.45%
185 M FINANCING CASH FLOW
445.65%
Growth Rates
1Year -609.29%
3Years -8.94%
5Years -7.05%
7Years -6.06%
10Years -2.97%
Balance Sheet Deluxe Corporation
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Current Assets 612 M
Cash & Short-Term Investments 34.4 M
Receivables 174 M
Other Current Assets 403 M
Non-Current Assets 2.22 B
Long-Term Investments 61 M
PP&E 161 M
Other Non-Current Assets 2 B
6.15 %14.24 %5.69 %70.55 %Total Assets$2.8b
Current Liabilities 626 M
Accounts Payable 165 M
Short-Term Debt 37.1 M
Other Current Liabilities 424 M
Non-Current Liabilities 1.58 B
Long-Term Debt 1.52 B
Other Non-Current Liabilities 69.6 M
7.46 %19.16 %68.55 %3.15 %Total Liabilities$2.2b
EFFICIENCY
Earnings Waterfall Deluxe Corporation
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Revenue 2.12 B
Cost Of Revenue 995 M
Gross Profit 1.13 B
Operating Expenses 934 M
Operating Income 192 M
Other Expenses 139 M
Net Income 52.9 M
3b3b2b2b2b2b1b1b500m500m002b(995m)1b(934m)192m(139m)53mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
53.09% GROSS MARGIN
53.09%
Averages
1Year 53.09%
3Years 53.34%
5Years 55.09%
7Years 56.42%
10Years 58.51%
9.06% OPERATING MARGIN
9.06%
Averages
1Year 9.06%
3Years 7.99%
5Years 9.35%
7Years 10.61%
10Years 13.10%
2.49% NET MARGIN
2.49%
Averages
1Year 2.49%
3Years 2.20%
5Years 2.04%
7Years 1.15%
10Years 4.45%
8.50% ROE
8.50%
Averages
1Year 8.50%
3Years 7.88%
5Years 7.24%
7Years 2.58%
10Years 9.61%
1.87% ROA
1.87%
Averages
1Year 1.87%
3Years 1.61%
5Years 1.47%
7Years 0.55%
10Years 3.66%
5.93% ROIC
5.93%
Averages
1Year 5.93%
3Years 5.29%
5Years 5.18%
7Years 8.05%
10Years 10.50%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Deluxe Corporation
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 52.9 M
Depreciation & Amortization 166 M
Capital Expenditures -94.4 M
Stock-Based Compensation 0
Change in Working Capital -106 M
Others -20.2 M
Free Cash Flow 99.9 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Deluxe Corporation
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DLX has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.31% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.41.41.21.21.01.00.80.80.60.60.40.40.20.20.00.00.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.30.31.200.31.200.31.200.31.200.31.200.31.200.31.200.31.200.31.200.31.200.302015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Deluxe Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
67.4 K USD 2
0-3 MONTHS
56.8 K USD 2
3-6 MONTHS
56.1 K USD 2
6-9 MONTHS
70.3 K USD 3
9-12 MONTHS
7. News
Deluxe Merchant Services Partners with SchoolAuction.net to Power Seamless Fundraising Payments MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted Payments and Data company, today announced a strategic partnership with SchoolAuction.net, a leading provider of auction and event management software for schools and nonprofit organizations. Through this collaboration, the secure, scalable payment processing with Deluxe integrates with SchoolAuction.net's comprehensive fundraising platform to create a seamless giving experience for communities nationwide. By integrating Deluxe Payment. businesswire.com - 2 weeks ago
Deluxe to Participate in Upcoming Investor Conference MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted Payments and Data company, announced today that Barry McCarthy, President and Chief Executive Officer, and Chip Zint, Senior Vice President and Chief Financial Officer, will present at the Sidoti March Virtual Investor Conference on Wednesday, March 19 at 2:30 pm ET. Interested parties can register and join a live webcast of this event from the investor relations section of the company's website at www.investors.deluxe.com. Additional. businesswire.com - 1 month ago
Morgan “Mac” Schuessler Elected to Deluxe Board of Directors MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted Payments and Data company, has announced the election of Morgan M. “Mac” Schuessler to its Board of Directors. Mr. Schuessler brings more than three decades of experience in the payments and financial technology industries to Deluxe, including his current position as Chief Executive Officer, President, and director of Evertec Group, a position he has held since 2015. He previously served as the President, International, at Global Payme. businesswire.com - 1 month ago
Deluxe Corporation (DLX) Q4 2024 Earnings Call Transcript Deluxe Corporation (NYSE:DLX ) Q4 2024 Earnings Conference Call February 5, 2025 5:00 PM ET Company Participants Brian Anderson - Vice President of Strategy and Investor Relations Barry McCarthy - President and Chief Executive Officer Chip Zint - Senior Vice President and Chief Financial Officer Conference Call Participants Kartik Mehta - Northcoast Research Partners Jonnathan Navarrete - TD Cowen Charles Strauzer - CJS Securities, Inc. Marc Riddick - Sidoti & Company Operator Ladies and gentlemen, thank you for standing by, and welcome to the Deluxe Quarterly Earnings Conference Call. All participants are currently in a listen-only mode and today's call is being recorded. seekingalpha.com - 2 months ago
Deluxe (DLX) Q4 Earnings Surpass Estimates Deluxe (DLX) came out with quarterly earnings of $0.84 per share, beating the Zacks Consensus Estimate of $0.80 per share. This compares to earnings of $0.80 per share a year ago. zacks.com - 2 months ago
Deluxe Corporation Fourth Quarter and Full Year 2024 Financial Results Available on Company's Website MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted Payments and Data company, today announced its fourth quarter and full year 2024 financial results through an earnings release available on the company's Investor Relations website at www.investors.deluxe.com. The earnings release will be furnished with the Securities and Exchange Commission (SEC) on a Form 8-K and available here. At 5:00 p.m. ET (4:00 p.m. CT) today, the company will host an open-access conference call to discuss thes. businesswire.com - 2 months ago
Deluxe to Report Fourth Quarter and Full Year 2024 Results on February 5, 2025 MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, will report fourth quarter and full year 2024 financial results on Wednesday, February 5, 2025, following market-close. On the same day, management will hold an open-access conference call at 5:00 p.m. ET (4:00 p.m. CT). All interested persons may listen to the call by dialing 1.877.400.0505 (access code 1133292). The audio and accompanying slides will be available via a simultaneous webcast on the investor r. businesswire.com - 2 months ago
Deluxe Launches Mobile App dlxPAY to Provide Merchants with Seamless Payment Solutions MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a Trusted Payments and Data company, today announced the launch of dlxPAY, a new mobile app designed to enhance the payment experience for merchants and partners. The app provides businesses with a powerful, secure, and user-friendly tool for managing payments on the go, ensuring merchants can meet the demands of today's fast-paced market. dlxPAY offers merchants a suite of features tailored to streamline payment processing, including real-time. businesswire.com - 2 months ago
Wall Street's Most Accurate Analysts Give Their Take On 3 Health Care Stocks Delivering High-Dividend Yields During times of turbulence and uncertainty in the markets, many investors turn to dividend-yielding stocks. These are often companies that have high free cash flows and reward shareholders with a high dividend payout. benzinga.com - 3 months ago
Are Investors Undervaluing Deluxe (DLX) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 4 months ago
4 Value Stocks to Buy as Wall Street Awaits Fed's Rate Decision Value investing is essentially about selecting stocks that are usually cheap but fundamentally sound. TSN, GM, FMS and DLX boast a low P/CF ratio. zacks.com - 4 months ago
Deluxe President and CEO Barry McCarthy to Deliver Keynote Address at Dale Carnegie International Convention MINNEAPOLIS--(BUSINESS WIRE)--Barry McCarthy, President and CEO of Deluxe (NYSE: DLX), a Trusted Payments and Data company, will deliver a keynote address at the 2024 Dale Carnegie International Convention in San Antonio on December 5. Titled “Transforming a 110-Year-Old Check Printer into a Modern Payments Powerhouse,” his presentation will spotlight the leadership approaches and innovative strategies helping to deliver the company's transformation into a payments and data leader. Under McCart. businesswire.com - 4 months ago
8. Profile Summary

Deluxe Corporation DLX

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COUNTRY US
INDUSTRY Advertising Agencies
MARKET CAP $ 665 M
Dividend Yield 1.31%
Description Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, Australia, South America, and Europe. It operates through four segments: Payments, Cloud Solutions, Promotional Solutions, and Checks. The company provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, receivables management, payment processing, and paperless treasury management solutions, as well as payment exchange, and fraud and security services; web hosting and design services, data-driven marketing solutions and hosted solutions, such as digital engagement, logo design, financial institution profitability reporting, and business incorporation services. It also offers business forms, accessories, advertising specialties, promotional apparel, and retail packaging services; and printed personal and business checks. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.
Contact 3680 South Marquette Avenue, Shoreview, MN, 55402-2807 https://www.deluxe.com
IPO Date March 17, 1980
Employees 4981
Officers Mr. Barry C. McCarthy President, Chief Executive Officer & Director Mr. Jeffrey L. Cotter J.D. Chief Administrative Officer, Senior Vice President, Secretary & General Counsel Ms. Llewellyn Kelly Moyer Vice President & Chief Accounting Officer Ms. Tracey G. Engelhardt Senior Vice President & President of Print Brian Anderson Vice President of Strategy & Investor Relations Mr. Garry L. Capers Senior Vice President & Chief of Operations Ms. Kimberly D. Cross Senior Vice President & Chief Human Resources Officer Mr. William C. Zint Senior Vice President & Chief Financial Officer Mr. Yogaraj Jayaprakasam Senior Vice President and Chief Technology & Digital Officer