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Financial Services - Insurance - Brokers - NYSE - US
$ 310.86
-2.63 %
$ 79.2 B
Market Cap
47.75
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AJG stock under the worst case scenario is HIDDEN Compared to the current market price of 311 USD, Arthur J. Gallagher & Co. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AJG stock under the base case scenario is HIDDEN Compared to the current market price of 311 USD, Arthur J. Gallagher & Co. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AJG stock under the best case scenario is HIDDEN Compared to the current market price of 311 USD, Arthur J. Gallagher & Co. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AJG

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$350.0$350.0$340.0$340.0$330.0$330.0$320.0$320.0$310.0$310.0$300.0$300.0$290.0$290.0$280.0$280.0$270.0$270.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
11.6 B REVENUE
14.72%
3.28 B OPERATING INCOME
76.36%
1.47 B NET INCOME
52.22%
2.58 B OPERATING CASH FLOW
27.13%
-1.59 B INVESTING CASH FLOW
51.79%
13.1 B FINANCING CASH FLOW
354.18%
2.72 B REVENUE
-3.24%
0 OPERATING INCOME
0.00%
258 M NET INCOME
-17.80%
739 M OPERATING CASH FLOW
-20.91%
-857 M INVESTING CASH FLOW
-272.14%
12.5 B FINANCING CASH FLOW
1944.22%
Balance Sheet Arthur J. Gallagher & Co.
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Current Assets 44.1 B
Cash & Short-Term Investments 15 B
Receivables 3.9 B
Other Current Assets 25.2 B
Non-Current Assets 20.1 B
Long-Term Investments 0
PP&E 1.03 B
Other Non-Current Assets 19.1 B
23.32 %6.06 %39.27 %29.75 %Total Assets$64.3b
Current Liabilities 29.3 B
Accounts Payable 0
Short-Term Debt 200 M
Other Current Liabilities 29.1 B
Non-Current Liabilities 14.8 B
Long-Term Debt 656 M
Other Non-Current Liabilities 14.2 B
65.93 %32.12 %Total Liabilities$44.1b
EFFICIENCY
Earnings Waterfall Arthur J. Gallagher & Co.
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Revenue 11.6 B
Cost Of Revenue 1.75 B
Gross Profit 9.8 B
Operating Expenses 6.52 B
Operating Income 3.28 B
Other Expenses 1.81 B
Net Income 1.47 B
12b12b10b10b8b8b6b6b4b4b2b2b0012b(2b)10b(7b)3b(2b)1bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
84.82% GROSS MARGIN
84.82%
28.37% OPERATING MARGIN
28.37%
12.66% NET MARGIN
12.66%
7.25% ROE
7.25%
2.28% ROA
2.28%
7.31% ROIC
7.31%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Arthur J. Gallagher & Co.
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3b3b2b2b2b2b1b1b500m500m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.47 B
Depreciation & Amortization 842 M
Capital Expenditures -142 M
Stock-Based Compensation 118 M
Change in Working Capital 0
Others 44.1 M
Free Cash Flow 2.44 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Arthur J. Gallagher & Co.
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Wall Street analysts predict an average 1-year price target for AJG of $292 , with forecasts ranging from a low of $252 to a high of $325 .
AJG Lowest Price Target Wall Street Target
252 USD -18.93%
AJG Average Price Target Wall Street Target
292 USD -6.15%
AJG Highest Price Target Wall Street Target
325 USD 4.55%
Price
Max Price Target
Min Price Target
Average Price Target
360360340340320320300300280280260260240240220220May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.21% DIVIDEND YIELD
0.65 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.370.380.390.410.430.450.480.510.550.60.650.370.380.390.410.430.450.480.510.550.60.370.380.390.410.430.450.480.510.550.60.371.480.381.520.391.560.411.640.431.720.451.800.481.920.512.040.552.200.62.400.652015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Arthur J. Gallagher & Co.
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Sold
0-3 MONTHS
21 M USD 8
3-6 MONTHS
3.06 M USD 3
6-9 MONTHS
12.6 M USD 4
9-12 MONTHS
17.4 M USD 5
Bought
0 USD 0
0-3 MONTHS
317 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Arthur J. Gallagher & Co. Acquires Bircroft Insurance Services ROLLING MEADOWS, Ill. , April 3, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 2 weeks ago
Arthur J. Gallagher & Co. Acquires Imbs Holdings, Inc. ROLLING MEADOWS, Ill. , April 2, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 2 weeks ago
Arthur J. Gallagher & Co. Acquires Tresidder Insurance Brokers ROLLING MEADOWS, Ill. , April 1, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 2 weeks ago
Zacks Industry Outlook Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon have been highlighted in this Industry Outlook article. zacks.com - 3 weeks ago
5 Stocks to Watch From the Thriving Insurance Brokerage Industry The increased demand for insurance products, strategic acquisitions and the adoption of technology are likely to drive the performance of Zacks Insurance Brokerage industry players like ERIE, BRO, MMC, AJG and AON. zacks.com - 3 weeks ago
Arthur J. Gallagher & Co. Acquires Litchfield Special Risks, Inc. ROLLING MEADOWS, Ill. , March 24, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 3 weeks ago
Gallagher Certified as Smartchoice® Preferred Provider by Brandon Hall Group Brandon Hall Group, the leader in Empowering, Recognizing and Certifying Excellence in HCM recently announced that Gallagher is certified as a Smartchoice® Preferred Solution Provider. Confirming that Gallagher delivers sales, leadership, and organizational consulting solutions that improve clients' business results. Brandon Hall Group, the leader in Empowering, Recognizing and Certifying Excellence in HCM recently announced that Gallagher is certified as a Smartchoice® Preferred Solution Provider. Confirming that Gallagher delivers sales, leadership, and organizational consulting solutions that improve clients' business results. globenewswire.com - 1 month ago
Arthur J. Gallagher & Co. Acquires Philinsure ROLLING MEADOWS, Ill. , March 10, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 1 month ago
ARTHUR J. GALLAGHER & CO. TO HOST REGULARLY SCHEDULED QUARTERLY INVESTOR MEETING WITH MANAGEMENT ROLLING MEADOWS, Ill. , March 5, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 1 month ago
Gallagher to buy insurance broker Woodruff Sawyer in $1.2 billion deal Insurance broker Arthur J. Gallagher said on Tuesday it would acquire rival Woodruff Sawyer in a $1.2 billion deal. reuters.com - 1 month ago
Arthur J. Gallagher & Co. Announces Agreement to Acquire Woodruff Sawyer ROLLING MEADOWS, Ill. , March 4, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 1 month ago
8. Profile Summary

Arthur J. Gallagher & Co. AJG

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COUNTRY US
INDUSTRY Insurance - Brokers
MARKET CAP $ 79.2 B
Dividend Yield 0.21%
Description Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage's to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services to enterprises and public entities; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent insurance brokers and consultants. It serves commercial, industrial, public, religious, and not-for-profit entities. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois.
Contact 2850 Golf Road, Rolling Meadows, IL, 60008-4050 https://www.ajg.com
IPO Date June 20, 1984
Employees 56000
Officers Mr. David R. Long Vice President Mr. Richard C. Cary Chief Accounting Officer & Controller Mr. Christopher E. Mead Corporate Vice President & Chief Marketing Officer Mr. Thomas Joseph Gallagher President Mr. Walter D. Bay General Counsel & Secretary Ms. Linda J. Collins Vice President of Corporate Communications Mr. Patrick M. Gallagher Executive Vice President & Chief Operating Officer Mr. Mark H. Bloom Corporate Vice President & Global Chief Information Officer Mr. Raymond Iardella Vice President of Investor Relations Mr. J. Patrick Gallagher Jr. Chairman & Chief Executive Officer