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Financial Services - Insurance - Brokers - NYSE - US
$ 294.58
-0.0441 %
$ 64.6 B
Market Cap
56.76
P/E
1. INTRINSIC VALUE

Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage's to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs.[ Read More ]

The intrinsic value of one AJG stock under the base case scenario is HIDDEN Compared to the current market price of 295 USD, Arthur J. Gallagher & Co. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AJG

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FINANCIALS
10.1 B REVENUE
17.79%
2.7 B OPERATING INCOME
54.35%
966 M NET INCOME
-13.44%
2.03 B OPERATING CASH FLOW
-4.41%
-3.29 B INVESTING CASH FLOW
-227.73%
2.87 B FINANCING CASH FLOW
649.71%
2.81 B REVENUE
2.59%
731 M OPERATING INCOME
52.75%
314 M NET INCOME
10.83%
935 M OPERATING CASH FLOW
682.26%
-230 M INVESTING CASH FLOW
25.36%
611 M FINANCING CASH FLOW
1256.82%
Balance Sheet Decomposition Arthur J. Gallagher & Co.
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Current Assets 32.1 B
Cash & Short-Term Investments 972 M
Receivables 3.79 B
Other Current Assets 27.4 B
Non-Current Assets 19.5 B
Long-Term Investments 0
PP&E 1.13 B
Other Non-Current Assets 18.4 B
Current Liabilities 31.1 B
Accounts Payable 0
Short-Term Debt 959 M
Other Current Liabilities 30.1 B
Non-Current Liabilities 9.74 B
Long-Term Debt 7.36 B
Other Non-Current Liabilities 2.38 B
EFFICIENCY
Earnings Waterfall Arthur J. Gallagher & Co.
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Revenue 10.1 B
Cost Of Revenue 5.83 B
Gross Profit 4.25 B
Operating Expenses 5.68 B
Operating Income 2.7 B
Other Expenses 1.74 B
Net Income 966 M
RATIOS
42.15% GROSS MARGIN
42.15%
26.82% OPERATING MARGIN
26.82%
9.63% NET MARGIN
9.63%
9.00% ROE
9.00%
1.88% ROA
1.88%
11.75% ROIC
11.75%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Arthur J. Gallagher & Co.
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Net Income 966 M
Depreciation & Amortization 696 M
Capital Expenditures -194 M
Stock-Based Compensation 31.4 M
Change in Working Capital -121 M
Others 798 M
Free Cash Flow 1.84 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Arthur J. Gallagher & Co.
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Wall Street analysts predict an average 1-year price target for AJG of $288 , with forecasts ranging from a low of $252 to a high of $325 .
AJG Lowest Price Target Wall Street Target
252 USD -14.45%
AJG Average Price Target Wall Street Target
288 USD -2.33%
AJG Highest Price Target Wall Street Target
325 USD 10.33%
4. DIVIDEND ANALYSIS
0.21% DIVIDEND YIELD
0.6 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Arthur J. Gallagher & Co.
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Sold
0-3 MONTHS
7.15 M USD 4
3-6 MONTHS
22 M USD 6
6-9 MONTHS
15.8 M USD 4
9-12 MONTHS
10.2 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 08, 2024
Sell 259 K USD
BARRAT SHERRY S
Director
- 878
294.645 USD
2 weeks ago
Oct 28, 2024
Sell 804 K USD
Mead Christopher E
VICE PRESIDENT
- 2800
287 USD
2 weeks ago
Oct 28, 2024
Sell 1.99 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 7000
284.7 USD
1 month ago
Sep 19, 2024
Sell 1.99 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 7000
284.6771 USD
2 months ago
Sep 13, 2024
Sell 2.1 M USD
Pesch Michael Robert
President
- 7100
296.2 USD
3 months ago
Aug 08, 2024
Sell 4.24 M USD
GALLAGHER THOMAS JOSEPH
President
- 15000
282.96 USD
3 months ago
Aug 01, 2024
Sell 2.48 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 8710
285.07 USD
3 months ago
Jul 30, 2024
Sell 1.8 M USD
Bay Walter D.
General Counsel
- 6335
284.0616 USD
4 months ago
Jun 18, 2024
Sell 2.63 M USD
Hudson Scott R
Vice President
- 10000
263.453 USD
4 months ago
Jun 18, 2024
Sell 2.18 M USD
Bay Walter D.
General Counsel
- 8303
262.742 USD
5 months ago
May 22, 2024
Sell 219 K USD
JOHNSON DAVID S
Director
- 850
257.84 USD
6 months ago
May 17, 2024
Sell 1.31 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 5100
257.04 USD
6 months ago
May 16, 2024
Sell 862 K USD
CARY RICHARD C
Controller, CAO
- 3395
254 USD
6 months ago
May 16, 2024
Sell 1.92 M USD
Bay Walter D.
General Counsel
- 7576
253 USD
6 months ago
May 17, 2024
Sell 990 K USD
Bay Walter D.
General Counsel
- 3863
256.27 USD
6 months ago
May 17, 2024
Sell 1.15 M USD
Bay Walter D.
General Counsel
- 4468
257.53 USD
5 months ago
May 20, 2024
Sell 206 K USD
Bay Walter D.
General Counsel
- 800
257.24 USD
6 months ago
May 16, 2024
Sell 1.86 M USD
Bay Walter D.
General Counsel
- 7283
256.04 USD
6 months ago
May 17, 2024
Sell 99.6 K USD
Bay Walter D.
General Counsel
- 386
258.11 USD
6 months ago
May 10, 2024
Sell 3.47 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 13992
248.13 USD
6 months ago
May 10, 2024
Sell 503 K USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 2008
250.36 USD
8 months ago
Mar 18, 2024
Sell 308 K USD
Cavaness Joel D
Vice President
- 1207
255.2 USD
8 months ago
Mar 13, 2024
Sell 3.93 M USD
Hudson Scott R
Vice President
- 15458
254.28 USD
8 months ago
Mar 12, 2024
Sell 3.83 M USD
Hudson Scott R
Vice President
- 15000
255.06 USD
9 months ago
Feb 14, 2024
Sell 879 K USD
Mead Christopher E
VICE PRESIDENT
- 3700
237.59 USD
9 months ago
Feb 14, 2024
Sell 1.67 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 7000
238.626 USD
9 months ago
Feb 15, 2024
Sell 1.2 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 5000
239.15 USD
9 months ago
Feb 08, 2024
Sell 2.93 M USD
GALLAGHER THOMAS JOSEPH
VICE PRESIDENT
- 12309
237.646 USD
9 months ago
Feb 06, 2024
Sell 117 K USD
JOHNSON DAVID S
Director
- 500
234.0406 USD
9 months ago
Feb 05, 2024
Sell 887 K USD
Gallagher Patrick Murphy
Vice President
- 3757
236.134 USD
10 months ago
Dec 19, 2023
Sell 3.4 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 15000
226.59 USD
11 months ago
Nov 20, 2023
Sell 2.92 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 11800
247.22 USD
1 year ago
Nov 03, 2023
Sell 4.84 M USD
Ziebell William F
VICE PRESIDENT
- 20067
241.22 USD
1 year ago
Oct 31, 2023
Sell 276 K USD
Cavaness Joel D
Vice President
- 1171
236.048 USD
1 year ago
Oct 31, 2023
Sell 709 K USD
Mead Christopher E
VICE PRESIDENT
- 3000
236.345 USD
1 year ago
Sep 19, 2023
Sell 3.52 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 15000
234.94 USD
1 year ago
Sep 15, 2023
Sell 230 K USD
JOHNSON DAVID S
Director
- 1000
230.145 USD
1 year ago
Sep 15, 2023
Sell 5.06 M USD
Bay Walter D.
General Counsel
- 21800
232 USD
1 year ago
Aug 25, 2023
Sell 746 K USD
Mead Christopher E
VICE PRESIDENT
- 3300
226.14 USD
1 year ago
Aug 24, 2023
Sell 6.78 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 30000
225.99 USD
1 year ago
Aug 25, 2023
Sell 4.52 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 20000
225.87 USD
1 year ago
Aug 25, 2023
Sell 2.27 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 10000
227.02 USD
1 year ago
Aug 25, 2023
Sell 422 K USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 1841
229.11 USD
1 year ago
Aug 28, 2023
Sell 1.05 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 4588
228.92 USD
1 year ago
Jun 16, 2023
Sell 216 K USD
JOHNSON DAVID S
Director
- 1000
216.4 USD
1 year ago
Jun 08, 2023
Sell 562 K USD
Cavaness Joel D
Vice President
- 2750
204.23 USD
1 year ago
May 10, 2023
Sell 697 K USD
CARY RICHARD C
Controller, CAO
- 3204
217.62 USD
1 year ago
May 08, 2023
Sell 501 K USD
BARRAT SHERRY S
Director
- 2330
214.995 USD
1 year ago
May 04, 2023
Sell 7.01 M USD
Cavaness Joel D
Vice President
- 33300
210.57 USD
1 year ago
May 03, 2023
Sell 318 K USD
McCurdy Kay W
Director
- 1500
211.78 USD
1 year ago
May 03, 2023
Sell 5.19 M USD
Pietrucha Susan E
Chief Human Resources Officer
- 24618
210.64 USD
1 year ago
May 03, 2023
Sell 6.94 M USD
Pietrucha Susan E
Chief Human Resources Officer
- 32801
211.63 USD
1 year ago
Mar 17, 2023
Sell 516 K USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 2850
180.98 USD
1 year ago
Mar 08, 2023
Sell 190 K USD
JOHNSON DAVID S
Director
- 1000
189.62 USD
1 year ago
Mar 08, 2023
Sell 956 K USD
Gallagher Patrick Murphy
Vice President
- 5051
189.345 USD
1 year ago
Mar 06, 2023
Sell 3.57 M USD
Hudson Scott R
Vice President
- 18700
190.66 USD
1 year ago
Feb 08, 2023
Sell 35.8 K USD
McCurdy Kay W
Director
- 182
196.59 USD
1 year ago
Dec 01, 2022
Sell 149 K USD
McCurdy Kay W
Director
- 750
199 USD
1 year ago
Nov 30, 2022
Sell 100 K USD
BARRAT SHERRY S
Director
- 505
198.587 USD
1 year ago
Nov 30, 2022
Sell 923 K USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 4700
196.32 USD
1 year ago
Nov 23, 2022
Sell 256 K USD
Hudson Scott R
Vice President
- 1300
196.92 USD
1 year ago
Nov 23, 2022
Sell 2.07 M USD
Hudson Scott R
Vice President
- 10434
198.06 USD
1 year ago
Nov 23, 2022
Sell 52.8 K USD
Hudson Scott R
Vice President
- 266
198.46 USD
1 year ago
Nov 22, 2022
Sell 1.96 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 10000
196.35 USD
1 year ago
Nov 18, 2022
Sell 1.93 M USD
Cavaness Joel D
Vice President
- 10000
192.72 USD
2 years ago
Oct 31, 2022
Sell 66.3 K USD
BAX WILLIAM L
Director
- 350
189.3 USD
2 years ago
Aug 22, 2022
Sell 190 K USD
JOHNSON DAVID S
director:
- 1000
190.14 USD
2 years ago
Aug 16, 2022
Sell 1.14 M USD
HOWELL DOUGLAS K
VP & Chief Financial Officer
- 6000
190.32 USD
2 years ago
Aug 04, 2022
Sell 3.03 M USD
Cavaness Joel D
Vice President
- 16200
187.07 USD
2 years ago
Aug 09, 2022
Sell 616 K USD
CARY RICHARD C
Controller, CAO
- 3383
182.16 USD
2 years ago
Aug 09, 2022
Sell 923 K USD
Bay Walter D.
General Counsel
- 5100
181 USD
2 years ago
Aug 09, 2022
Sell 944 K USD
Bay Walter D.
General Counsel
- 5100
185 USD
2 years ago
Jun 16, 2022
Sell 2.73 M USD
Ziebell William F
VICE PRESIDENT
- 18350
148.92 USD
2 years ago
Jun 16, 2022
Sell 1.57 M USD
Ziebell William F
VICE PRESIDENT
- 10484
149.82 USD
2 years ago
Jun 16, 2022
Sell 90.3 K USD
Ziebell William F
VICE PRESIDENT
- 600
150.42 USD
2 years ago
Jun 07, 2022
Sell 805 K USD
Pietrucha Susan E
Chief Human Resources Officer
- 4966
162.04 USD
7. News
Arthur J. Gallagher & Co. Acquires Peabody Insurance Agency, Inc. ROLLING MEADOWS, Ill. , Nov. 5, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 1 week ago
Arthur J. Gallagher & Co. Acquires Scout Benefits Group LLC ROLLING MEADOWS, Ill. , Nov. 4, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 1 week ago
Arthur J. Gallagher & Co. Acquires Statewide Commercial Insurance Brokers ROLLING MEADOWS, Ill. , Nov. 4, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 1 week ago
Arthur J. Gallagher & Co. Acquires Adept Benefits, LLC ROLLING MEADOWS, Ill. , Oct. 29, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 2 weeks ago
Arthur J. Gallagher & Co. Acquires Filos Agency, Inc. ROLLING MEADOWS, Ill. , Oct. 28, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 2 weeks ago
Arthur J. Gallagher Q3 Earnings Match Estimates, Revenues Rise Y/Y AJG's third-quarter results reflect higher revenues and margin expansion across the Brokerage and Risk Management segments, partially offset by higher expenses. zacks.com - 3 weeks ago
Arthur J. Gallagher & Co. Acquires Via Financial Group Pty Ltd ROLLING MEADOWS, Ill. , Oct. 25, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 3 weeks ago
Arthur J. Gallagher & Co. Acquires Redington Ltd ROLLING MEADOWS, Ill. , Oct. 25, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 3 weeks ago
Arthur J. Gallagher & Co. (AJG) Q3 2024 Earnings Call Transcript Arthur J. Gallagher & Co. (NYSE:AJG ) Q3 2024 Earnings Conference Call October 24, 2024 5:15 PM ET Company Participants J. Patrick Gallagher - Chairman and CEO Doug Howell - Chief Financial Officer Conference Call Participants Mike Zaremski - BMO Capital Markets Rob Cox - Goldman Sachs Elyse Greenspan - Wells Fargo Gregory Peters - Raymond James Dean Criscitiello - KBW Mark Hughes - Truist Securities Alex Scott - Barclays Katie Sakys - Autonomous Research David Motemaden - Evercore ISI Grace Carter - Bank of America Operator Good afternoon. seekingalpha.com - 3 weeks ago
Arthur J. Gallagher (AJG) Reports Q3 Earnings: What Key Metrics Have to Say While the top- and bottom-line numbers for Arthur J. Gallagher (AJG) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 weeks ago
Arthur J. Gallagher (AJG) Matches Q3 Earnings Estimates Arthur J. Gallagher (AJG) came out with quarterly earnings of $2.26 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $2 per share a year ago. zacks.com - 3 weeks ago
Arthur J. Gallagher & Co. Announces Third Quarter 2024 Financial Results ROLLING MEADOWS, Ill. , Oct. 24, 2024 /PRNewswire/ -- Arthur J. prnewswire.com - 3 weeks ago
8. Profile Summary

Arthur J. Gallagher & Co. AJG

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COUNTRY US
INDUSTRY Insurance - Brokers
MARKET CAP $ 64.6 B
Dividend Yield 0.21%
Description Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage's to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services to enterprises and public entities; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent insurance brokers and consultants. It serves commercial, industrial, public, religious, and not-for-profit entities. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois.
Contact 2850 Golf Road, Rolling Meadows, IL, 60008-4050 https://www.ajg.com
IPO Date June 20, 1984
Employees 51261
Officers Mr. Douglas K. Howell CPA Corporate Vice President & Chief Financial Officer Mr. Patrick M. Gallagher Executive Vice President & Chief Operating Officer Mr. Raymond Iardella Vice President of Investor Relations Mr. Scott R. Hudson CPA President & Chief Executive Officer of Risk Management Services Mr. Mark H. Bloom Corporate Vice President & Global Chief Information Officer Mr. Thomas Joseph Gallagher President Mr. J. Patrick Gallagher Jr. Chairman & Chief Executive Officer Mr. Walter D. Bay Corporate Vice President, General Counsel & Secretary Mr. David R. Long Vice President Mr. Richard C. Cary Chief Accounting Officer & Controller