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Financial Services - Insurance - Brokers - NYSE - US
$ 320.16
0.955 %
$ 82 B
Market Cap
49.33
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 22, 2025.

The intrinsic value of one AJG stock under the worst case scenario is HIDDEN Compared to the current market price of 320 USD, Arthur J. Gallagher & Co. is HIDDEN

This DCF valuation model was last updated on Jun, 22, 2025.

The intrinsic value of one AJG stock under the base case scenario is HIDDEN Compared to the current market price of 320 USD, Arthur J. Gallagher & Co. is HIDDEN

This DCF valuation model was last updated on Jun, 22, 2025.

The intrinsic value of one AJG stock under the best case scenario is HIDDEN Compared to the current market price of 320 USD, Arthur J. Gallagher & Co. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AJG

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$350.0$350.0$340.0$340.0$330.0$330.0$320.0$320.0$310.0$310.0$300.0$300.0$290.0$290.0$280.0$280.0$270.0$270.0Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
11.6 B REVENUE
14.72%
2.28 B OPERATING INCOME
22.75%
1.47 B NET INCOME
52.22%
2.58 B OPERATING CASH FLOW
27.13%
-1.59 B INVESTING CASH FLOW
51.79%
13.1 B FINANCING CASH FLOW
354.18%
3.73 B REVENUE
37.24%
1.34 B OPERATING INCOME
182.73%
709 M NET INCOME
174.55%
872 M OPERATING CASH FLOW
17.92%
-275 M INVESTING CASH FLOW
67.88%
1.11 B FINANCING CASH FLOW
-91.14%
Balance Sheet Arthur J. Gallagher & Co.
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Current Assets 44.1 B
Cash & Short-Term Investments 15 B
Receivables 3.9 B
Other Current Assets 25.2 B
Non-Current Assets 20.1 B
Long-Term Investments 0
PP&E 1.03 B
Other Non-Current Assets 19.1 B
23.32 %6.06 %39.27 %29.75 %Total Assets$64.3b
Current Liabilities 29.3 B
Accounts Payable 0
Short-Term Debt 425 M
Other Current Liabilities 28.8 B
Non-Current Liabilities 14.8 B
Long-Term Debt 13.1 B
Other Non-Current Liabilities 1.75 B
65.42 %29.63 %3.98 %Total Liabilities$44.1b
EFFICIENCY
Earnings Waterfall Arthur J. Gallagher & Co.
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Revenue 11.6 B
Cost Of Revenue 1.75 B
Gross Profit 9.8 B
Operating Expenses 6.52 B
Operating Income 2.28 B
Other Expenses 812 M
Net Income 1.47 B
12b12b10b10b8b8b6b6b4b4b2b2b0012b(2b)10b(7b)2b(812m)1bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
84.82% GROSS MARGIN
84.82%
19.75% OPERATING MARGIN
19.75%
12.66% NET MARGIN
12.66%
7.25% ROE
7.25%
2.28% ROA
2.28%
5.05% ROIC
5.05%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Arthur J. Gallagher & Co.
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3b3b2b2b2b2b1b1b500m500m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.47 B
Depreciation & Amortization 842 M
Capital Expenditures -142 M
Stock-Based Compensation 41.9 M
Change in Working Capital 0
Others 120 M
Free Cash Flow 2.44 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Arthur J. Gallagher & Co.
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Wall Street analysts predict an average 1-year price target for AJG of $297 , with forecasts ranging from a low of $254 to a high of $325 .
AJG Lowest Price Target Wall Street Target
254 USD -20.66%
AJG Average Price Target Wall Street Target
297 USD -7.23%
AJG Highest Price Target Wall Street Target
325 USD 1.51%
Price
Max Price Target
Min Price Target
Average Price Target
350350340340330330320320310310300300290290280280270270260260250250Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.21% DIVIDEND YIELD
0.65 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.370.380.390.410.430.450.480.510.550.60.650.370.380.390.410.430.450.480.510.550.60.650.370.380.390.410.430.450.480.510.550.60.371.480.381.520.391.560.411.640.431.720.451.800.481.920.512.040.552.200.62.401.302015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Arthur J. Gallagher & Co.
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Sold
0-3 MONTHS
12.6 M USD 4
3-6 MONTHS
21 M USD 8
6-9 MONTHS
3.06 M USD 3
9-12 MONTHS
12.6 M USD 4
Bought
18.8 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
317 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
4 Stocks to Watch From the Prospering Insurance Brokerage Industry The increased demand for insurance products, strategic acquisitions and the adoption of technology should drive the performance of Zacks Insurance Brokerage industry players like ERIE, BRO, MMC, AJG and WTW. zacks.com - 2 weeks ago
AJG Outperforms Industry, Trades at Premium: How to Play the Stock Arthur J. Gallagher stock gains on the back of strategic acquisitions, solid retention and improving renewal premiums, as well as financial flexibility. zacks.com - 3 weeks ago
Arthur J. Gallagher & Co. Acquires Wilkins & Associates Insurance Services, Inc. ROLLING MEADOWS, Ill. , June 4, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 1 month ago
New Zealand Rugby and Gallagher Insurance announce multi-year global partnership Gallagher named Official Insurance Broker for the All Blacks, Black Ferns, and more AUCKLAND, New Zealand , June 3, 2025 /PRNewswire/ -- New Zealand Rugby (NZR) and Gallagher Insurance, a global insurance brokerage, risk management and consulting services company, today announce a landmark partnership at a special launch event held at the All Blacks Experience in Auckland. The partnership brings together two globally recognised brands united by shared values of integrity, excellence, and community impact. prnewswire.com - 1 month ago
US Business Owners are Taking Extra Precautions to Safeguard Their Businesses, According to Gallagher Study ROLLING MEADOWS, Ill. , June 3, 2025 /PRNewswire/ -- Gallagher, a global insurance brokerage, risk management and consulting services company, recently conducted a survey of 1,000 U.S. business owners, revealing that many are very worried that external forces will affect their businesses over the next 12 months, including supply chain disruptions (69%), severe weather (69%), and cyber-attacks (72%). prnewswire.com - 1 month ago
Arthur J. Gallagher & Co. Acquires Dean R. Casey & Associates ROLLING MEADOWS, Ill. , May 6, 2025 /PRNewswire/ -- Arthur J. prnewswire.com - 1 month ago
Arthur J. Gallagher: Strong Business Execution Arthur J. Gallagher continues to show strong earnings growth, driven by strategic acquisitions, despite high interest rates and a contracting US GDP. AJG's unique market position as an intermediary for middle-market companies, combined with local team autonomy, ensures a strong corporate culture and consistent revenue growth. While AJG's valuation is high with a forward P/E ratio of 29x, its long-term growth prospects and solid profit margins justify a Buy recommendation. seekingalpha.com - 2 months ago
Arthur J. Gallagher Q1 Earnings Surpass Estimates on Higher Revenues AJG's Q1 results reflect higher commissions, fees, and improved adjusted EBITDAC across both segments, partially offset by higher expenses. zacks.com - 2 months ago
Arthur J. Gallagher & Co. (AJG) Q1 2025 Earnings Call Transcript Arthur J. Gallagher & Co. (NYSE:AJG ) Q1 2025 Earnings Conference Call May 1, 2025 5:30 PM ET Company Participants J. Patrick Gallagher, Jr. – Chief Executive Officer Doug Howell – Chief Financial Officer Conference Call Participants Elyse Greenspan – Wells Fargo Greg Peters – Raymond James Mike Zaremski – BMO Capital Markets Mark Hughes – Truist Securities David Motemaden – Evercore ISI Katie Sakys – Autonomous Research Andrew Andersen – Jefferies Meyer Shields – KBW Cave Montazeri – Deutsche Bank Operator Good afternoon, and welcome to Arthur J. seekingalpha.com - 2 months ago
Arthur J. Gallagher (AJG) Reports Q1 Earnings: What Key Metrics Have to Say While the top- and bottom-line numbers for Arthur J. Gallagher (AJG) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 2 months ago
Arthur J. Gallagher (AJG) Q1 Earnings Surpass Estimates Arthur J. Gallagher (AJG) came out with quarterly earnings of $3.67 per share, beating the Zacks Consensus Estimate of $3.57 per share. This compares to earnings of $3.49 per share a year ago. zacks.com - 2 months ago
8. Profile Summary

Arthur J. Gallagher & Co. AJG

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COUNTRY US
INDUSTRY Insurance - Brokers
MARKET CAP $ 82 B
Dividend Yield 0.21%
Description Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage's to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services to enterprises and public entities; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent insurance brokers and consultants. It serves commercial, industrial, public, religious, and not-for-profit entities. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois.
Contact 2850 Golf Road, Rolling Meadows, IL, 60008-4050 https://www.ajg.com
IPO Date June 20, 1984
Employees 53714
Officers Mr. Douglas K. Howell CPA Corporate Vice President & Chief Financial Officer Mr. Raymond Iardella Vice President of Investor Relations Mr. Thomas Joseph Gallagher President Mr. Patrick M. Gallagher Executive Vice President & Chief Operating Officer Mr. Walter D. Bay General Counsel & Secretary Mr. David R. Long Vice President Ms. Linda J. Collins Vice President of Corporate Communications Mr. J. Patrick Gallagher Jr. Chairman & Chief Executive Officer Mr. Mark H. Bloom Corporate Vice President & Global Chief Information Officer Mr. Richard C. Cary Chief Accounting Officer & Controller