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Financial Services - Insurance - Brokers - NASDAQ - US
$ 362.97
0.0277 %
$ 16.8 B
Market Cap
31.43
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ERIE stock under the worst case scenario is HIDDEN Compared to the current market price of 363 USD, Erie Indemnity Company is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ERIE stock under the base case scenario is HIDDEN Compared to the current market price of 363 USD, Erie Indemnity Company is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one ERIE stock under the best case scenario is HIDDEN Compared to the current market price of 363 USD, Erie Indemnity Company is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ERIE

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$460.0$460.0$440.0$440.0$420.0$420.0$400.0$400.0$380.0$380.0$360.0$360.0$340.0$340.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
3.86 B REVENUE
16.72%
757 M OPERATING INCOME
45.56%
600 M NET INCOME
34.58%
611 M OPERATING CASH FLOW
60.35%
-227 M INVESTING CASH FLOW
-44.01%
-230 M FINANCING CASH FLOW
-3.75%
989 M REVENUE
192.11%
151 M OPERATING INCOME
-21.08%
138 M NET INCOME
0.00%
118 M OPERATING CASH FLOW
-38.94%
-97.8 M INVESTING CASH FLOW
-73.01%
-58.4 M FINANCING CASH FLOW
2.33%
Balance Sheet Erie Indemnity Company
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Current Assets 1.15 B
Cash & Short-Term Investments 343 M
Receivables 707 M
Other Current Assets 95 M
Non-Current Assets 1.74 B
Long-Term Investments 85.9 M
PP&E 513 M
Other Non-Current Assets 1.14 B
11.87 %24.48 %3.29 %2.97 %17.78 %39.61 %Total Assets$2.9b
Current Liabilities 803 M
Accounts Payable 190 M
Short-Term Debt 0
Other Current Liabilities 612 M
Non-Current Liabilities 98.8 M
Long-Term Debt 0
Other Non-Current Liabilities 98.8 M
21.08 %67.95 %10.97 %Total Liabilities$901.4m
EFFICIENCY
Earnings Waterfall Erie Indemnity Company
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Revenue 3.86 B
Cost Of Revenue 67.3 M
Gross Profit 3.8 B
Operating Expenses 3.11 B
Operating Income 757 M
Other Expenses 157 M
Net Income 600 M
4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b(67m)4b(3b)757m(157m)600mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
98.26% GROSS MARGIN
98.26%
19.61% OPERATING MARGIN
19.61%
15.54% NET MARGIN
15.54%
30.21% ROE
30.21%
20.78% ROA
20.78%
28.78% ROIC
28.78%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Erie Indemnity Company
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500m500m450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 600 M
Depreciation & Amortization 63.9 M
Capital Expenditures -125 M
Stock-Based Compensation 0
Change in Working Capital -60.9 M
Others -49.5 M
Free Cash Flow 486 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Erie Indemnity Company
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ERIE has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.29% DIVIDEND YIELD
1.36 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
6.00006.00005.00005.00004.00004.00003.00003.00002.00002.00001.00001.00000.00000.00000.6810.78250.840.90.9651.0351.111.191.2751.3650.6810.730.78250.840.90.9651.0351.111.191.2751.3650.6810.730.78250.840.90.9651.0351.111.191.2751.3650.6812.720.732.970.733.140.78253.360.843.610.93.870.9654.1525.411.0354.691.115.021.193.921.2751.282015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Erie Indemnity Company
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
243 K USD 1
9-12 MONTHS
227 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Erie Indemnity Company (ERIE) Q1 2025 Earnings Call Transcript Erie Indemnity Company (NASDAQ:ERIE ) Q1 2025 Earnings Conference Call April 25, 2025 10:00 AM ET Company Participants Scott Beilharz - Vice President- Investor Relations Tim NeCastro - President and Chief Executive Officer Julie Pelkowski - Executive Vice President and Chief Financial Officer Conference Call Participants Operator Good morning, and welcome to the Erie Indemnity Company First Quarter 2025 Earnings Conference Call. This call was prerecorded, and there will be no question-and-answer session following the recording. seekingalpha.com - 3 weeks ago
Erie Indemnity (ERIE) Q1 Earnings Lag Estimates Erie Indemnity (ERIE) came out with quarterly earnings of $2.65 per share, missing the Zacks Consensus Estimate of $3.19 per share. This compares to earnings of $2.38 per share a year ago. zacks.com - 3 weeks ago
Erie Indemnity Reports First Quarter 2025 Results Net Income was $138.4 million, Earnings per Diluted Share was $2.65 ERIE, Pa. , April 24, 2025 /PRNewswire/ -- Erie Indemnity Company (NASDAQ: ERIE) today announced financial results for the quarter ending March 31, 2025. prnewswire.com - 3 weeks ago
Should You Buy 2025's 3 New Dividend Aristocrats? Dividend stock investing has proved to be a superior investing strategy. 247wallst.com - 4 weeks ago
Erie Indemnity to host first quarter 2025 pre-recorded conference call and webcast ERIE, Pa. , April 8, 2025 /PRNewswire/ -- Erie Indemnity Company (NASDAQ: ERIE) will host a pre-recorded audio webcast with the financial community providing financial results for the first quarter on Friday, Apr 25 th, at 10 a.m. Eastern Time. prnewswire.com - 1 month ago
Zacks Industry Outlook Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon have been highlighted in this Industry Outlook article. zacks.com - 1 month ago
5 Stocks to Watch From the Thriving Insurance Brokerage Industry The increased demand for insurance products, strategic acquisitions and the adoption of technology are likely to drive the performance of Zacks Insurance Brokerage industry players like ERIE, BRO, MMC, AJG and AON. zacks.com - 1 month ago
Here is Why Growth Investors Should Buy Erie Indemnity (ERIE) Now Erie Indemnity (ERIE) could produce exceptional returns because of its solid growth attributes. zacks.com - 2 months ago
S&P 500 ETF's Worst Week Since September: 5 Top Stocks Poised to Rise These top-ranked stocks of the S&P 500 index have gained in the index's worst week since September. These stocks have more room to run. zacks.com - 2 months ago
Looking for a Growth Stock? 3 Reasons Why Erie Indemnity (ERIE) is a Solid Choice Erie Indemnity (ERIE) possesses solid growth attributes, which could help it handily outperform the market. zacks.com - 2 months ago
Erie Indemnity (ERIE) Upgraded to Buy: Here's What You Should Know Erie Indemnity (ERIE) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 2 months ago
Erie Indemnity Company (ERIE) Q4 2024 Earnings Call Transcript Erie Indemnity Company (NASDAQ:ERIE ) Q4 2024 Results Conference Call February 28, 2025 10:00 AM ET Company Participants Scott Beilharz - Vice President- Investor Relations Tim NeCastro - President and Chief Executive Officer Julie Pelkowski - Executive Vice President and Chief Financial Officer Operator Good morning, and welcome to the Erie Indemnity Company Fourth Quarter and Year-End 2024 Earnings Conference Call. This call was prerecorded, and there will be no question-and-answer session following the recording. seekingalpha.com - 2 months ago
8. Profile Summary

Erie Indemnity Company ERIE

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COUNTRY US
INDUSTRY Insurance - Brokers
MARKET CAP $ 16.8 B
Dividend Yield 0.29%
Description Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. The company provides sales, underwriting, policy issuance, and renewal services for the policyholders on behalf of the Erie Insurance Exchange. It also offers sales related services, including agent compensation, and sales and advertising support services; and underwriting services comprise underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. Erie Indemnity Company was incorporated in 1925 and is based in Erie, Pennsylvania.
Contact 100 Erie Insurance Place, Erie, PA, 16530-0001 https://www.erieinsurance.com
IPO Date Oct. 2, 1995
Employees 6715
Officers Mr. Brian William Bolash Esq. Executive Vice President, Corporate Secretary & General Counsel Mr. Ronald Steven Habursky Senior Vice President & Chief Investment Officer Mr. Scott W. Beilharz Vice President of Capital Management & Investor Relations Mr. Parthasarathy Srinivasa Executive Vice President & Chief Information Officer Mr. Timothy Gerard NeCastro C.I.C., CPA President & Chief Executive Officer Mr. Douglas Edward Smith C.P.C.U., FCAS, MAAA Executive Vice President of Sales & Products Mr. Bill Matrogran Vice President of Construction Management & Operations Mr. Charles Michael Fletcher C.I.C. Senior Vice President of Sales & Marketing Ms. Julie Marie Pelkowski CPA Executive Vice President & Chief Financial Officer Mr. Sean David Dugan AU, C.I.C., C.P.C.U. Executive Vice President of Human Resources & Corporate Services