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Financial Services - Insurance - Brokers - NASDAQ - US
$ 395.17
-3.84 %
$ 18.3 B
Market Cap
34.45
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one ERIE stock under the worst case scenario is HIDDEN Compared to the current market price of 395 USD, Erie Indemnity Company is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one ERIE stock under the base case scenario is HIDDEN Compared to the current market price of 395 USD, Erie Indemnity Company is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one ERIE stock under the best case scenario is HIDDEN Compared to the current market price of 395 USD, Erie Indemnity Company is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ERIE

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$450.0$450.0$440.0$440.0$430.0$430.0$420.0$420.0$410.0$410.0$400.0$400.0$390.0$390.0$380.0$380.0$370.0$370.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
3.86 B REVENUE
16.72%
757 M OPERATING INCOME
45.56%
600 M NET INCOME
34.58%
611 M OPERATING CASH FLOW
60.35%
-227 M INVESTING CASH FLOW
-44.01%
-230 M FINANCING CASH FLOW
-3.75%
339 M REVENUE
-66.14%
192 M OPERATING INCOME
6.49%
152 M NET INCOME
100.00%
0 OPERATING CASH FLOW
0.00%
-56.5 M INVESTING CASH FLOW
37.75%
-59.8 M FINANCING CASH FLOW
-3.37%
Balance Sheet Erie Indemnity Company
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Current Assets 1.15 B
Cash & Short-Term Investments 343 M
Receivables 707 M
Other Current Assets 95 M
Non-Current Assets 1.74 B
Long-Term Investments 85.9 M
PP&E 513 M
Other Non-Current Assets 1.14 B
11.87 %24.48 %3.29 %2.97 %17.78 %39.61 %Total Assets$2.9b
Current Liabilities 803 M
Accounts Payable 190 M
Short-Term Debt 0
Other Current Liabilities 612 M
Non-Current Liabilities 98.8 M
Long-Term Debt 0
Other Non-Current Liabilities 98.8 M
21.08 %67.95 %10.97 %Total Liabilities$901.4m
EFFICIENCY
Earnings Waterfall Erie Indemnity Company
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Revenue 3.86 B
Cost Of Revenue 67.3 M
Gross Profit 3.8 B
Operating Expenses 3.11 B
Operating Income 757 M
Other Expenses 157 M
Net Income 600 M
4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b(67m)4b(3b)757m(157m)600mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
98.26% GROSS MARGIN
98.26%
19.61% OPERATING MARGIN
19.61%
15.54% NET MARGIN
15.54%
30.21% ROE
30.21%
20.78% ROA
20.78%
28.78% ROIC
28.78%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Erie Indemnity Company
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500m500m450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 600 M
Depreciation & Amortization 63.9 M
Capital Expenditures -125 M
Stock-Based Compensation 0
Change in Working Capital -60.9 M
Others -49.5 M
Free Cash Flow 486 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Erie Indemnity Company
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ERIE has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.31% DIVIDEND YIELD
1.36 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
6.00006.00005.00005.00004.00004.00003.00003.00002.00002.00001.00001.00000.00000.00000.6810.78250.840.90.9651.0351.111.191.2751.3650.6810.730.78250.840.90.9651.0351.111.191.2751.3650.6810.730.78250.840.90.9651.0351.111.191.2750.6812.720.732.970.733.140.78253.360.843.610.93.870.9654.1525.411.0354.691.115.021.192.551.2751.282015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Erie Indemnity Company
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
470 K USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Should You Buy 2025's 3 New Dividend Aristocrats? Dividend stock investing has proved to be a superior investing strategy. 247wallst.com - 1 week ago
Erie Indemnity to host first quarter 2025 pre-recorded conference call and webcast ERIE, Pa. , April 8, 2025 /PRNewswire/ -- Erie Indemnity Company (NASDAQ: ERIE) will host a pre-recorded audio webcast with the financial community providing financial results for the first quarter on Friday, Apr 25 th, at 10 a.m. Eastern Time. prnewswire.com - 3 weeks ago
Zacks Industry Outlook Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon Erie Indemnity, Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Aon have been highlighted in this Industry Outlook article. zacks.com - 1 month ago
5 Stocks to Watch From the Thriving Insurance Brokerage Industry The increased demand for insurance products, strategic acquisitions and the adoption of technology are likely to drive the performance of Zacks Insurance Brokerage industry players like ERIE, BRO, MMC, AJG and AON. zacks.com - 1 month ago
Here is Why Growth Investors Should Buy Erie Indemnity (ERIE) Now Erie Indemnity (ERIE) could produce exceptional returns because of its solid growth attributes. zacks.com - 1 month ago
S&P 500 ETF's Worst Week Since September: 5 Top Stocks Poised to Rise These top-ranked stocks of the S&P 500 index have gained in the index's worst week since September. These stocks have more room to run. zacks.com - 1 month ago
Looking for a Growth Stock? 3 Reasons Why Erie Indemnity (ERIE) is a Solid Choice Erie Indemnity (ERIE) possesses solid growth attributes, which could help it handily outperform the market. zacks.com - 1 month ago
Erie Indemnity (ERIE) Upgraded to Buy: Here's What You Should Know Erie Indemnity (ERIE) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 1 month ago
Erie Indemnity Company (ERIE) Q4 2024 Earnings Call Transcript Erie Indemnity Company (NASDAQ:ERIE ) Q4 2024 Results Conference Call February 28, 2025 10:00 AM ET Company Participants Scott Beilharz - Vice President- Investor Relations Tim NeCastro - President and Chief Executive Officer Julie Pelkowski - Executive Vice President and Chief Financial Officer Operator Good morning, and welcome to the Erie Indemnity Company Fourth Quarter and Year-End 2024 Earnings Conference Call. This call was prerecorded, and there will be no question-and-answer session following the recording. seekingalpha.com - 2 months ago
Erie Indemnity Reports Full Year and Fourth Quarter 2024 Results Net Income per Diluted Share was $2.91 for the Quarter and $11.48 for the Year ERIE, Pa. , Feb. 27, 2025 /PRNewswire/ -- Erie Indemnity Company (NASDAQ: ERIE) today announced financial results for the full year and quarter ending December 31, 2024. prnewswire.com - 2 months ago
My Best Dividend Aristocrats For March 2025 The ProShares S&P 500 Dividend Aristocrat ETF kicks off 2025 on a bright note with a gain of 2.81% in January. I present 3 strategies that can theoretically beat the dividend aristocrat index in the long term. After 43 months of tracking these strategies, one strategy is generating a CAGR superior to NOBL. seekingalpha.com - 2 months ago
Erie Indemnity to host fourth quarter and year-end 2024 pre-recorded conference call and webcast ERIE, Pa. , Feb. 3, 2025 /PRNewswire/ -- Erie Indemnity Company (NASDAQ: ERIE) will host a pre-recorded audio webcast with the financial community providing financial results for the fourth quarter and year-end on Friday, Feb 28 th, at 10 a.m. Eastern Time. prnewswire.com - 2 months ago
8. Profile Summary

Erie Indemnity Company ERIE

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COUNTRY US
INDUSTRY Insurance - Brokers
MARKET CAP $ 18.3 B
Dividend Yield 0.31%
Description Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. The company provides sales, underwriting, policy issuance, and renewal services for the policyholders on behalf of the Erie Insurance Exchange. It also offers sales related services, including agent compensation, and sales and advertising support services; and underwriting services comprise underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. Erie Indemnity Company was incorporated in 1925 and is based in Erie, Pennsylvania.
Contact 100 Erie Insurance Place, Erie, PA, 16530-0001 https://www.erieinsurance.com
IPO Date Oct. 2, 1995
Employees 6715
Officers Mr. Charles Michael Fletcher C.I.C. Senior Vice President of Sales & Marketing Mr. Timothy Gerard NeCastro C.I.C., CPA President & Chief Executive Officer Ms. Julie Marie Pelkowski CPA Executive Vice President & Chief Financial Officer Mr. Scott W. Beilharz Vice President of Capital Management & Investor Relations Mr. Douglas Edward Smith C.P.C.U., FCAS, MAAA Executive Vice President of Sales & Products Mr. Brian William Bolash Esq. Executive Vice President, Corporate Secretary & General Counsel Mr. Sean David Dugan AU, C.I.C., C.P.C.U. Executive Vice President of Human Resources & Corporate Services Mr. Bill Matrogran Vice President of Construction Management & Operations Mr. Parthasarathy Srinivasa Executive Vice President & Chief Information Officer Mr. Ronald Steven Habursky Senior Vice President & Chief Investment Officer