Financial Services - Financial - Credit Services - NASDAQ - US
$ 68.36
1.45 %
$ 6.24 B
Market Cap
-35.79
P/E
INCOME STATEMENT
514 M
REVENUE
-257 M
OPERATING INCOME
-240 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Upstart Holdings, Inc.
| Revenue | 514 M |
| Cost Of Revenue | 150 M |
| Gross Profit | 363 M |
| Operating Expenses | 770 M |
| Operating Income | -257 M |
| Other Expenses | -16.4 M |
| Net Income | -240 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | |
|---|---|---|---|---|---|---|---|
| REVENUE | |||||||
| Revenue | 513.6 | 853.3 | 851.9 | 241.4 | 190.7 | 125.8 | 66.7 |
| GROSS PROFIT | |||||||
| Cost Of Revenue | 150.4 | 188.0 | 117.6 | 37.6 | 24.9 | 15.4 | 10.2 |
| Gross Profit | 363.1 | 665.3 | 734.3 | 203.9 | 165.7 | 110.4 | 56.5 |
| OPERATING INCOME | |||||||
| Operating Expenses | 770.1 | 773.0 | 597.3 | 190.1 | 145.2 | 95.1 | 55.9 |
| Selling, General and Administrative Expenses | 339.5 | 531.1 | 454.9 | 145.3 | 125.0 | 83.5 | 49.3 |
| Research and Development Expenses | 280.1 | 237.2 | 134.0 | 38.8 | 18.8 | 8.4 | 5.3 |
| Operating Income | (256.5) | (103.0) | 145.4 | 19.8 | 21.9 | 18.5 | 1.9 |
| PRE-TAX INCOME | |||||||
| Interest Income Expense | 34.9 | 10.8 | 3.3 | 8.0 | 26.5 | 26.5 | 9.4 |
| Total Other Income | 16.5 | 4.8 | (7.2) | (5.8) | (4.9) | (11.2) | (8.9) |
| Pre-Tax Income | (240.0) | (109.1) | 133.7 | 6.0 | (4.9) | (11.2) | (8.9) |
| NET INCOME | |||||||
| Tax Provision | 0.1 | 0.4 | 1.7 | 0.4 | 74 K | 1.1 | 6 K |
| Net Income | (240.1) | (108.7) | 135.4 | 6.0 | (0.5) | (12.3) | (7.7) |
| EPS | 2.87 | 1.31 | 1.73 | 0.0816 | 0.0064 | 0.87 | 0.56 |