Financial Services -
Financial - Credit Services - NASDAQ - US
$ 51.4
-1.15 %
$ 4.89 B
Market Cap
-35.69
P/E
INCOME STATEMENT
EFFICIENCY
Earnings Waterfall
Upstart Holdings, Inc.
| Revenue | 629 M |
| Cost Of Revenue | 0 |
| Gross Profit | 629 M |
| Operating Expenses | 757 M |
| Operating Income | -173 M |
| Other Expenses | -44.3 M |
| Net Income | -129 M |
Income Statement
Millions
| Dec-2024 | Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | |
|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||
| Revenue | 628.8 | 508.1 | 837.8 | 846.6 | 222.1 | 162.8 | 95.6 | 55.6 |
| GROSS PROFIT | ||||||||
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 628.8 | 508.1 | 837.8 | 846.6 | 222.1 | 162.8 | 95.6 | 55.6 |
| OPERATING INCOME | ||||||||
| Operating Expenses | 757.2 | 748.1 | 946.8 | 712.9 | 216.1 | 167.7 | 106.8 | 64.5 |
| Selling, General and Administrative Expenses | 555.7 | 489.9 | 719.1 | 572.5 | 182.8 | 150.0 | 98.9 | 59.5 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | (172.9) | (256.5) | (113.9) | 140.9 | 11.8 | (4.6) | (8.0) | (7.5) |
| PRE-TAX INCOME | ||||||||
| Interest Income Expense | 48.1 | 34.9 | 10.8 | 3.3 | 8.0 | 26.5 | 26.5 | 9.4 |
| Total Other Income | 44.5 | 16.5 | 4.8 | (7.2) | (5.8) | (0.4) | (3.2) | (1.3) |
| Pre-Tax Income | (128.4) | (240.0) | (109.1) | 133.7 | 6.0 | (4.9) | (11.2) | (8.9) |
| NET INCOME | ||||||||
| Tax Provision | 0.2 | 0.1 | (0.4) | (1.7) | 0.4 | 74 K | 0 | 6 K |
| Net Income | (128.6) | (240.1) | (108.7) | 135.4 | 6.0 | (0.5) | (12.3) | (7.7) |
| EPS | 1.44 | 2.87 | 1.31 | 1.73 | 0.0816 | 0.0064 | 0.87 | 0.56 |