UPST - Balance Sheet - Upstart Holdings, Inc.

Current Liabilities	355 M
Accounts Payable	12.4 M
Short-Term Debt	196 M
Other Current Liabilities	147 M
Non-Current Liabilities	1.26 B
Long-Term Debt	1.26 B
Other Non-Current Liabilities	0

Millions

	Dec-2024	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018
ASSETS
Cash & Cash Equivalents	788.4	368.4	422.4	986.6	250.8	44.4	73.0
Short Term Investments	41.2	41.2	0	0	0	0	0
Receivables	0	0	0	0	0	0	0
Inventory	0	0	0	0	0	0	0
Other Current Assets	28.8	1 270.6	1 126.7	465.4	158.0	302.1	560.2
Total Current Assets	829.7	1 639.0	1 549.1	1 452.0	408.9	346.5	633.2
PP&E	132.7	66.0	103.1	106.9	22.3	20.0	0.1
Intangible Assets	0	11.4	43.0	33.4	6.0	2.2	1.4
Goodwill	67.1	67.1	67.1	67.1	0	0	0
Long Term Investments	0	6.0	41.2	40.0	0	0	0
Other Long Term Assets	0	227.6	132.5	121.1	40.0	24.8	11.2
Other Assets	1 337.5	0	0	0	0	0	0
Total Assets	2 367.0	2 017.1	1 936.1	1 820.5	477.3	393.5	645.9
LIABILITIES
Accounts Payable	12.4	12.6	18.7	6.6	13.8	6.6	2.9
Short Term Debt	195.6	0	0	0	0	84.6	49.3
Other Current Liabilities	147.5	126.8	0	0	0	(51.4)	345.0
Total Current Liabilities	355.5	139.4	72.9	105.2	48.1	39.8	71.8
Long Term Debt	1 256.8	1 229.2	1 087.2	795.8	82.1	135.7	448.1
Deferred Tax Income	0	0	0	0	0	0	0
Other Liabilities	0	60.5	103.6	112.4	46.8	117.2	22.8
Total Liabilities	1 733.7	1 381.8	1 263.6	1 013.4	177.0	292.6	542.7
EQUITY
Common Stock	9 K	9 K	8 K	8 K	7 K	2 K	1 K
Retained Earnings	(411.2)	(282.6)	(42.4)	66.2	(69.2)	(75.2)	(75.1)
Other Accumulative Comprehensive Income/Loss	0	0	0	0	0	0	0
Total Equity	633.2	635.3	672.4	807.1	300.3	100.9	103.3
Total Liabilities and Equity	2 367.0	2 017.1	1 936.1	1 820.5	477.3	393.5	645.9
SHARES OUTSTANDING
Common Shares Outstanding	89.5	83.8	82.8	78.1	73.3	73.3	14.1	13.9

Free